# Starship - Health Savings — user reviews

> 39 indexed App Store user reviews of Starship by Brighter Financial, Inc., rated 4.75/5 from 32 ratings.

- Source: https://appshunter.io/ios/app/starship-health-savings/id1326905652/reviews
- App overview in markdown: https://appshunter.io/ios/app/starship-health-savings/id1326905652.md
- Rating breakdown: 5★ 30 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 2

## Newest reviews (11 of 39)

### 5/5 — Very good first experience with HSA

*2022-01-15*

First off I just wanna thank starship for the good experience in the app it’s very easy to use and the customer service team is very respectful and good at explaining to me how to use the app, This is my first time getting into this kind of app, and I just wanna say keep up the good work and just know this app has your back and is very legitimate,

### 5/5 — Great app!

*2022-01-05, version 4.7.5*

Love all the features they offer!

### 5/5 — Great app with helpful featured!

*2022-01-05, version 4.7.5*

App works well and the branding is on point. I love the features Starship HSA offers. Investing is super simple and easy as well.

### 5/5 — Love this app

*2021-09-28, version 4.6.0*

It’s like free money from the government

### 5/5 — Great HSA account, nice debit card.

*2021-09-28, version 4.6.0*

Easy to use HSA. I was able to Rollover a previous company HSA no problem. They were very helpful.

### 5/5 — Finally an HSA I can use!

*2020-07-23*

After having three different HSAs over the last 7 years, I am so excited to finally be able to use Starship! The ability to log in with Face ID and access my money in the app is a game changer. It’s so easy! 🙌🏻

### 2/5 — Doesn’t let me link bank account

*2020-04-25, version 3.8.1*

Always says it needs to restart every time I try to link my bank account.  Please fix this obvious bug.

### 5/5 — Awesome App

*2020-02-12, version 3.4.1*

The app is super beautiful- it was a really clean interface. Card is amazing too! I’m really excited to be using an HSA that doesn’t charge me a monthly fee it’s way better than dealing with some of the other banks.

### 5/5 — The best HSA I’ve used

*2020-02-12, version 3.4.1*

This app makes it so easy to put aside money to save and reimburse myself for health expenses on the go. It’s also beautifully designed. Excited to see what else is in store!

### 5/5 — 100% YES

*2020-02-12, version 3.4.1*

I did my research on which HSA to get and it was a no brainer! Starship has the highest APY and by far the most user friendly interface both on their app and website.

### 5/5 — New client bliss

*2020-02-11, version 3.4.1*

I recently decided that it was time to open an HSA, so I reached out to their customer service department.  They were quick, accurate and professional with their correspondence.

## Most critical reviews (10 lowest-rated)

### 1/5 — Poor customer service

*2022-03-22, version 4.10.0*

Tried opening up an account and there was problems verifying my information. When asking about how to fix this, they simply told me that it can’t be appealed and they can’t do anything. Zero effort on their part to remedy the issue or even help.

### 1/5 — Horrible experience… stay away!

*2022-03-11*

I spent a lot of time trying to get an HSA opened through Starship and the App kept showing me the sign - We couldn’t open your account - We couldn’t verify your identity, even though I uploaded the required documents including valid driver’s license front and back.  When I tried to contact someone in the company about it she said that my account could not be opened and she could not tell me why. Her name was Heather.   This company is probably a SCAM.  Stay away, imo.

### 1/5 — No help with verification of eligibility

*2022-03-03*

I thought because my deductible is $2500 that I would qualify and starship does not have any help to verify if you even qualify before you open the account. They do not have helpful q&a and they are not available 24/7 for chat support. Also I set up the account and now know I can’t have the account I have not deposited any money yet and the app will not let me close the account without speaking to someone. Do not download the app until you verify if this is available for you legally and if it is a smart financial decision.

### 1/5 — SCAM

*2021-12-08, version 4.7.5*

I heard it is scam

### 1/5 — SCAM SCAM SCAM

*2021-07-21*

This stupid starship Health savings app is a scam, my account was frozen.  and I have $3k in my account…. the Stupid starship customer care are aren’t helping me out, because they are scam!!! They keep telling me to call my linked bank to file a dispute so I could get back my money, I called my linked bank and they said they can’t do anything about it……. My linked bank said only starship Heath savings account can disbursed my money…… starship savings account is not doing anything about my money, between they logged me out of my account and i have no access to my money and account anymore….. they are scam!!!! Startship is not letting get back my money

### 1/5 — Terrible application process

*2021-03-02, version 4.2.0*

Takes all your personal info and then tells you you are not qualified. ... only after you reach out to ask them about it.

