# State ECU Mobile

> Mobile banking app for managing accounts, transfers, bill pay, and check deposits. (iPhone/iPad app by State Employees Credit Union.)

- Source: https://appshunter.io/ios/app/state-ecu-mobile/id6478777309 (this page in markdown: same URL + `.md`)
- Developer: [State Employees Credit Union](https://appshunter.io/developer/447588568)
- Category: Finance
- Price: Free
- Rating: 1.80/5 from 56 App Store ratings · 27 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.5 · 199 MB
- Languages: American English, French (France), European Spanish
- Released: 2024-07-07
- Data updated: 2026-08-15
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/state-ecu-mobile/id6478777309/reviews.md

## What is State ECU Mobile?

Bank wherever you are with State ECU Digital Banking Mobile App. Available to all State ECU Digital Banking Members.

Available features include:

Accounts:
• Check your latest account balance and search recent transactions by date, amount, or check number.

Transfers:
• Easily transfer funds between your accounts.

Bill Pay:
• Make payments and view recent and scheduled payments.
• Ability to add new payees, edit existing payees, or delete payees directly from the mobile app.

Deposits:
• Submit check deposits using your device’s camera.

Touch ID/Face ID:
• Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.

Member NCUA. Equal Housing Lender.

## Key features

- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and manage payees
- Deposit checks via camera
- Secure Touch ID/Face ID login

## What do users think of State ECU Mobile?

**Pros**

- 🆕 More updated features
- 🔍 Better account overview

**Cons**

- 🤯 Complicated and confusing interface
- 🤔 Inaccurate account information
- 🔒 Difficulty logging in and accessing accounts
- 🚫 Lack of important features (pending transactions, bill pay, etc.)
- 🤬 Frustrating user experience leading to customer churn

## Recent user reviews (10 of 27)

All indexed reviews: https://appshunter.io/ios/app/state-ecu-mobile/id6478777309/reviews.md

### 1/5 — Money glitches, use another bank!!

*2026-05-29, version 7.102.0.16781*

I’ve been banking with State Employees Credit for a good few years now. My step dad had created an account for me when I was a teen to manage my first debit card. I just kept using the bank since there weren’t many issues at first. The bank supposedly was supposed to have an early direct deposit service (which it didn’t), but I didn’t mind so much, as long as I got my check on the day I’m supposed to and no later. The banking app started to have problems a couple years back where it would show that you still have spendable money in your account. I go to spend that money I supposedly have, and check my account later that day and I have even LESS money than what I should with what my spending balance originally said! Just the other day, my account said I had $500. I didn’t before, and though maybe the bank deposited part of my work check early (as that’s something they can do). Well I go to spend my money again, and now I have -200 in my account. These glitches are costing me so much, it’s ridiculous. I wouldn’t bank with them, I wouldn’t use the app, and I wouldn’t trust them. The bankers at my local SECU are nice, and I know it’s not their fault, but don’t bank with them. There’s nothing that they can do to help since it’s a bigger issue.

### 1/5 — Poor online service

*2026-01-29, version 7.95.0.16060*

Still have to call by phone. Can not get on and just pay easy with my debit card

### 5/5 — Frustrated and elated

*2025-12-05, version 7.95.0.16060*

The app is a little testy but when you go into main SECUNM.ORG put your id and password, I needed temporary because of issues with my phone software. After I erased the software with the help of Apple Store. Reloaded it. Then I had to call SECU and they were successful in helping me load the app again. Happy again!

### 1/5 — Can’t access my account

*2025-11-16, version 7.95.0.16060*

I had gotten a new phone and I upon going to the app I realized I forgot my password. I tried to do a password reset but it’s asking me for a member ID, e mail and my account number. I was under the impression SECU would NEVER ask you for your account number? I put in all of my information and I’ve been told I can’t access my own account even though all my information is correct. This only started happing after this newest update and it’s frustrating. The last update was annoying too but this one is far worse.

