# STRIKE: Buy & Hold Bitcoin — Buy. Sell. Receive. Send. Pay.

> Buy, sell, hold, and borrow against Bitcoin with flexible payment and transfer options. (iPhone/iPad app by Zap Solutions, Inc.)

- Source: https://appshunter.io/ios/app/strike-buy-and-hold-bitcoin/id1488724463 (this page in markdown: same URL + `.md`)
- Developer: [Zap Solutions, Inc](https://appshunter.io/developer/1406311959)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 28,375 App Store ratings · 500 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 226 MB
- Languages: American English, French (France), German (Germany), Italian, European Spanish
- Released: 2020-08-10
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/strike-buy-and-hold-bitcoin/id1488724463/reviews.md

## What is STRIKE?

Strike helps you grow your bitcoin holdings. Trusted by millions of individuals and thousands of businesses, Strike is beginner-friendly for first-time buyers and sophisticated for seasoned holders. Sign up in seconds and start with any amount.

ACCUMULATE BITCOIN ON YOUR TERMS
• Add funds through a linked bank account, wire transfer, or debit card. Buy or sell from $1 to $2,500,000 per transaction. Deposit and trade unlimited times.
• Direct deposit¹ your salary to Strike. Convert up to 100% of your paycheck to bitcoin, with fees waived for up to $20K per month.
• Set target orders to automatically buy during market dips or to sell at your preferred price. Add chart widgets to your homescreen and get notifications for price changes.
• Schedule recurring buys to automate your dollar-cost averaging (DCA) strategy. Fees are waived after the first week for personal accounts.
• Benefit from transparent fees as low as 0.49%. The more you trade, the less you pay. Earn fee-free trades for each friend you refer.

BORROW CASH AGAINST BITCOIN
• Apply for a bitcoin-backed loan¹, available for individuals and businesses in select regions. Borrow from $10,000 to $5,000,000 for 12 months with a maximum initial loan-to-value (LTV) ratio of 50%. No credit check required.
• Pay no origination, early-repayment, or late-payment fees. Refinance¹ or close anytime after your loan has been open for 60 days.
• Get Annual Percentage Rates (APRs) starting at at 9.5%² for monthly payment loans and 10.5%² for payment-at-maturity loans. For example, if you open a $10,000 payment-at-maturity loan at 13% APR, you would repay $11,300 (principal plus interest) one year later, assuming you maintain the required loan-to-value (LTV) ratio. Rates, interest, and payment amounts are estimates for illustrative purposes only. The actual APR, loan term, and payment amount will be disclosed before accepting the loan. Collateral requirements apply and may change. Your bitcoin is held with Strike or transferred to our trusted capital providers with no further rehypothecation.

MANAGE YOUR BITCOIN HOLDINGS
• Hold bitcoin with confidence. Assets in your Strike account are always fully backed 1:1.
• Protect your account with two-factor authentication (2FA) using an authenticator app, passkey, or security key.
• Withdraw to self-custody for free. We cover the blockchain network costs.
• Track your cost basis1 to manage your portfolio and file taxes with ease.
• Need help? Request in-app, email, or phone¹ support.

MAKE PAYMENTS AND GLOBAL MONEY TRANSFERS
• Get a unique routing and account number and use bitcoin or cash to pay bills¹, including utilities, credit card bills, rent, mortgages, insurance, and more.
• Shop gift cards from your favorite stores and top up your phone.
• Transfer cash or bitcoin to any friend who also uses Strike. Send on-chain and Lightning payments to any bitcoin wallet. Pay invoices as small as 0.00000001 BTC (1 satoshi).
• Send remittances directly to mobile money wallets or international bank accounts in 14 supported countries, including Mexico, the Philippines, and Nigeria.

—

¹ Features only available in certain regions for eligible customers.
² The Annual Percentage Rate (APR) varies by loan type and principal amount. Depending on your location, loans are issued by Zap Solutions Capital, Inc., dba Strike Lending (NMLS No. 2741098), or Column N.A., Member FDIC. Strike Lending is a financial technology company, not a bank. Loan approval is subject to an agreement and eligibility. Collateral requirements apply and may change. To qualify for a loan, you must reside in a supported region and have an active Strike account in good standing.

The availability of the Strike App is subject to jurisdictional limitations. Strike may not offer certain products, features, and services in certain locations. See our Terms of Service for more information: https://strike.me/legal/tos/.

All investments involve risk, including the possible loss of principal.

## Key features

- Automated Bitcoin buying (DCA, target orders)
- Bitcoin-backed loans
- Direct deposit salary to Bitcoin
- Free Bitcoin withdrawals
- Pay bills with Bitcoin or cash
- Global money transfers
- Transparent, low fees

## What do users think of STRIKE?

Overall sentiment: neutral

**Pros**

- ⚡ Easy & efficient
- 🚀 Fantastic app
- 🚀 Exceptionally remarkable and extremely impressive
- 🚀 Highly remarkable crypto service
- 🚀 Best bitcoin app ever
- 🚀 Revolutionary and fee-free Bitcoin experience
- 🚀 Awesome app
- 🚀 WAY BETTER THAN CASH APP!
- 🚀 Simple, smooth, straight to the point Bitcoin bad-assery
- 🚀 My favorite bitcoin & lightning ⚡️ app!!

