# Stella Pay — Crypto Credit Cards > Pay with crypto globally using a linked credit card with auto top-up. (iPhone/iPad app by Flashwire Inc.) - Source: https://appshunter.io/ios/app/stella-pay/id1668957912 (this page in markdown: same URL + `.md`) - Developer: [Flashwire Inc](https://appshunter.io/developer/1668957914) - Category: Finance - Price: Free - Rating: 3.86/5 from 7 App Store ratings · 4 written reviews indexed - Age rating: 9+ - Requires: iOS 15.0 · 81 MB - Languages: Arabic, English, French, German, Japanese, Portuguese, Chinese, Spanish, Chinese - Released: 2024-08-13 - Data updated: 2026-07-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/stella-pay/id1668957912/reviews.md ## What is Stella Pay? Crypto Credit cards Use Stella card to pay with crypto anytime, anywhere: - Approved by 40M+ merchants worldwide. - Supports Apple Pay, Google Pay, Alipay, WeChatPay, and more. - Covers all your daily payment needs, including shopping, travel, socializing, digital payments! financial services, and more. Simplify your life with Stella's all-in-one card: - Auto top-up from crypto to card with every payment. - Easy cash-out from card to crypto. - Instant physical and virtual card transfers. - Withdraw cash with global ATM access. Innovative tokenized financial products—invest with USDC internet native yield - Diverse products, flexible short-term investments. - High-quality, low-risk investments. - Innovative and compliant, globally accessible. - Streamlined transactions, enhanced efficiency. ## Key features - Pay with crypto at 40M+ merchants - Supports Apple Pay, Google Pay, Alipay, WeChatPay - Auto top-up from crypto to card - Easy cash-out from card to crypto - Instant physical and virtual card transfers - Global ATM cash withdrawal - Tokenized financial products for investment ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/stella-pay/id1668957912/reviews.md ### 1/5 — Scam crypto card company *2026-05-15* They freeze my account and my wallet and claims they found risk they want verification for transaction, I gave them proof, they didn’t verify it and still freezes my account with my funds in it, and not giving back my funds, BEWARE and stop create crypto wallet on this app. ### 1/5 — Scam money. *2025-11-18* This app is a scam. They froze my account without saying why and won't give the money back even though I already showed them the transfer proof. Please be careful. ### 5/5 — Great app and credit cards *2024-08-21* You can deposit stablecoin and other tokens then top up to the visa card. I tried using the card in many countries and it worked perfectly so far! ### 5/5 — مراجعة *2024-08-17* اتمنى اضافة اللغة العربية ## Frequently asked questions about Stella Pay ### What is Stella Pay? Stella Pay is a finance app that enables users to spend cryptocurrency at over 40 million merchants worldwide through a crypto-backed credit card. It integrates with popular payment platforms and offers investment products. ### How does Stella Pay's auto top-up feature work? With every payment made using the Stella card, the app automatically tops up the card balance by converting crypto from your linked account. This ensures you always have funds available for your purchases. ### Can I withdraw cash from Stella Pay? Yes, Stella Pay allows you to withdraw cash directly from the card at global ATMs. This provides flexibility for accessing your funds when needed. ### What kind of investment products does Stella Pay offer? Stella Pay offers innovative tokenized financial products, including flexible short-term investments with USDC. These are described as high-quality, low-risk, and globally accessible. ### Is Stella Pay secure? While specific security measures are not detailed, the app supports major payment platforms like Apple Pay and Google Pay, which have their own security protocols. The app is designed for financial transactions, implying a focus on security. ### What devices is Stella Pay available on? Stella Pay is currently supported on iPhone and iPod devices. The app was last updated on July 1, 2026, indicating ongoing development. ### What is the user rating for Stella Pay? Stella Pay has a rating of 3.9 stars based on 7 user ratings. This suggests a generally positive but mixed reception from its user base. ### Does Stella Pay have ads? Based on the provided data, Stella Pay does not have advertisements. The app is free to download and use without any ad interruptions. ## Version history (last 5 releases) ### 3.4.12 — 2026-07-25 Fix some known bugs. Optimize user experience. ### 3.4.11 — 2026-07-01 Fix some known bugs. Optimize user experience. ### 3.4.10 — 2026-03-26 Fix some known bugs. Optimize user experience. ### 3.4.9 — 2026-01-21 Fix some known bugs. Optimize user experience. ### 3.4.8 — 2026-01-15 Fix some known bugs. 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