# StepDebt – Step Tracker — Step tracking with debt & bank

> Step tracking with debt & bank (iPhone/iPad app by SAMUEL HORN.)

- Source: https://appshunter.io/ios/app/stepdebt-step-tracker/id6756528706 (this page in markdown: same URL + `.md`)
- Developer: [SAMUEL HORN](https://appshunter.io/developer/1821660640)
- Category: Health & Fitness, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.0 · 13 MB
- Languages: American English
- Released: 2025-12-22
- Data updated: 2026-05-19
- User reviews in markdown: https://appshunter.io/ios/app/stepdebt-step-tracker/id6756528706/reviews.md

## What is StepDebt?

StepDebt: a smarter way to stay consistent with walking.

Most step trackers punish you for missing a day.
StepDebt does the opposite.

Instead of breaking streaks, StepDebt introduces a simple idea: step debt and step banking.

Miss your daily step goal?
Those steps go into debt.

Walk more than your goal another day?
You pay it back, or even bank steps for later.

No guilt. No streak anxiety. Just long-term consistency.

How it works
- Set a daily step goal
- Walk as usual. StepDebt tracks your steps automatically
- Miss your goal → steps become debt
- Exceed your goal → surplus steps go into your bank
- Your balance updates daily, like a fitness balance sheet

You’re no longer judged day by day — you’re rewarded over time.

Why StepDebt is different
- No broken streaks
- No pressure to be perfect
- Designed for real life, not ideal days
- Motivates consistency, not extremes

Whether you’re starting fresh or rebuilding a habit, StepDebt helps you stay on track without burnout.

Features
- Daily step tracking
- Step debt & banking system
- Clean, minimalist design
- Offline-first. All data stored locally
- No accounts, no ads, no tracking
- Privacy-friendly by default

Perfect for you if…
- You want to walk more, consistently
- You’ve struggled with streak-based apps
- You like simple systems that actually stick
- You care about privacy and focus

StepDebt turns walking into a habit you can sustain.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| StepDebt PRO | $2.99 | one-time |



## Version history (last 2 releases)

### 1.01 — 2025-12-26

- Added missing in app purchase

### 1.0 — 2025-12-22

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-19.*