# Stowe: Budget Less, Save More — Spending, Bills, Subscriptions > AI-powered personal finance tracker for spending, bills, subscriptions, and savings. (iPhone/iPad app by Stowe Financial Corp..) - Source: https://appshunter.io/ios/app/stowe-budget-less-save-more/id6771858160 (this page in markdown: same URL + `.md`) - Developer: [Stowe Financial Corp.](https://appshunter.io/developer/1774750268) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings · 10 written reviews indexed - Age rating: 4+ - Requires: iOS 26.0 · 89 MB - Languages: American English - Released: 2026-06-17 - Data updated: 2026-11-05 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/stowe-budget-less-save-more/id6771858160/reviews.md ## What is Stowe? Feel more confident about your money without spending all your time managing it. Stowe brings your bank accounts and credit cards together, automatically organizes your spending, and helps you spot opportunities to save on the things you already pay for. See where your money goes, why this month looks different, and what to do next. No manual transaction logging or complicated budget required. WHAT YOU CAN DO WITH STOWE Understand your spending See spending automatically sorted into useful categories like groceries, takeout, housing, and bills. Compare this month with previous months, find out what's changed, and create rules to make your transactions more accurate. See how your spending compares with similar households, too. Catch bills and subscriptions worth reviewing See recurring payments, upcoming renewals, and what your subscriptions cost over a year. Spot bills that have crept up and review subscriptions you no longer use. Stowe can help you cancel them, too. Find ways to save on everyday costs Compare phone plans that meet your data needs, and see whether switching could lower your bill. Discover credit cards that may offer more cash back or rewards based on how you actually spend. Turn grocery receipts into useful insights Take a photo or forward a receipt. Stowe matches it to your transactions and tracks the prices of individual grocery items over time. See what you typically pay, your best sale price, and which stores offer better deals. Get answers from the Stowe Advisor Ask why last month cost more, what bills are coming up, or where you could cut back. Get answers based on your connected accounts and spending history, with suggestions tailored to your household. Stay on top of what's next See upcoming bills and recurring charges in a calendar, with daily check-ins to help you plan. Set spending goals or use the 50/30/20 guideline when you want more structure. Manage money as a household Invite your partner, bring shared bills together, and see your household net worth in one place. Choose what to share and what stays private. PRIVATE BY DESIGN Your accounts connect through Plaid with read-only access. Stowe can't move money from your accounts. Your financial data is never sold to advertisers, and you can disconnect accounts whenever you choose. Budget less. Save more. And spend a little less time thinking about money. Start with a 7-day free trial. Available on iPhone in the US and Canada. Terms of Use: https://joinstowe.com/terms Privacy Policy: https://joinstowe.com/privacy ## Key features - Automatic spending tracking - Bill and subscription management - AI-powered financial guidance - Spending comparison with similar households - Receipt scanning and grocery price tracking - Household expense planning - Subscription cancellation ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Yearly Subscription | $99.99 | per year | | Monthly Subscription | $14.99 | per month | ## Is Stowe safe? Not enough ratings yet to assess Stowe. ## Is Stowe legit? Stowe: Budget Less, Save More has limited verification signals. The AppsHunter Legitimacy Score for Stowe is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 10) All indexed reviews: https://appshunter.io/ios/app/stowe-budget-less-save-more/id6771858160/reviews.md ### 5/5 — Fantastic Financial App *2026-08-01* This app has been a real eye opener for our family. We have uncovered some hidden costs and spending habits which have helped us save money. Would really recommend this to anyone trying to better manage their day to day finances. ### 5/5 — Peace of mind!! *2026-07-25* This app works really well for my needs. Not only did it help me figure out I was paying for a subscription I didn’t know I had, I use it the most to keep track of my transactions. It gives me peace of mind I can be so aware of my spending without going into my banking app and checking things manually. ### 5/5 — Best way to manage your money *2026-07-24* Most clear and easy way to see your financial picture across your accounts. The