### 1/5 — Horrible Customer Service access.

*2025-10-21, version 7.94.0.15999*

This new system still has bugs.  Been on hold way too long.  And the app doesn’t appear.  Am thinking of leaving SECU after 20 plus years.

### 1/5 — Worst App Ever Created

*2025-07-24, version 7.71.2.14159*

I can’t even log in to this app! I’ve tried logging in on two different phones. I’ve had my password reset a million times.No employee can help me troubleshoot, they claim they have no issue on their phones. I have two iPhones so I’m not sure if it’s a compatibility issue with iPhone. How in our modern age can a company have such challenges with offering a basic functional app??? Literally atrocious

### 1/5 — Can’t access my account at all.

*2025-07-24, version 7.71.2.14159*

By looking at the other reviews I’m not alone on this despite not using this account for literal years. I used to only need my member number and a password to access my account. Now it is just rejecting my login and change password attempts. I called the bank and they said that I need to make an entirely new account. Well guess what happened when I tried that. It rejected it told me to CALL THE BANK AGAIN. I’m just gonna go to the bank and see what in the name of Ares and Athena is going on because I do not have the patience for this.

Seriously guys, you didn’t need to do this. The old site and app were great. All you guys needed to do was follow the saying “if it ain’t broken, don’t fix it.”

### 5/5 — Ok    on   &  z oz8& Ed my o

*2025-06-02, version 7.71.2.14159*

An

### 1/5 — Long State ECU member

*2025-04-26, version 7.71.2.14159*

Obviously I’m not the only one that has issues signing in.

### 1/5 — P

*2025-04-24, version 7.71.2.14159*

Terrible and the help is even worse

## Frequently asked questions about State ECU Mobile

### What can I do with the State ECU Mobile app?

The app allows you to check your latest account balances, search recent transactions, transfer funds between your accounts, pay bills, and submit check deposits using your device's camera. It also offers secure sign-on options like Touch ID and Face ID.

### Is the State ECU Mobile app free to use?

Yes, the app is available for free to all State ECU Digital Banking Members. There are no direct costs associated with downloading or using the core banking features.

### How do I deposit a check with the app?

You can deposit checks by simply using your device's camera within the app. Follow the on-screen instructions to capture images of the front and back of your endorsed check for submission.

### What security features does the app offer?

The app provides a secure sign-on experience through Touch ID (fingerprint recognition) and Face ID (facial recognition). This offers a more efficient and protected way to access your accounts compared to traditional passwords.

### Is this app available for all banks?

No, this app is specifically for State ECU Digital Banking Members. It is designed to provide access to their State ECU accounts and services.

## Version history (last 5 releases)

### 7.102.0.16781 — 2026-03-04

We’ve made several enhancements that will help your app perform better. We’re always making improvements, so turn on automatic app updates to get the latest.

### 7.95.0.16060 — 2025-10-24

We've addressed an item that may have prevented you from downloading and printing statements along with other enhancements to improve app performance.

### 7.94.0.15999 — 2025-10-10

We’ve made several enhancements that will help your app perform better.  We’re always making improvements, so turn on automatic app updates to get the latest.

### 7.71.2.14159 — 2024-12-16

Version Update. We've made several enhancements to improve app performance!

### 7.71.1.13802 — 2024-11-30

Version Update. We've made several enhancements to improve app performance!

## Apps similar to State ECU Mobile

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| [Sandia Area FCU Mobile Banking](https://appshunter.io/ios/app/sandia-area-fcu-mobile-banking/id1184967309) | 2.6 (64) | Free | Finance |

## More apps by State Employees Credit Union

- [State ECU NM Mobile](https://appshunter.io/ios/app/state-ecu-nm-mobile/id1208134465)
- [State ECU Business Mobile](https://appshunter.io/ios/app/state-ecu-business-mobile/id1464896762)

All apps by State Employees Credit Union: https://appshunter.io/developer/447588568

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*