# STR Loophole: Hour Tracker — Material Participation App > Track short-term rental hours for IRS material participation and tax benefits. (iPhone/iPad app by Agents Invest.) - Source: https://appshunter.io/ios/app/str-loophole-hour-tracker/id6759050584 (this page in markdown: same URL + `.md`) - Developer: [Agents Invest](https://appshunter.io/developer/1796125057) - Category: Productivity, Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 51 MB - Languages: American English - Released: 2026-03-12 - Data updated: 2026-08-06 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/str-loophole-hour-tracker/id6759050584/reviews.md ## What is STR Loophole? Track your short-term rental hours and qualify for one of the best tax loopholes in real estate. THE STR LOOPHOLE EXPLAINED The IRS allows short-term rental owners to use property losses to offset W-2 income—but only if you prove "material participation." That means tracking every hour you spend on your rental. Miss the threshold? Your losses stay passive. Hit it? You could save $10,000-$50,000+ in taxes. STR Loophole makes tracking effortless. ▸ TWO-TAP HOUR LOGGING Log hours in seconds. Select the property, pick the activity, enter the time. Done. ▸ VOICE LOGGING Just talk. "Spent 45 minutes responding to guest messages for Beach House." We'll log it automatically. ▸ PER-PROPERTY TRACKING Track each property separately. See exactly where you stand on the 100-hour or 500-hour test for every rental you own. ▸ PROGRESS DASHBOARD Visual progress rings show your status at a glance. Green means you're on track. Red means you need to log more hours. ▸ SMART NOTIFICATIONS Weekly reminders to log your hours. Monthly check-ins on your progress. Never fall behind. ▸ CPA-READY EXPORTS Generate PDF or CSV reports with one tap. Hand them to your CPA at tax time. Clean, organized, audit-ready. WHO THIS IS FOR - Airbnb, VRBO, and short-term rental owners - Real estate investors using the STR loophole - Anyone tracking hours for material participation - High-income W-2 earners offsetting taxes with rental losses THE HOUR REQUIREMENTS The IRS offers two main tests: 100-Hour Test: Spend 100+ hours AND more than anyone else (your PM, cleaner, etc.) 500-Hour Safe Harbor: Spend 500+ hours—no comparison needed. STR Loophole tracks both. You pick your target per property. WHAT COUNTS AS MATERIAL PARTICIPATION? - Guest communication - Cleaning coordination - Maintenance and repairs - Property inspections - Listing management - Bookkeeping - Furnishing We include a built-in activity picker so you always know what qualifies. PRIVACY & SECURITY Your data stays on your device. We don't sell your information. Optional cloud backup available. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ — Stop guessing. Start tracking. Qualify for the loophole. Download STR Loophole free and start logging your hours today. ## Key features - Two-tap hour logging - Voice logging - Per-property tracking - Progress dashboard - Smart notifications - CPA-ready exports ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | STR Loophole Annual Subscription | $149.00 | per year | | STR Loophole Monthly Subscription | $14.99 | per month | ## Frequently asked questions about STR Loophole ### What is STR Loophole? STR Loophole is a mobile application designed to help short-term rental owners track their hours spent on rental activities. This tracking is crucial for meeting the IRS's 'material participation' requirements, which can allow you to offset W-2 income with property losses. ### How does STR Loophole help with taxes? By accurately tracking your hours, STR Loophole helps you prove material participation to the IRS. Meeting the 100-hour or 500-hour tests can turn passive rental losses into deductible losses, potentially saving you between $10,000 and $50,000+ in taxes. ### Can I track hours for multiple properties? Yes, STR Loophole allows you to track each property separately. You can monitor your progress towards the 100-hour or 500-hour test for every rental you own, ensuring compliance for each. ### What types of activities count towards material participation? STR Loophole includes a built-in activity picker that lists qualifying activities such as guest communication, cleaning coordination, maintenance, property inspections, listing management, bookkeeping, and furnishing. This ensures you log hours for relevant tasks. ### Does STR Loophole have ads? Yes, STR Loophole contains advertisements. As a free app with in-app purchases, it utilizes ads to support its development and maintenance. ### What are the subscription options for STR Loophole? STR Loophole offers a monthly subscription for $14.99 and an annual subscription for $149.00. These subscriptions likely unlock premium features or remove ads, though specific details are not provided. ### How often is STR Loophole updated? The latest version of STR Loophole is 1.0.12, and it was last updated on June 11, 2026. This indicates a relatively active development cycle, with updates occurring approximately every month. ### Is my data secure with STR Loophole? STR Loophole prioritizes user privacy and security, stating that your data stays on your device and is not sold. An optional cloud backup feature is also available for added data protection. ## Version history (last 5 releases) ### 1.0.13 — 2026-08-01 Improved reporting ### 1.0.12 — 2026-06-11 Improved reporting ### 1.0.11 — 2026-06-09 Improved Hospitable integration ### 1.0.10 — 2026-05-30 Improved Hospitable integration ### 1.0.9 — 2026-05-26 Improved voice log feature. ## More apps by Agents Invest - [REPS Time: Tax Hour Log](https://appshunter.io/ios/app/reps-time-tax-hour-log/id6741897087) - [Kids Payroll: Pay Your Kids](https://appshunter.io/ios/app/kids-payroll-pay-your-kids/id6755955657) All apps by Agents Invest: https://appshunter.io/developer/1796125057 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-06.*