# Steady - Smart Money Tracker — Portfolio and Passive Income

> Personal finance app for tracking investments, passive income, and planning retirement. (iPhone/iPad app by Liam Gonzalez.)

- Source: https://appshunter.io/ios/app/steady-smart-money-tracker/id6758558189 (this page in markdown: same URL + `.md`)
- Developer: [Liam Gonzalez](https://appshunter.io/developer/1873618600)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 50 MB
- Languages: American English
- Released: 2026-03-07
- Data updated: 2026-06-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/steady-smart-money-tracker/id6758558189/reviews.md

## What is Steady?

Steady is the ultimate dividend income tracker and passive income planner for investors at every level. Whether you're building a retirement portfolio, chasing financial freedom, or just learning how dividends work — Steady gives you every tool you need in one beautifully designed app.

TRACK ALL YOUR INCOME IN ONE PLACE
Add stocks, ETFs, REITs, bonds, CDs, and high-yield savings accounts. See your annual dividend income broken down by month, day, and hour. Track rental properties and job income alongside your investments for a complete picture of your financial life.

WARREN — YOUR AI FINANCIAL ADVISOR
Chat with Warren, your personal AI mentor named after the greatest investor of all time. Ask questions about your portfolio, upload brokerage screenshots for instant analysis, and even tell Warren to update your holdings directly from the chat. Warren knows your portfolio, speaks your language, and never judges a "dumb question."

SNOWBALL MOMENTUM SCORE
Your progress, gamified. Steady's proprietary 1–100 Snowball Score measures your consistency, growth, reinvestment habits, and investing activity. Level up from Snowflake to Avalanche as your portfolio grows — complete with animated snow effects that intensify with your score.

PLAN YOUR RETIREMENT
Use the built-in retirement calculator to project future dividend income based on your current portfolio and monthly contributions. Discover exactly how much you need to cover your bills and reach true financial independence. Stress-test your portfolio against real historical crashes — the 2008 Financial Crisis, COVID-19, and the Dot-Com Bubble.

FINANCIAL EDUCATION — SKILL TREE
Learn dividend investing through 12 progressive lessons across 5 tiers, from "What Is a Stock" to "Building an Income Portfolio." Earn XP, unlock new lessons, and build real financial knowledge at your own pace. Each lesson includes visual content and real-world examples.

IMPORT FROM ANY BROKERAGE
Sync holdings from Fidelity, Charles Schwab, Robinhood, Vanguard, E*TRADE, TD Ameritrade and more via CSV. Or just screenshot your brokerage app — Warren's AI will extract your symbols, share counts, and cost basis automatically.

PAPER TRADING
Not ready to invest real money? Practice with $10,000 in virtual cash. Trade Apple, Google, Tesla, and 7 more popular stocks with real-time prices and zero risk.

CALENDAR & BILL TRACKER
Visualize every dividend payment, ex-dividend date, and recurring expense on a color-coded calendar. Know exactly when money is arriving and when bills are due — every month.

ACHIEVEMENTS & BADGES
Unlock badges like "The Aristocrat" (own 5 Dividend Aristocrats), "Clockwork" (dividends every month of the year), and "The Phoenix" (DRIP enabled for 6 months). Real milestones, real motivation.

CUSTOMIZABLE & SECURE
Choose from 14 themes including 6 animated backgrounds — Jungle, Space, Ocean, Inferno, Aurora, and Sakura. Protect your portfolio with Face ID, Touch ID, or fingerprint. Available in English, Spanish, French, German, Portuguese, Chinese, Japanese, Korean, Hindi, Arabic, and Russian.

PREMIUM — STEADY PRO
Unlock unlimited holdings, unlimited Warren messages, dividend cut alerts, brokerage CSV import, and AI portfolio scanning. $4.99/month or $47.99/year.

https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Track dividend income from stocks, ETFs, REITs, and more
- AI financial advisor for portfolio analysis and updates
- Gamified Snowball Score for progress tracking
- Retirement planning and portfolio stress-testing
- Financial education skill tree
- Import holdings from any brokerage via CSV or screenshots
- Paper trading with virtual cash

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Steady Yearly Premium | $47.99 | per year |
| Steady Monthly Premium | $4.99 | per month |
| Steady Premium Subscription | $47.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/steady-smart-money-tracker/id6758558189/reviews.md

### 1/5 — Inaccurate data

*2026-03-13*

Data is not accurate. I expected more.

## Frequently asked questions about Steady

### What is Steady's Snowball Score?

Steady's Snowball Score is a gamified metric from 1-100 that measures your investment consistency, growth, reinvestment habits, and activity. It helps users visualize their progress towards financial goals.

### Can I get financial advice from Steady?

Yes, Steady features 'Warren,' an AI financial advisor. You can chat with Warren to ask questions about your portfolio, upload screenshots for analysis, and even have it update your holdings.

### How does Steady help with retirement planning?

Steady includes a built-in retirement calculator that projects future dividend income based on your current portfolio and contributions. It also allows you to stress-test your portfolio against historical market crashes.

### What financial institutions can I import from?

You can import holdings from major brokerages like Fidelity, Charles Schwab, Robinhood, Vanguard, E*TRADE, and TD Ameritrade via CSV. Alternatively, Warren's AI can extract data from screenshots of your brokerage app.

### Does Steady offer a way to practice investing?

Yes, Steady provides a paper trading feature where you can practice with $10,000 in virtual cash. You can trade popular stocks like Apple, Google, and Tesla with real-time prices and no risk.

### How often is Steady updated?

The latest version of Steady is 2.0.2, and it was last updated on March 14, 2026. This indicates a recent and active development cycle for the application.

### What is the age rating for Steady?

Steady has an age rating of 4+. This means it is suitable for users of all ages, with no mature content or themes that would restrict access for younger individuals.

### What platforms is Steady available on?

Steady is available on iPhone, iPad, and iPod. It is designed to be accessible across various Apple mobile devices.

## Version history (last 3 releases)

### 2.0.2 — 2026-03-14

-squashed bug causing certain ETFS to show incorrect dividend frequency

### 1.1 — 2026-03-10

-Fixed Currency Issue
- Added Crypto Support

### 1.0 — 2026-03-07

No release notes.

## More apps by Liam Gonzalez

- [ChefQuest - Recipes + AI Chef](https://appshunter.io/ios/app/chefquest-recipes-plus-ai-chef/id6759848154)

All apps by Liam Gonzalez: https://appshunter.io/developer/1873618600

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*