### 1/5 — Where did my money go and can’t activate card

*2020-12-18*

Added $50 to spending account and wanted to add to my investments but, app wouldn’t let me do that until my card was made and sent out~
 White card arrived and could not find a way to active it on the app... received an email telling me to activate my card soon via the app but the app says my card is being made and will be sent to me~
 I already have my card and there’s no place in the app that allows me to active it there~

**Developer response:** Hi there, sorry for this issue. Can you please contact us directly at support@starshiphsa.com to get his resolved as soon as possible?

### 1/5 — Starship glitches when I attempt to verify my bank. Very glitchy, and unresponsive service

*2020-12-16, version 4.1.1*

Ive been trying and trying across multiple devices to get this to work, and its like the crashing and glitches dont stop.

### 1/5 — Can’t access my money

*2020-05-12, version 3.9.1*

Every time I try to link my bank account to access my funds, I get stuck on the “I’m not a robot” page and nothing happens. I tried it on a diff device and then it said that my account was locked... but it’s not. I click on the unlock account button and that leads to no help.

### 1/5 — Starship stole my money

*2020-01-15*

My employer has been using Starship since I joined the company a couple months ago, I receive emailed statements from them once a month that notifies me of my account balance. However, every time I’ve logged into the app it’s shown a $0.00 balance and my card doesn’t work.

I emailed support, no response. I chatted with an agent and was given a response but nothing has been effective. After their migration and “new app” I can’t even access my account dashboard because I’m stuck in the new user flow, particularly the question of “do you have an existing HSA to transfer to Starship?”

If I had a choice, I would never use Starship HSA again. Unfortunately it’s not up to me to make this decision. I would say however this company needs to have a support line because this is pretty unacceptable to not be able to access my HSA funds for healthcare purchases for the past 6 months.

**Developer response:** Hi there, we appreciate your feedback. Since this review, we have been in contact, have reviewed your account and confirmed that it is active and fully funded. Please feel free to reach back out to support@starshiphsa.com if you have any further questions.

## Most praised reviews (10 highest-rated)

### 5/5 — Very great service

*2023-06-07*

This is a great application they works for the everyday person.

### 5/5 — Incredible app

*2023-01-24*

Beautifully designed app and incredible customer service. Lots of capabilities to help save for your health - I have been telling all of my friends about it!!! Best fintech app

### 5/5 — Makes saving for health SO EASY

*2022-11-02*

This app let’s me save for health without even thinking about. It’s super easy to tell how much you’ve saved towards your yearly contribution limit so you don’t need to worry about keeping track on your own. I like using round-ups and auto-invest features to save and grow my account in the background. Also you can add the card to Apple Pay so I don’t need to remember to bring my card every time I go to the pharmacy! Lifesaver

### 5/5 — I love how easy it is to save for my health!

*2022-10-30*

I’ve had the Starship app for over a year and it’s been super easy to use. It’s made saving for my health second nature and all the features are really cool!

### 5/5 — Simplicity and ease 🤩

*2022-10-29*

Starship is the first HSA I’ve used that offers a contemporary and delightful digital experience. I’ve used various other HSAs over the years from credit unions to big companies and always been incredibly frustrated with the lack of tech-forwardness. Using Starship is a game changer - finally, a truly customer-first HSA which leaves me feeling confident and excited about my savings!

### 5/5 — Easy and top notch

*2022-10-29*

Not only does Starship make it super easy for your health, it makes investing in your health just as easy. I answered a few simple questions, and Starship recommended a portfolio on my risk profile. Loved the customization, but also the simplicity. A++++

### 5/5 — Auto-investing for my health!

*2022-10-28*

I absolutely love this app! The auto-investing feature is incredibly easy. Stashing aside and investing tax-free funds for my future health. What's better than that?

### 5/5 — Great app

*2022-10-19*

Starship is like if Robinhood made an HSA. It has everything you need from capturing and saving receipts to unlocking and locking your debit card. It is super easy to use!

### 5/5 — Great HSA!

*2022-10-18*

I’ve had starship for almost 2 years now and this app is so easy to use and has been extremely helpful in saving for my health savings account! I would highly recommend for anyone trying to better allocate their finances into a tax deductible method of paying off medical bills in the future!

### 5/5 — Awesome app!

*2022-10-18*

I’ve been using Starship for a few months now and I am very impressed. They keep adding cool features like round-ups where I can collect spare change when I make a purchase with my debit card. Pretty neat!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
