# State Bank of Waterloo Mobile > Mobile banking app for managing State Bank of Waterloo accounts. (iPhone/iPad app by State Bank of Waterloo.) - Source: https://appshunter.io/ios/app/state-bank-of-waterloo-mobile/id555321714 (this page in markdown: same URL + `.md`) - Developer: [State Bank of Waterloo](https://appshunter.io/developer/555321717) - Category: Finance - Price: Free - Rating: 2.33/5 from 3 App Store ratings · 6 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 45 MB - Languages: English - Released: 2012-09-04 - Data updated: 2026-06-02 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/state-bank-of-waterloo-mobile/id555321714/reviews.md ## What is State Bank of Waterloo Mobile? SBW Mobile Banking by State Bank of Waterloo allows you to bank on the go. It’s free to download and offers quick access for managing your bank accounts. Check your balances, pay bills, transfer money, make deposits and locate ATMs and banking centers with just a touch. Our native app is fast, secure and free. Use your current login information to start banking today. Features: •Check Account Balances •Transfer funds between accounts •Pay Bills** •Find our ATMs and Banking Centers using the GPS system provided by your iPhone.*** •Make deposits without stepping into a branch *Must be an Online Banking Customer **Online customers must first setup transfer and bill pay accounts prior to using these features. ***This is limited to locating our banking centers and ATMs. Please refer to your carrier for any fees that may apply. ## Key features - Check account balances - Transfer funds - Pay bills - Mobile check deposit - ATM and branch locator ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/state-bank-of-waterloo-mobile/id555321714/reviews.md ### 1/5 — Worst app and bank *2025-10-27, version 5.3.0* Always updating the app but it never gets better. Worst banking app ever. Can’t even mobile deposit a check. Don’t waste ur time ### 5/5 — Great! *2024-11-26* I love this app! It's super convenient and easy to use! ### 3/5 — Log in *2021-06-16, version 4.7.5* This app does not recognize my pin # it lock me out of my account, I had to use google and google their website to log in. I have no idea how to fix this because they don’t give you much options to change your pin on their website. They need to work on this improvement, changing a pin should be easily accessible. ### 5/5 — Banking at its best *2018-08-07, version 4.5.0* State bank of Waterloo has been my bank since I was a freshman in high school almost 10 years ago. I assumed when I left Waterloo to go to college in Springfield Missouri I would have to transfer all of my business to a bank near Springfield. However, through talking with a customer service representative I was informed about their mobile banking. This app literally makes me feel like my bank is at my finger tips. Coming from a millennial who is always on his phone this is very important to me. I can deposit checks through my phone, transfer money, and check all of my account balances. I couldn’t imagine banking anywhere else State Bank of Waterloo’s slogan may be “Community banking at its best since 1894” but I honestly believe it is now simply Banking at its best! ### 5/5 — Super duper convenient *2018-08-03, version 4.5.0* Great mobile app. Super easy to use. The thumb print sign in makes it super fast to log in and check your balance or pay a bill on the go. Love it!!! ### 5/5 — Great app! *2018-08-03, version 4.5.0* Very easy to use & helps you keep you banking in order!!! Even my 77 year old father who doesn’t like computers can use it with ease! ## Frequently asked questions about State Bank of Waterloo Mobile ### Is State Bank of Waterloo Mobile free to download? Yes, State Bank of Waterloo Mobile is free to download and use. It offers quick access for managing your bank accounts without any upfront cost. ### What banking features does State Bank of Waterloo Mobile offer? State Bank of Waterloo Mobile allows you to check account balances, transfer funds between accounts, pay bills, make deposits remotely, and locate ATMs and banking centers. ### Do I need to be an Online Banking Customer to use State Bank of Waterloo Mobile? Yes, you must be an existing Online Banking Customer with the State Bank of Waterloo to use the mobile app. You will use your current login information to start banking. ### How secure is State Bank of Waterloo Mobile? The app is described as fast, secure, and free, utilizing your current login information for access. Specific security protocols are not detailed, but it is designed for safe mobile banking. ### Can I set up bill pay and transfers directly in State Bank of Waterloo Mobile? Online customers must first set up transfer and bill pay accounts through online banking before using these features within the State Bank of Waterloo Mobile app. ### What devices are supported by State Bank of Waterloo Mobile? State Bank of Waterloo Mobile is supported on iPhone and iPad devices. It is designed for iOS users looking for convenient mobile banking. ### How often is State Bank of Waterloo Mobile updated? The latest version of State Bank of Waterloo Mobile is 5.3.0, which was last updated on October 27, 2025. This indicates regular updates to maintain functionality and security. ### Does State Bank of Waterloo Mobile have advertisements? No, State Bank of Waterloo Mobile is described as a fast, secure, and free native app, and it does not contain advertisements. ## Version history (last 5 releases) ### 5.3.1 — 2026-05-11 Zelle ### 5.3.0 — 2025-10-27 New online and mobile banking experience with upgraded security and additional features ### 5.2.0 — 2025-01-16 UI Improvements FDIC Signage Updates for Latest iOS ### 5.0.0 — 2023-06-15 UI Improvements New Look and Feel Updated Security Features ### 4.7.7 — 2021-07-28 UI Improvements Updates for latest iOS ## Apps similar to State Bank of Waterloo Mobile | App | Rating | Price | Category | | --- | --- | --- | --- | | [Buena Vista National Bank](https://appshunter.io/ios/app/buena-vista-national-bank/id1051803715) | 4.8 (601) | Free | Finance | | [South Coast Bank & Trust](https://appshunter.io/ios/app/south-coast-bank-and-trust/id1044408991) | 3.3 (4) | Free | Finance | | [Young Bank](https://appshunter.io/ios/app/young-bank/id6447269255) | — | Free | Finance | | [The State Bank - Spirit Lake](https://appshunter.io/ios/app/the-state-bank-spirit-lake/id1058990366) | — | Free | Finance | | [SM Federal Credit Union](https://appshunter.io/ios/app/sm-federal-credit-union/id1658378995) | — | Free | Finance | | [Highway Crossroads Mobile](https://appshunter.io/ios/app/highway-crossroads-mobile/id1341960961) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-02.*