# Statement AI Expense Tracker — On-device expense insights

> On-device expense insights (iPhone/iPad app by Melvin Moncy.)

- Source: https://appshunter.io/ios/app/statement-ai-expense-tracker/id6780220944 (this page in markdown: same URL + `.md`)
- Developer: [Melvin Moncy](https://appshunter.io/developer/1862457805)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 36 MB
- Languages: American English
- Released: 2026-07-06
- Data updated: 2026-09-08
- User reviews in markdown: https://appshunter.io/ios/app/statement-ai-expense-tracker/id6780220944/reviews.md

## What is Statement AI Expense Tracker?

Understand your money without handing it to a server. Statement.AI reads your bank or credit-card statement entirely on your phone, auto-sorts every transaction, and shows where your money goes — plus a Financial Health Score, monthly reviews, forecasts, savings goals and subscription cleanup.

• 100% on-device — your statements, passwords and balances never leave your phone
• Works with any bank's PDF, including password-protected statements
• Auto-categorization with a built-in AI model (no API keys, works offline)
• Health score, forecasts, lifestyle-inflation alerts and an on-device spending coach
• Budgets with instant alerts, savings goals with ETAs, subscription review
• App Lock with PIN + Face ID
• Free to use; Premium unlocks unlimited statements and advanced tools

Premium is an auto-renewable subscription (monthly or yearly). Payment is charged to your Apple ID at confirmation of purchase. It renews automatically for the same period and price unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://moncymelvin.github.io/statement-ai-privacy/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $0.99 | per month |
| Premium Yearly | $6.99 | per year |



## Version history (last 1 release)

### 1.0 — 2026-07-06

No release notes.

## Apps similar to Statement AI Expense Tracker

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [SpendZy - Auto Expense Tracker](https://appshunter.io/ios/app/spendzy-auto-expense-tracker/id6786398718) | — | Free | Finance |
| [Axpense: AI Money Tracker](https://appshunter.io/ios/app/axpense-ai-money-tracker/id6740096371) | — | Free | Finance |
| [AI Spend Tracker: RetroBudget](https://appshunter.io/ios/app/ai-spend-tracker-retrobudget/id6743363764) | 3.0 (2) | Free | Finance |
| [Spendwise AI: Expense Tracker](https://appshunter.io/ios/app/spendwise-ai-expense-tracker/id6771115407) | — | Free | Finance |
| [PennyBudget - AI Expense App](https://appshunter.io/ios/app/pennybudget-ai-expense-app/id6680195347) | — | Free | Finance |
| [UPI Tracker](https://appshunter.io/ios/app/upi-tracker/id6775892110) | — | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-08.*