# Sterling Bank Online-Personal — Sterling Bank Online-Personal

> Secure online banking for personal account management and transactions. (iPhone/iPad app by Sterling Bank of Asia, Inc. (A Savings Bank).)

- Source: https://appshunter.io/ios/app/sterling-bank-online-personal/id1225810096 (this page in markdown: same URL + `.md`)
- Developer: [Sterling Bank of Asia, Inc. (A Savings Bank)](https://appshunter.io/developer/1225810095)
- Category: Finance
- Price: Free
- Rating: 2.80/5 from 5 App Store ratings · 43 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.5 · 51 MB
- Languages: English
- Released: 2017-10-10
- Data updated: 2026-06-11
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/sterling-bank-online-personal/id1225810096/reviews.md

## What is Sterling Bank Online?

With Sterling Bank Online, address your banking needs with ease anytime, anywhere. Manage your funds, pay bills, and more through seamless and secure online banking right at your fingertips.

You can do the following banking transactions with your enrolled account/s or card/s:

•	Account/Card Monitoring
a.	Monitor your account and/or card balance/s
b.	View transaction history in the last six (6) months

•	Fund Transfers and Bills Payment
a.	Transfer funds to any Sterling Bank of Asia checking/savings account or ShopNPay prepaid/debit cards
b.	Transfer funds to other local banks via InstaPay and PESONet
c.	Transfer funds to merchants or sellers via QR Person-to-Merchant (QR P2M)
d.	Pay billers via InstaPay QR Person-to-Biller (QR P2B)
e.	Pay bills anytime, anywhere 
f.	Pay your active and enrolled loan account

•	Check Services
a.	Reorder Checkbook
b.	Request for Manager’s Check
c.	Inquire about the status of your deposited and issued check/s
d.	Issue a stop payment order to your issued check/s

•	Other Services
a.	Apply for an Auto Loan, Personal Loan, and/or Home Loan
b.	Schedule bills payment and/or fund transfer transactions
c.	Find and locate any Sterling Bank of Asia branch

Visit https://www.sterlingbankasia.com/ebanking/online-banking for more information.

## Key features

- Account and card monitoring
- Transaction history viewing
- Fund transfers (local banks, merchants)
- Bills payment
- New account opening
- Check services (reorder, inquire, stop payment)
- Loan applications

## Recent user reviews (10 of 43)

All indexed reviews: https://appshunter.io/ios/app/sterling-bank-online-personal/id1225810096/reviews.md

### 2/5 — OUT-Dated App

*2026-04-29, version 40.1.12*

Not comparable to other banks’ apps. In a bad way. Log in is soooooo tiny you can hardly see

### 1/5 — Always not working

*2025-11-30, version 40.1.10*

The app is always crashing and I cant even log in. They do not provide you with alternatives or anything. Useless. Even the website is not working. Garbage. I hope theyre doing something to fix the issues

### 1/5 — Can’t log in to my account

*2025-11-25, version 40.1.09*

I tried to log in to my account but it says I’m already logged in to another device which is not true because I’m only using one device to log in. You can’t also log in in their website because you can’t find the log in option. If ever you find it which is goodluck to you - it will take forever to load. So I don’t have any way of checking my account balance.

### 5/5 — Fixed the bug

*2025-11-24, version 40.1.09*

It’s not hard to log-in now. Thank you

### 1/5 — Worst bank ever

*2025-11-21, version 40.1.08*

Imagine a bank that the online banking is down for 2 weeks! I regret opening an account to this bank!!!

### 1/5 — CRIMINALS

*2025-08-09, version 40.1.07*

Sent money from Sterling to my Gcash account. Sending emails back and forth. Still havent received the money and now they are not replying🤡

### 3/5 — Other features

*2025-06-17, version 40.1.07*

I suggest to add features like generating/scanning QR code. It’s the most convenient way to send/receive money. Also, if you could consider adding features like biometrics, face ID & fingerprints for easy login.

### 1/5 — Unable to Open the app

*2025-02-27, version 40.1.05*

The app said there is a new update. However when I updated the app on apple store and opened it, it still tells me that I need to update the app and route me back to apple store, but app is already updated. Please fix this asap

### 1/5 — update issue

*2025-02-27, version 40.1.05*

your app prompts an "update" available and when i updated it, the prompt is still there and won't let me log in.

