# Student Loan Rate & Calculator — Compare College Loans & Rates > Student loan comparison and calculator for informed financial decisions. (iPhone/iPad app by missingSTEP.) - Source: https://appshunter.io/ios/app/student-loan-rate-and-calculator/id6670220679 (this page in markdown: same URL + `.md`) - Developer: [missingSTEP](https://appshunter.io/developer/386521353) - Category: Finance - Price: Free - Rating: 5.00/5 from 5 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 159 MB - Languages: English - Released: 2025-03-04 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/student-loan-rate-and-calculator/id6670220679/reviews.md ## What is Student Loan Rate & Calculator? Take control of your student loans with "Student Loan Rate & Calculator", the ultimate tool for navigating the complex world of student loans. Whether you're a new borrower or managing existing loans, this app provides everything you need to make informed financial decisions. KEY FEATURES: - Current Loan Rates: Stay updated with real-time student loan rates from major providers, helping you find the best option that suits your needs. - Tips & Education: Receive expert advice and learn how to approach student loans wisely, from understanding repayment options to avoiding common mistakes. - Loan Cash Flow Summary: Summarize your loan's cash flow with a clear breakdown, highlighting red flags to ensure you stay ahead of financial surprises. - AI-Powered Comparisons & Recommendations: Leverage AI to compare loan cash flows and receive personalized recommendations that optimize your borrowing and repayment strategy. - Future Feature: Analyze your existing student loan portfolio and receive refinance recommendations tailored to your financial goals (coming soon). WHAT SETS US APART: - Comprehensive Yearly Summary: Our app provides a detailed yearly summary of your monthly loan cash flow, including KPIs such as payment percentage of estimated income and loan-to-income ratio, so you can track your loan’s impact on your financial health. - Variable Rate Forecasting: We calculate cash flows for variable rate loans using forecasted rate assumptions, allowing you to understand how potential interest rate changes may affect your repayments. - Advanced Assumptions in Loan Analyzer: Easily adjust key loan assumptions like years in school, grace periods, disbursement periods, rate changes, and payment intervals, offering maximum flexibility in your financial planning. "Student Loan Rate and Calculator" is your essential tool for smart borrowing, helping you manage your student loans with confidence. DISCLOSURES Annual Percentage Rates (APR), loan term and monthly payments are estimated based on analysis of information provided by you, data provided by lenders, and publicly available information. All loan information is presented without warranty, and the estimated APR and other terms are not binding in any way. Lenders provide loans with a range of APRs depending on borrowers' credit and other factors. Keep in mind that only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend on factors like credit score, requested loan amount, loan term, and credit history. All loans are subject to credit review and approval. "Student Loan Rate & Calculator" is your essential tool for smart borrowing, helping you manage your student loans with confidence. ## Key features - Current loan rates from major providers - Expert advice and educational tips - Loan cash flow summary with red flag identification - AI-powered loan comparisons and recommendations - Variable rate forecasting - Adjustable loan assumptions ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/student-loan-rate-and-calculator/id6670220679/reviews.md ### 5/5 — Great *2025-04-27* Perfect for what it is for. ### 5/5 — Simple tool, very practical *2025-03-18* This app is great! It provides accurate loan rate estimates and a user-friendly calculator. The interface is intuitive, making it easy to compare different scenarios and plan for repayment. I also appreciate the additional insights on loan options and refinancing opportunities. Thank you!! ### 5/5 — Great Tool for Loan Planning *2025-03-17* This app makes student loan calculations easy with clear rates, payments, and total costs. The interface is simple and helpful, though more repayment options would be a great addition. ### 5/5 — Simple and Effective *2025-03-15* This app makes student loan calculations effortless. It is user-friendly, accurate, and gives clear breakdowns of payments and interest. Perfect for students and graduates manage their loans. Highly recommended! ### 5/5 — Simple and functional *2025-03-06* This type of information is hard to come by and confusing at times. This is an easy to use app to figure out my payments. ## Frequently asked questions about Student Loan Rate & Calculator ### What are the current loan rates shown in Student Loan Rate & Calculator? Student Loan Rate & Calculator provides real-time student loan rates from major providers. The app's disclosures state that Annual Percentage Rates (APR), loan term, and monthly payments are estimated based on analysis of user-provided information, lender data, and publicly available information. ### Does Student Loan Rate & Calculator offer personalized recommendations? Yes, Student Loan Rate & Calculator uses AI to compare loan cash flows and provides personalized recommendations. These recommendations are designed to optimize your borrowing and repayment strategy based on your financial goals. ### How does Student Loan Rate & Calculator handle variable rate loans? For variable rate loans, Student Loan Rate & Calculator calculates cash flows using forecasted rate assumptions. This feature helps you understand how potential interest rate changes might impact your future repayments. ### Can I adjust loan assumptions in Student Loan Rate & Calculator? Yes, the app allows you to easily adjust key loan assumptions. You can modify factors like years in school, grace periods, disbursement periods, rate changes, and payment intervals for maximum flexibility in your financial planning. ### What kind of yearly summaries does Student Loan Rate & Calculator provide? Student Loan Rate & Calculator offers a comprehensive yearly summary of your monthly loan cash flow. This includes key performance indicators (KPIs) such as the payment percentage of estimated income and the loan-to-income ratio. ### Is Student Loan Rate & Calculator available on multiple devices? Student Loan Rate & Calculator is supported on both iPhone and iPad devices. This allows users to manage their student loans across different Apple platforms. ### How often is Student Loan Rate & Calculator updated? Student Loan Rate & Calculator was last updated on March 4, 2025, with version 1.0. The release date was also March 4, 2025, indicating it is a new application. ### What is the age rating for Student Loan Rate & Calculator? Student Loan Rate & Calculator has an age rating of 4+. This indicates it is suitable for a wide audience, including younger users who may be starting to learn about finances. ## Version history (last 1 release) ### 1.0 — 2025-03-04 No release notes. ## More apps by missingSTEP - [Daily Stocks: Market Scanner](https://appshunter.io/ios/app/daily-stocks-market-scanner/id372905355) - [Commodities Pro (ms)](https://appshunter.io/ios/app/commodities-pro-ms/id552270719) - [Daily Stocks Pro (ms)](https://appshunter.io/ios/app/daily-stocks-pro-ms/id680994362) - [Stock Signals: Buy Sell Alerts](https://appshunter.io/ios/app/stock-signals-buy-sell-alerts/id737569101) - [1 Stock a Day (ms)](https://appshunter.io/ios/app/1-stock-a-day-ms/id895638712) All apps by missingSTEP: https://appshunter.io/developer/386521353 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*