# Sterling mToken

> Generates one-time passwords for secure internet banking transaction authorization. (iPhone/iPad app by Sterling Bank Plc.)

- Source: https://appshunter.io/ios/app/sterling-mtoken/id1411949930 (this page in markdown: same URL + `.md`)
- Developer: [Sterling Bank Plc](https://appshunter.io/developer/904621992)
- Category: Finance
- Price: Free
- Rating: 2.40/5 from 13 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 22 MB
- Languages: American English, Croatian
- Released: 2018-08-03
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/sterling-mtoken/id1411949930/reviews.md

## What is Sterling mToken?

Sterling Bank PayPro mToken is an application used to authorize Transactions on the internet banking service. It allows you to generate a onetime password any time you wish make transactions using the internet banking service.

## Key features

- Generate one-time passwords
- Authorize internet banking transactions
- Secure transaction authentication
- On-demand OTP generation

## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/sterling-mtoken/id1411949930/reviews.md

### 1/5 — MTOKEN

*2024-04-15*

I made a reset on my Mtoken by mistake since last week till now I’ve not gotten it fixed all the Mtoken active code have been getting from bank to my email are not working because all I am getting is activation failed I have tried this over and over Smh 🤦🏿

### 1/5 — App closes

*2022-03-30*

App closes when you activate the finger print or Face ID 

Please fix this.

### 3/5 — Retain the code for X amount of time

*2021-07-20*

We are dealing with 2 apps while making a transfer 
Most times we don’t get to cram the number properly before switching apps to SterlingPro to enter the details or sometimes we not sure of the crammed number upon getting to SterlingPro … thereby we have to return to Mtoken.
So retaining same set of generated code for some specific time is good. 
Every time we leave and go back a new set of code is generated.
PLEASE FIX THIS !!

## Frequently asked questions about Sterling mToken

### What is Sterling mToken used for?

Sterling mToken is used to generate one-time passwords (OTPs) that authorize transactions on the Sterling Bank internet banking service. This adds an extra layer of security to your online banking activities.

### Is Sterling mToken free to use?

Yes, Sterling mToken is available for free. There are no costs associated with downloading or using the application to generate OTPs for your banking needs.

### What devices does Sterling mToken support?

Sterling mToken is designed for Apple devices, including the iPhone, iPad, and iPod. It is not currently available for Android or other mobile operating systems.

### How often is Sterling mToken updated?

The application was last updated on July 14, 2023, with version 2.0.1. Regular updates help ensure security and performance for users of the internet banking service.

### What is the age rating for Sterling mToken?

Sterling mToken has an age rating of 4+, making it suitable for a wide range of users. This rating indicates general appropriateness for most audiences.

### Does Sterling mToken have ads?

No, Sterling mToken does not contain advertisements. As a security-focused application for banking, it provides an ad-free experience for users.

### What are the security features of Sterling mToken?

The primary security feature is its ability to generate one-time passwords (OTPs) for transaction authorization. This ensures that only the user with access to the token can approve transactions.

### How does Sterling mToken compare to other banking security methods?

Sterling mToken provides a more dynamic security measure than static passwords by generating unique, time-sensitive OTPs for each transaction. This reduces the risk of credential theft compared to older authentication methods.

## Version history (last 5 releases)

### 2.0.1 — 2023-07-14

- Bug fixes

### 2.0.0 — 2023-02-01

- application redesign
- multitoken support
- security improvements

### 1.0.2 — 2019-07-11

Biometrics feature added

### 1.0.1 — 2019-03-12

New application Icon and Launch screen.

### 1.0 — 2018-07-30

No release notes.

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## More apps by Sterling Bank Plc

- [Sterling OneBank](https://appshunter.io/ios/app/sterling-onebank/id1489139430)
- [Switch by Sterling](https://appshunter.io/ios/app/switch-by-sterling/id1494153941)
- [SterlingPro](https://appshunter.io/ios/app/sterlingpro/id1508072974)
- [Altbank](https://appshunter.io/ios/app/altbank/id1513246800)
- [Altinvest](https://appshunter.io/ios/app/altinvest/id1526012590)

All apps by Sterling Bank Plc: https://appshunter.io/developer/904621992

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*