# Step+wise

> Teacher retirement benefit projection and income estimation tool. (iPhone/iPad app by Marco Kawatra-Palzer.)

- Source: https://appshunter.io/ios/app/step-plus-wise/id6758487533 (this page in markdown: same URL + `.md`)
- Developer: [Marco Kawatra-Palzer](https://appshunter.io/developer/1873158129)
- Category: Finance
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 17.2 · 2 MB
- Languages: American English
- Released: 2026-02-03
- Data updated: 2026-06-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/step-plus-wise/id6758487533/reviews.md

## What is Step+wise?

Most teachers hear “your benefits are great,” but rarely see what that actually means in dollars. Stepwise turns your inputs into clean projections and simple income estimates, so you can understand where you’re headed and what changes matter.

What Stepwise does

Retirement projection: See how your TDA balance could grow over time based on contributions and assumed returns.

Pension estimator: Get a simplified TRS-style pension estimate using age, service credit, and salary assumptions.

Monthly income view: Combine pension + TDA into a monthly retirement income estimate.

Snapshots & tracking: Add statement snapshots to see performance and contributions over time.

Built for teachers: Language and assumptions are designed around how NYC educators actually think about retirement.

Important notes
Stepwise is an educational planning tool — not financial advice. It uses simplified assumptions and may not match TRS calculations, taxes, healthcare costs, contract step changes, or distribution rules.

## Key features

- Retirement projection for TDA balance
- Pension estimator with age, service, and salary
- Combined monthly retirement income view
- Statement snapshots for performance tracking
- Teacher-specific language and assumptions


## Frequently asked questions about Step+wise

### What is Stepwise?

Stepwise is an educational planning tool designed to help teachers understand their retirement benefits. It provides projections for TDA balances, pension estimates, and a combined monthly retirement income view.

### Is Stepwise free to use?

Yes, Stepwise is available for free. It does not have any in-app purchases or advertisements, making it a completely free tool for users.

### What kind of retirement benefits does Stepwise estimate?

Stepwise estimates your TDA balance growth over time, provides a simplified pension estimate (TRS-style), and combines these into a monthly retirement income view.

### Does Stepwise provide financial advice?

No, Stepwise is an educational planning tool and does not provide financial advice. It uses simplified assumptions and may not perfectly match official calculations from TRS or account for all personal financial factors.

### What devices does Stepwise support?

Stepwise is available on iPhone and iPad, allowing teachers to plan their retirement on their preferred Apple devices.

### How often is Stepwise updated?

Stepwise was last updated on February 3, 2026, with version 1.0. This indicates it is a new application with its initial release date matching the last update.

### What is the age rating for Stepwise?

Stepwise has an age rating of 4+, making it suitable for a wide range of users. This rating suggests it contains no mature content.

### Can I track my retirement performance with Stepwise?

Yes, Stepwise allows you to add statement snapshots to track your performance and contributions over time, giving you a clear view of your retirement savings progress.

## Version history (last 1 release)

### 1.0 — 2026-02-03

No release notes.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-01.*