# Strata Money Personal Finance

> Strata Money Personal Finance (iPhone/iPad app by Not Dumb Labs LLC.)

- Source: https://appshunter.io/ios/app/strata-money-personal-finance/id6759932830 (this page in markdown: same URL + `.md`)
- Developer: [Not Dumb Labs LLC](https://appshunter.io/developer/1870426971)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 11 MB
- Languages: English
- Released: 2026-03-10
- Data updated: 2026-07-21
- User reviews in markdown: https://appshunter.io/ios/app/strata-money-personal-finance/id6759932830/reviews.md

## What is Strata Money Personal Finance?

Private personal finance for people who want to track spending and net worth without giving their data away.

Strata Money is a local-first budget and expense tracker that keeps your financial data on your device and in your encrypted iCloud.
                                                                                                       
Transactions are categorized automatically the moment they arrive. For anything the built-in engine doesn't catch, optional AI categorization fills the gap. Merchant names are sent, categorized, and discarded — nothing is stored.

SPEND
See exactly where your money goes each month. Pace your spending against last month. Set budgets by category.

ACTIVITY
Every transaction, auto-sorted. Search, filter, and create your own rules.

WEALTH
Net worth, account balances, cash flow — your full financial picture in one view.

Terms of Use: https://nd-labs.net/stratamoney/terms       
Privacy Policy: https://nd-labs.net/stratamoney/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Annual | $14.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime Access | $29.99 | one-time |



## Version history (last 1 release)

### 1.1 — 2026-03-18

Minor refinements and App Store listing improvements.

## More apps by Not Dumb Labs LLC

- [ND Clock](https://appshunter.io/ios/app/nd-clock/id6758028127)

All apps by Not Dumb Labs LLC: https://appshunter.io/developer/1870426971

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-21.*