### 1/5 — Not working

*2025-02-27, version 40.1.05*

I am now having hard time to log in to my account. It says to update the app and I did. But still cant log in. Fix your app!

## Frequently asked questions about Sterling Bank Online

### What can I do with the Sterling Bank Online-Personal app?

The app allows you to manage your banking needs conveniently. You can monitor your account and card balances, view transaction history, transfer funds to various accounts and merchants, pay bills, open new savings or time deposit accounts, and utilize various check services like reordering checkbooks or issuing stop payment orders. You can also apply for auto, personal, and home loans.

### Is the Sterling Bank Online-Personal app secure?

Yes, the application provides seamless and secure online banking right at your fingertips. It is designed to protect your financial information and transactions, allowing you to manage your funds with confidence.

### How do I transfer funds using the app?

You can transfer funds to any Sterling Bank of Asia checking/savings account or ShopNPay prepaid/debit cards. Additionally, the app supports transfers to other local banks via InstaPay and PESONet, and to merchants or sellers via QR Person-to-Merchant (QR P2M).

### Can I open a new account through the app?

Yes, the app facilitates new account opening. You can open another savings account or place time deposit accounts directly through the application, making it easy to expand your banking services.

### What types of loans can I apply for?

The app allows you to apply for various loan products offered by Sterling Bank of Asia. These include Auto Loans, Personal Loans, and Home Loans, providing a convenient way to initiate your loan application process.

## Version history (last 5 releases)

### 40.1.13 — 2026-06-03

A better banking experience awaits you with the new Sterling Bank Online – Personal!

Log in to your account now and discover these exciting features:

•	Enroll via the mobile banking app.
•	Enroll your prepaid/debit card.
•	Transfer/receive funds and pay bills using your  
enrolled card.
•	Manage your card’s e-commerce access, status, 
and transaction limits.
•	Generate QR codes for your prepaid card
•	Add other local banks as a favorite fund transfer 
account.
•	Monitor your card’s balance, transaction history,     
and more!

### 40.1.12 — 2026-04-28

A better banking experience awaits you with the new Sterling Bank Online – Personal!

Log in to your account now and discover these exciting features:

•	Enroll via the mobile banking app.
•	Enroll your prepaid/debit card.
•	Transfer/receive funds and pay bills using your  
enrolled card.
•	Manage your card’s e-commerce access, status, 
and transaction limits.
•	Generate QR codes for your prepaid card
•	Add other local banks as a favorite fund transfer 
account.
•	Monitor your card’s balance, transaction history,     
and more!

### 40.1.11 — 2025-12-05

A better banking experience awaits you with the new Sterling Bank Online – Personal!

Log in to your account now and discover these exciting features:

•	Enroll via the mobile banking app.
•	Enroll your prepaid/debit card.
•	Transfer/receive funds and pay bills using your  
enrolled card.
•	Manage your card’s e-commerce access, status, 
and transaction limits.
•	Generate QR codes for your prepaid card
•	Add other local banks as a favorite fund transfer 
account.
•	Monitor your card’s balance, transaction history,     
and more!

### 40.1.10 — 2025-11-27

A better banking experience awaits you with the new Sterling Bank Online – Personal!

Log in to your account now and discover these exciting features:

•	Enroll via the mobile banking app.
•	Enroll your prepaid/debit card.
•	Transfer/receive funds and pay bills using your  
enrolled card.
•	Manage your card’s e-commerce access, status, 
and transaction limits.
•	Generate QR codes for your prepaid card
•	Add other local banks as a favorite fund transfer 
account.
•	Monitor your card’s balance, transaction history,     
and more!

### 40.1.09 — 2025-11-24

A better banking experience awaits you with the new Sterling Bank Online – Personal!

Log in to your account now and discover these exciting features:

•	Enroll via the mobile banking app.
•	Enroll your prepaid/debit card.
•	Transfer/receive funds and pay bills using your  
enrolled card.
•	Manage your card’s e-commerce access, status, 
and transaction limits.
•	Generate QR codes for your prepaid card
•	Add other local banks as a favorite fund transfer 
account.
•	Monitor your card’s balance, transaction history,     
and more!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*