advisor keeps me accountable and on track ### 5/5 — Thoughtful and Useful *2026-07-21* This app is perfect for managing my money. The features are just what I need and it is incredibly simple to use and intuitive recommendations make it easy to save money and it’s just a little bit more streamlined than some of the competitors like Monarch for others. ### 5/5 — Great money manager *2026-07-15* This app can save you money in many ways. It keeps you honest about your spending and can even provide a daily summary for you. It compares to similar households to show you what you’re spending more or less on, and it can make recommendations on that basis. Definitely will save you more than the subscription cost. ### 5/5 — The budget app I needed all along! *2026-07-10* I love how this app suggests better mobile plans, along with helping me stay accountable and reviewing my transactions. ### 5/5 — So easy and so helpful! *2026-07-07* I love this app so much!! It is super intuitive, it helps me track what I want to, and it makes me really aware of my spending, where I could be more careful and I love the comparison with similar households. Stowe has helped me think about my overall spending and saving behaviour, and thats so important especially with a growing family! Highly recommend it ### 5/5 — Finally, a money app that gets how couples actually spend and budget! *2026-06-26* My partner and I have been looking for something that gives us a real picture of our household finances without having to share every purchase. Stowe makes this happen! I can see the full picture where it matters (bills, goals, subscriptions we forgot we had) and we each keep our own splurges private. I keep my ceramics habit and he keeps his record collection off the shared view. It's the first app that's actually worked for how we live. Genuinely recommend! ### 5/5 — Revolutionary & Simple *2026-06-23* ⭐⭐⭐⭐⭐ This app has completely changed the way I manage my finances. The AI insights are clear, personalized, and actually useful, helping me understand spending habits and identify opportunities to save money. The interface is intuitive, easy to navigate, and provides valuable recommendations without being overwhelming. It’s like having a personal financial coach available 24/7. Highly recommended for anyone looking to gain better control of their money and make smarter financial decisions. ### 5/5 — Great app!! *2026-06-22* Incredibly user friendly and intuitive app. This is the first time I’ve actually been curious to review my saving and spending habits without wanting to pull my hair out. ## Frequently asked questions about Stowe ### How does Stowe help me track my money? Stowe automatically tracks your spending, bills, income, transfers, and subscriptions by connecting to your accounts. It can recognize refunds, split transactions, and learn your spending habits to categorize them automatically. ### Can Stowe help me save money? Yes, Stowe helps you find ways to save by spotting recurring payments, rising bills, and forgotten subscriptions. It also offers insights into where you might be overpaying, such as on your cell phone plan or credit card usage. ### What kind of AI guidance does Stowe offer? Stowe provides AI-powered guidance based on your actual spending, bills, goals, and household habits. It helps you stay on track with your money without forcing you into a rigid spreadsheet, offering personalized advice. ### Does Stowe have ads? Stowe is ad-free, allowing for an uninterrupted financial tracking experience. ### What are the subscription options for Stowe? Stowe offers a Monthly Subscription for $14.99/month and a Yearly Subscription for $99.99/year. Both plans include a 7-day free trial to get started. ### How does Stowe compare my spending to others? Stowe allows you to compare your spending with similar households based on income range and location. You can see what is typical for categories like groceries, takeout, and bills. ### Is Stowe available on multiple devices? Based on the provided data, Stowe is currently supported on iPhone devices. ### How often is Stowe updated? Stowe was last updated on October 28, 2026, indicating regular maintenance and feature improvements. ## Version history (last 5 releases) ### 1.0.16 — 2026-10-31 New: see your spending by country, and take Stowe for a spin with Demo mode! ◆ Where does my money go? Ever wondered how much of your spending stays close to home? Now you’ll know. Stowe breaks down your spending by where the companies you buy from are based, so you can see exactly what percentage goes to US businesses, Canadian businesses, and companies in every other country you spend with. Your grocery run, your morning coffee, your online orders: it all adds up to