# Steve: AI Financial Coach — Your path to financial freedom > AI financial coach for proactive money management, savings, debt, and investment guidance. (iPhone/iPad app by Meet Steve Inc..) - Source: https://appshunter.io/ios/app/steve-ai-financial-coach/id6501970019 (this page in markdown: same URL + `.md`) - Developer: [Meet Steve Inc.](https://appshunter.io/developer/1744064443) - Category: Finance, Education - Price: Free with in-app purchases - Rating: 5.00/5 from 6 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 123 MB - Languages: English - Released: 2025-02-18 - Data updated: 2026-07-01 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/steve-ai-financial-coach/id6501970019/reviews.md ## What is Steve? Steve is your AI financial coach, here to turn financial confusion into clarity. Whether you’re trying to get ahead on savings, pay down debt, or invest for the future, Steve helps you take the right steps—one at a time. Most personal finance apps track what you’ve already spent. Steve goes beyond that, guiding you with proactive, AI-driven insights to help you make smarter money decisions before you spend. What Steve Helps You With: • Know exactly where your money is going – Track and categorize your spending automatically. • Stay on top of your finances – Get reminders to review transactions and stay within your budget. • Build better financial habits – Follow a step-by-step plan personalized to your goals. • Optimize your money – Steve analyzes your financial data and suggests smarter ways to save. • Ask anything, anytime – Chat with Steve to get answers on budgeting, spending, and financial best practices. Why Steve? Steve helps you take action—not just analyze numbers. Instead of leaving you with a pile of data to interpret, Steve gives clear, simple steps so you always know what to do next. You don’t need to be a finance expert to build wealth. You just need a plan. Steve helps you make one—and stick to it. Terms of Use: https://www.meetsteve.ai/terms-of-use ## Key features - AI-driven financial insights - Automatic spending tracking and categorization - Personalized step-by-step financial plans - Proactive savings and debt optimization - Chatbot for financial questions - Budget monitoring and reminders ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Full access | $49.99 | per year | | Full access | $4.99 | per month | | Full access | $49.99 | per year | | Full access | $4.99 | per month | | Full access | $49.99 | per year | | Full access | $4.99 | per month | ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/steve-ai-financial-coach/id6501970019/reviews.md ### 5/5 — Amazing tool *2025-05-15* Chat bot feature is great! Much more tailored and specific to me than when working with a human financial planner. ### 5/5 — A game-changer for staying on top of your spending habits *2025-04-28* Steve had totally transformed how I manage my money day to day. The ability to track and categorize each expense, the budget-setting feature, and of course, talking to Steve directly about how to plan for my financial future are my favorite parts. I get bad anxiety looking at my finances, but Steve helps with that by gently reminding me if I go too long without checking my spending within the app. Highly recommend to anyone who wants an easy, well-designed, smart app to keep tabs on your money! ### 5/5 — Great resource for getting a holistic view of my finances *2025-04-24* Steve brings all your accounts into one place, making it incredibly easy to get a complete picture of your money. It’s easy to set financial goals and actually track progress toward them. The spending insights are super helpful, and the app’s intuitive design makes navigating budgets and setting priorities feel effortless. It's like having a personal finance coach in your pocket. ## Frequently asked questions about Steve ### What is Steve's primary function? Steve acts as an AI financial coach, offering proactive insights and personalized guidance to help users manage savings, pay down debt, and invest for the future. It focuses on providing actionable steps rather than just tracking past spending. ### How does Steve help with budgeting? Steve helps you know exactly where your money is going by automatically tracking and categorizing your spending. It also provides reminders to review transactions and stay within your budget. ### Does Steve offer investment advice? Yes, Steve helps you optimize