**Cons**

- 🔒 KYC is disappointing
- 🔒 How safe is Strike?
- 🔒 Where's the customer support?
- 🔒 Overly-intrusive KYC, no reply from Support in a week
- 🔒 Zero Customer Service
- 🐛 Account not working
- 🐛 Unimpressed W/ Account Opening Procedure
- 🐛 Cannot get past opening
- 🐛 Annoying
- 🐛 Account review issue
- 🐛 Undependable Purchasing Power
- 🐛 Can't verify bank info
- 🐛 Account Opening Nightmare and No Customer Support
- 🐛 Won't let me move my money after an entire month

**Commonly reported bugs**

- Deposit amount cannot be processed
- Took my personal info and closed my account
- Closed my account after collecting my personal data
- Account Restricted
- Cannot deposit funds b/c 3DS

**Most requested features**

- Auto-deposits
- Easier tax filing integration

## Recent user reviews (10 of 500)

All indexed reviews: https://appshunter.io/ios/app/strike-buy-and-hold-bitcoin/id1488724463/reviews.md

### 5/5 — Actually delivers on low fee advertising claims

*2026-08-21*

Great app, with a solid user experience. Customer support is very fast to reply to tickets. The stuff like the paying bills or gift cards in the app is cool, but the main reason I am going to continue using strike and not any other major exchange, on-ramp platform, or overpriced crypto exchange feature that all the fiat digital payment platforms have now is that the total cost from fees to get the money in my bank account exchanged for crypto is the lowest i would expect to be possible. I like that I can deposit from my bank account directly for no additional fees, and then I can buy ~$100 worth of bitcoin from my strike balance with total fees being $0.86 at the highest so far. It is also great that I can send to my custodial wallets immediately as other platforms will hold the coins on the platform for a week if you use the bank transfer payment option. My one mild issue has been that to use the bank transfer payment, I have to remove the payment method from my strike account and add it back again through Plaid every time I want to use this payment method, I don’t think I can make 2 deposits using the bank transfer without disconnecting and reconnecting the account. Honestly not a big deal once you catch on to that but i could see it being confusing if you were not aware of this quirk. Very cool thank you strike

### 5/5 — Great app!

*2026-08-13, version 284.0*

Simple, Reliable, and Easy to Use. Strike makes buying Bitcoin incredibly simple without unnecessary clutter. Recurring buys are easy to set, so dollar-cost averaging is painless. And one of the best features is the free 24-hour transfer, which lets me move Bitcoin to cold storage without fees. The app is clean, fast, and intuitive. I really appreciate the focus on doing one thing well. I’ve been very happy with Strike and recommend it to anyone who wants a simple, convenient way to buy and withdraw to self-custody.

### 5/5 — I love strike

*2026-08-10, version 283.0*

Thank you for building strike. I trust you and your company Jack. You have taught me so much about bitcoin. Stay the path.

### 5/5 — Very Impressed

*2026-08-10, version 283.0*

I used three other exchanges before finding strike. What a blessing. Low fees, super simple, and no fee DCA. I love this exchange

### 5/5 — Nice app fast service

*2026-08-10, version 283.0*

Well designed app

### 5/5 — Very happy customer

*2026-08-08, version 283.0*

I want to give a huge shoutout to Jack Mallers for creating a safe way to purchase Bitcoin.  You get to keep up with DCA average & automate your DCA to build in the most exciting space in the 21st century.  Thank you Strike Team & Jack🙏👊💪

### 5/5 — Outstanding app

*2026-08-07, version 283.0*

This is the easiest, clearest financial app I’ve ever used. They’ve done a great job.

### 5/5 — Easy Bitcoin Management

*2026-08-06, version 283.0*

It’s a centralized exchange but its one of the easiest ways to move in and out of fiat using on chain and lightning payments.

### 2/5 — Fed Up

*2026-08-05, version 283.0*

Just trying to sell some of my hard earned bitcoin and you charge me $80 plus a spread, switching to IBIT, companies like MSTR, Coldcard and Strike have ruined BTC

### 5/5 — Strike is the one app for all my BTC needs!

*2026-08-04, version 282.0*

I do my $5 daily BTC DCA purchases…with ZERO FEES! Come on, you can't beat that! Also, their on-chain transaction fees are like waaaayyy cheaper than Cash App and all other apps due to some batching technology they have. So this one app for me in the USA has the lowest DCA fees (none), the lowest lightning network fees AND the lowest on-chain fees….why would I go anywhere else? lol

## Frequently asked questions about STRIKE

### What can I do with STRIKE?

STRIKE allows you to buy, sell, and hold Bitcoin. You can also set up automated buying strategies like dollar-cost averaging and target orders. Additionally, you can borrow cash against your Bitcoin holdings, pay bills, and send money globally.

### How can I add funds to STRIKE?

You can add funds to your STRIKE account through a linked bank account, wire transfer, or debit card. The app also supports direct deposit of your salary, which can be converted to Bitcoin.

### What are the fees associated with STRIKE?

STRIKE offers transparent fees as low as 0.49%, with reduced rates for higher trading volumes. Fees are waived for the first week for personal accounts and for up to $20K of paycheck conversion per month. Bitcoin withdrawals to self-custody are free, with the app covering network costs.

### Can I get a loan using my Bitcoin?

Yes, STRIKE offers bitcoin-backed loans for individuals and businesses in select regions. You can borrow from $10,000 to $5,000,000 with no credit check required, and there are no origination, early-repayment, or late-payment fees.

### How can I use STRIKE for payments and transfers?

You can use STRIKE to pay bills, including utilities and rent, using Bitcoin or cash. The app also allows you to send gift cards, top up your phone, and transfer cash or Bitcoin to other STRIKE users or any Bitcoin wallet globally.

## Version history (last 5 releases)

### 286.0 — 2026-08-26

This version includes several bug fixes and performance improvements.

### 285.0 — 2026-08-19

This version includes several bug fixes and performance improvements.

### 284.0 — 2026-08-12

This version includes several bug fixes and performance improvements.

### 283.0 — 2026-08-05

This version includes several bug fixes and performance improvements.

### 282.0 — 2026-07-29

This version includes several bug fixes and performance improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*