a clear picture of where your dollars really end up. Want more of your money supporting businesses closer to home? Now you’ve got the numbers to make it happen. ◆ Demo mode Curious what Stowe can do before you connect your accounts? Demo mode lets you explore every feature using example spending data. It’s also the perfect way to show Stowe off to friends and family without putting your own finances on display. ◆ Bug fixes Many, many squashed. Your app just keeps getting smoother. ### 1.0.15 — 2026-10-28 Bug fix version! - Fixed issue on iOS27 where chatting with the Advisor could fail. - Fixed issue where sometimes loading into the dashboard would get stuck. - Fixed crash when importing specific transaction CSVs ### 1.0.14 — 2026-10-09 Stowe Advisor got a major glow-up! Ask about your income, chart your spending, and get way better answers. ◆ Meet the smarter Stowe Advisor. We gave the Advisor a full overhaul, and the difference shows. Answers are sharper, faster, and a whole lot more useful. Just ask. Curious about your income this year? Ask. Want to know how it compares to last month? Ask that too. The Advisor now handles your money questions with much improved results. Chart it out. The Advisor can build even better comparison charts on the fly. Ask how your restaurant spending stacks up against groceries and watch it draw you the answer. Sometimes a picture really is worth a thousand transactions. ◆ Bug fixes The usual assortment. Your app just keeps getting smoother. ### 1.0.13 — 2026-09-24 Groceries get their own dashboard card! See where the best deals are, what you buy most, and more. ◆ Groceries just got their own home base. Meet the new Groceries card on your dashboard. It's your one-stop view of everything you buy, and it's packed with insights. See where the money goes. Find out which store departments eat up the biggest share of your budget, whether that's produce, snacks, or the mysteriously expensive cheese aisle. Know your staples. Stowe shows you the products you buy most often, where they cost the most, and which stores consistently give you the best deal. So next time you stock up, you'll know exactly where to go. ◆ Your credit cards, fully revealed. You know all that detail we show you on recommended credit cards? Now you get it for the cards already in your wallet too. Just tap any card on your Household screen to see exactly how we calculate the value it's (or isn't) earning you. No more guessing whether that annual fee is pulling its weight. ◆ iOS 27 support Fresh and ready for the latest and greatest. ◆ Bug fixes & Performance Improvements Even more! Your app just keeps getting smoother. ### 1.0.12 — 2026-09-21 NEW: Groceries get their own dashboard card! See where the best deals are, what you buy most, and more. ◆ Groceries just got their own home base. Meet the new Groceries card on your dashboard. It's your one-stop view of everything you buy, and it's packed with insights. See where the money goes. Find out which store departments eat up the biggest share of your budget, whether that's produce, snacks, or the mysteriously expensive cheese aisle. Know your staples. Stowe shows you the products you buy most often, where they cost the most, and which stores consistently give you the best deal. So next time you stock up, you'll know exactly where to go. ◆ Your credit cards, fully revealed. You know all that detail we show you on recommended credit cards? Now you get it for the cards already in your wallet too. Just tap any card on your Household screen to see exactly how we calculate the value it's (or isn't) earning you. No more guessing whether that annual fee is pulling its weight. ◆ iOS 27 support Fresh and ready for the latest and greatest. ◆ Bug fixes Dozens and dozens. Your app just keeps getting smoother. ## Apps similar to Stowe | App | Rating | Price | Category | | --- | --- | --- | --- | | [Bento: Budget & Money Tracker](https://appshunter.io/ios/app/bento-budget-and-money-tracker/id6754046684) | 4.5 (4) | Free | Finance | | [Daily Spending Planner](https://appshunter.io/ios/app/daily-spending-planner/id6760468849) | 4.8 (6) | Free | Finance | | [Budget Planner App - FloosYo](https://appshunter.io/ios/app/budget-planner-app-floosyo/id6765706351) | 4.7 (6) | Free | Finance | | [Vocca](https://appshunter.io/ios/app/vocca/id6772390543) | 5.0 (2) | Free | Finance | | [UseKYN:Money Tracker & Planner](https://appshunter.io/ios/app/usekynmoney-tracker-and-planner/id6755681802) | 4.8 (21) | Free | Finance | | [AI Expense Tracker: Spent](https://appshunter.io/ios/app/ai-expense-tracker-spent/id6774441653) | 5.0 (2) | Free | Finance | ## Related topics [stowe](https://appshunter.io/ios/topics/stowe) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-05.*