your money by analyzing your financial data and suggesting smarter ways to save and invest for the future. It aims to build better financial habits through personalized plans. ### What are the subscription options for Steve? Steve offers full access via subscription at $4.99 per month or $49.99 per year. Both monthly and yearly plans include a 14-day free trial. ### Is Steve available on multiple devices? Steve is designed for Apple devices and is supported on iPhone, iPad, and iPod. It is suitable for users aged 4 and up. ### How often is Steve updated? The latest version of Steve is 1.8.1, and it was last updated on April 6, 2026. This indicates a commitment to regular updates and improvements. ### Does Steve have ads? Yes, Steve contains advertisements. As a free app with in-app purchases, advertisements are part of its operational model. ### What makes Steve different from other finance apps? Unlike many personal finance apps that focus on tracking past spending, Steve provides proactive, AI-driven insights and clear, simple steps to help you make smarter money decisions before you spend. ## Version history (last 5 releases) ### 1.8.1 — 2026-04-06 • Enhanced AI chat experience - Faster responses, smarter insights, and real-time streaming for seamless financial conversations • Performance improvements and bug fixes - Smoother, more reliable experience across the app ### 1.7.0 — 2025-11-13 Weekly Spending Insights • Get personalized insights about your spending patterns delivered right to your dashboard. • Steve analyzes your transactions and highlights unusual activity, helping you spot potential issues before they become problems. • Tap to view detailed insights in a beautiful, easy-to-understand format. Enhanced Budget Setup • Setup Improved onboarding with better focus, clearer messaging, and smoother navigation. • Setting up your budget is now easier than ever with helpful imagery and auto-focus on input fields. Visual Improvements • Refined tab bar styling for a more polished look • Better accessibility with VoiceOver support • Smoother animations throughout the app Bug Fixes • Improved memory management for better performance • Better handling of edge cases in budget completion flow • Fixed issue with certain merchants not appearing ### 1.6.1 — 2025-10-17 • Now FREE for life! - Full access to AI financial coaching, goal tracking, and personalized insights (limited time) • Fixed a bug in goal tracking. Manual goals will no longer (wrongly) update with your net worth • Added more education and information to assist you in setting up your budget. Responding to feedback directly from you - please keep it coming! ### 1.6.0 — 2025-10-07 • Now FREE for life! - Full access to AI financial coaching, goal tracking, and personalized insights (limited time) • Smarter onboarding for YOUR financial goals - Whether it's paying off debt, building an emergency fund, saving for something special, planning retirement, or just getting started • Redesigned dashboard with smooth animations - Beautiful new interface makes tracking your money progress actually enjoyable • Faster setup, quicker wins - Get personalized coaching recommendations in under 2 minutes ### 1.5.1 — 2025-08-08 • Redesigned Net Worth screen. It's now cleaner, clearer, and easier to see account type totals • Squashed a few chatbot bugs for smoother convos with Steve More improvements coming soon! ## Apps similar to Steve | App | Rating | Price | Category | | --- | --- | --- | --- | | [Agency: AI Money Autopilot](https://appshunter.io/ios/app/agency-ai-money-autopilot/id6667095053) | 5.0 (3) | Free | Finance | | [Mercury \| Bank Differently](https://appshunter.io/ios/app/mercury-bank-differently/id1491984028) | 4.9 (11,883) | Free | Finance | | [Qapital: The Money Saving App](https://appshunter.io/ios/app/qapital-the-money-saving-app/id969977669) | 4.8 (85,742) | Free | Finance | | [Finimize: Investing Insights](https://appshunter.io/ios/app/finimize-investing-insights/id1335577505) | 4.8 (7,985) | Free | Finance | | [Dollarwise: Budget & Tracking](https://appshunter.io/ios/app/dollarwise-budget-and-tracking/id6739215932) | 3.8 (3,696) | Free | Finance | | [Cash Coach AI: Money Tracker](https://appshunter.io/ios/app/cash-coach-ai-money-tracker/id6474867987) | 4.7 (17) | Free | Finance | ## Related topics [steve ai](https://appshunter.io/ios/topics/steve-ai) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-01.*