# Stash AI: Finance Tracker — AI-Powered Finance Tracker > AI-powered finance tracker for budgeting, subscriptions, and savings goals. (iPhone/iPad app by Muhammad Usman.) - Source: https://appshunter.io/ios/app/stash-ai-finance-tracker/id6760971684 (this page in markdown: same URL + `.md`) - Developer: [Muhammad Usman](https://appshunter.io/developer/1887092732) - Category: Finance, Productivity - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 15.1 · 59 MB - Languages: American English - Released: 2026-04-30 - Data updated: 2026-08-25 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/stash-ai-finance-tracker/id6760971684/reviews.md ## What is Stash AI? Stash AI is your intelligent money companion — built to help you understand where your money goes, take control of your spending, and actually reach your financial goals. Whether you're trying to save for something big, keep on top of subscriptions, or just stop wondering where your paycheck went, Stash AI gives you the clarity and tools to make it happen. SMART BUDGETING MADE SIMPLE Set monthly budgets by category — groceries, dining, transport, entertainment, and more. Stash AI tracks your spending in real time and alerts you before you overspend, so you always know exactly where you stand. NEVER MISS A SUBSCRIPTION AGAIN Stash AI automatically detects your recurring subscriptions and bills. See everything you're paying for in one place — no more surprise charges, no more forgotten trials. Know exactly what's coming out and when. SAVINGS POTS & GOALS Create dedicated savings pots for anything — a holiday, a new laptop, an emergency fund. Lock money away, track your progress, and watch your goals become reality with every deposit. AI-POWERED FINANCIAL INSIGHTS Stash AI analyses your transactions and spending patterns to surface personalised insights — spotting trends, flagging unusual spend, and giving you actionable tips to improve your finances month over month. PAYDAY TRACKING Tell Stash AI when you get paid and it organises your financial picture around your pay cycle — so your budget always reflects reality, not just the calendar month. PRIVATE & SECURE BY DESIGN Your financial data is yours. Stash AI uses bank-grade encryption and Supabase-backed security to keep your information private. Biometric authentication (Face ID / Touch ID) keeps your data locked down. WHAT PEOPLE USE STASH AI FOR • First-time budgeters who want a simple, clear overview of their finances • People tired of overspending without realising it • Anyone juggling multiple subscriptions and bills • Savers working toward a specific goal • Anyone who wants AI to do the heavy lifting on their finances Download Stash AI today and take the first step toward financial clarity. SUBSCRIPTION INFORMATION Stash Pro is available as a monthly or annual auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel your subscription in your App Store account settings at any time. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://diamond-canid-0ba.notion.site/Terms-of-Service-33dde97f67178083bb28cef2b2ae5446 Privacy Policy: https://diamond-canid-0ba.notion.site/Stash-AI-Privacy-Policy-31ede97f6717809591a6c8130deef04a ## Key features - Smart budgeting by category - Real-time spending alerts - Automatic subscription detection - Dedicated savings pots - AI-powered financial insights - Payday cycle organization ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Stash Pro Monthly | $6.99 | per month | | Stash Pro Yearly | $49.99 | per year | ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/stash-ai-finance-tracker/id6760971684/reviews.md ### 5/5 — Great app! *2026-05-28* Really helped me manage my finances ## Frequently asked questions about Stash AI ### What is Stash AI used for? Stash AI is an intelligent money companion designed to help users understand their spending, manage budgets by category, track recurring subscriptions, and set up dedicated savings pots for financial goals. ### How does Stash AI help with budgeting? Stash AI allows users to set monthly budgets for various categories like groceries, dining, and transport. It tracks spending in real-time and provides alerts to prevent overspending, ensuring users know their financial standing. ### Can Stash AI track subscriptions? Yes, Stash AI automatically detects recurring subscriptions and bills, displaying them in one place. This helps users avoid surprise charges and forgotten trials by showing exactly what is being paid for and when. ### What kind of financial insights does Stash AI offer? The app analyzes transaction and spending patterns to provide personalized insights. It spots trends, flags unusual spending, and offers actionable tips to help users improve their financial habits month over month. ### Is Stash AI secure? Stash AI is designed with privacy and security in mind, using bank-grade encryption and Supabase-backed security. Biometric authentication like Face ID and Touch ID is also available to protect user data. ### What devices is Stash AI available on? Stash AI is available for iPhone, iPad, and iPod devices, indicated by its age rating of 4+ and support for these platforms. ### How often is Stash AI updated? The latest version of Stash AI is 2.0.7, and it was last updated on June 25, 2026. This suggests a regular update schedule for the application. ### What are the subscription options for Stash AI? Stash AI Pro is offered as a monthly or annual auto-renewing subscription. Payments are charged to your Apple ID, and subscriptions can be managed or canceled in your App Store account settings at least 24 hours before the current period ends. ## Version history (last 5 releases) ### 2.1.8 — 2026-08-22 Paid by the hour? Stash now works the way your job actually does. • Choose Hourly income in onboarding or Profile, and set your rate, your usual weekly hours, and exactly when you get paid — weekly, biweekly or monthly, on any weekday. • Before each payday, Stash asks how many hours you actually worked. Your pay is worked out from those real hours, never from an average — so a short week lands as a short week, not a guess. • Optional reminder the day before payday so logging your hours takes seconds. Time-Travel Simulator now runs any what-if you throw at it, including purchases you can't cover yet, and tells you the shortfall and what it does to your goals. ### 2.1.7 — 2026-08-18 • Subscriptions now show which account they're charged from — set it during statement import or from the subscription details screen • Improved subscription detection when importing bank statements • Bug fixes and performance improvements ### 2.1.5 — 2026-08-13 • New: Spending Score — after scanning a bank statement, see a 0-100 score with a clear breakdown of what's working and what to fix • Faster statement scans, with smarter subscription detection • Improved password field security, with per-field reveal • Group chats now sort by most recent message • Fixed a first-time tutorial freeze on some devices • Fixed income and spending timeline display issues ### 2.1.4 — 2026-08-11 MAKE YOUR MONEY LAST See exactly how far your money stretches until payday, right on your dashboard. ATLAS, SMARTER Your AI money coach now understands your whole financial picture — budgets, goals, cards, and more — for sharper, more useful answers. Plus bug fixes, including a fix for Pro members occasionally seeing a lock icon that shouldn't have been there. ### 2.1.3 — 2026-08-09 Everything's free until 31 August — every Pro feature, no card needed. SPLIT BILLS THAT ACTUALLY SETTLE • Pay someone back in parts — partial payments tracked to the penny • A full payment ledger on every bill, so nobody argues about who paid what • Quick IOUs for when you just need to log "I owe you £12" A REAL PLAN FOR YOUR DEBT • Snowball and avalanche payoff plans, side by side • See your actual debt-free date, and what an extra £10 a month buys you ATLAS GOT SHARPER (AND MEANER) • Roast Me — ask Atlas what it really thinks of your spending • New heat slider: dial the roast from gentle nudge to full flame • Switch personas straight from the chat header • Product recommendations now come with real sources, not invented links SOLON REMEMBERS • Voice calls are saved as transcripts you can read back • New call history screen YOUR ACCOUNT, YOUR CONTROL • New Personal details screen — see and change your sign-in email • Signed up with Google or Apple? You can set a password now too FAMILY • Push notifications when chores are claimed, completed, or approved FASTER AND STEADIER • Noticeably quicker startup • Fixed a crash some people hit on launch --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*