# SubGuard AI: Bill Tracker — Track bills, manage trials

> Track bills, manage trials (iPhone/iPad app by 志刚 刘.)

- Source: https://appshunter.io/ios/app/subguard-ai-bill-tracker/id6762180214 (this page in markdown: same URL + `.md`)
- Developer: [志刚 刘](https://appshunter.io/developer/1891134476)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 9+
- Requires: iOS 17.0 · 6 MB
- Languages: English
- Released: 2026-04-26
- Data updated: 2026-07-09
- User reviews in markdown: https://appshunter.io/ios/app/subguard-ai-bill-tracker/id6762180214/reviews.md

## What is SubGuard AI?

Stop paying for forgotten subscriptions.
Average users waste over $240 a year on free trials they forgot to cancel or services they no longer use. SubGuard is your ultimate financial sentinel, designed to track your recurring bills, alert you before you get charged, and stop the financial bleed.

Unlike intrusive budget apps that force you to connect your bank accounts, SubGuard is 100% private and beautifully designed. No bank logins, no manual data entry—just seamless management in a stunning dark mode interface with vibrant, energizing accents.

◆ THE SUBGUARD MAGIC ◆

AI Smart Capture: Don’t type. Just snap a photo of your receipt or upload a screenshot. Our on-device AI instantly extracts the service name, price, and next billing date in seconds.

Quick Add: Access a pre-loaded library of popular services (Netflix, Spotify, Amazon, etc.) to build your dashboard with just two taps.

◆ DEFEND YOUR MONEY ◆

Early Renewal Alerts: Get smart notifications 24 or 48 hours before a charge hits. Never miss a cancellation window again.

Free Trial Tracker: We’ll warn you before that "free" week turns into a heavy yearly charge.

Flawless Billing Logic: Easily distinguish your monthly fees from your yearly commitments, so you always know your true run rate.

Cancel Helper: We don't just track; we guide. Access direct cancellation links for major services right from the app.

◆ 100% PRIVATE & SECURE ◆
Your financial data is none of our business. All data lives securely on your device and syncs privately via your personal iCloud.

Zero Bank Connections: We never ask for your bank credentials or track your broader spending.

Take control of your cash flow today. Download SubGuard and build your financial shield!

◆ SUBGUARD PRO ◆
Upgrade to Pro to unlock AI Smart Capture, unlimited subscription tracking, and our premium features. Choose the plan that fits your life:

Annual Premium: $19.99 / year (Includes a free trial)

Lifetime Premium: $49.99 (One-time payment, yours forever)

(Payment will be charged to your iTunes account upon purchase confirmation. The Annual subscription will automatically renew unless auto-renewal is turned off at least 24 hours before the end of the current period. Account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal in your Account Settings.)

Privacy Policy: http://subguard.shop/privacy.html
Terms and Conditions: http://subguard.shop

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| SubGuard Pro Yearly | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| SubGuard Pro Lifetime | $49.99 | one-time |



## Version history (last 3 releases)

### 1.0.2 — 2026-06-26

Smarter AI, Stronger Financial Shield! 

We are constantly upgrading SubGuard to protect your wallet. In this update:

Smarter Capture: Our on-device AI receipt scanner is now faster and more accurate at detecting prices and billing dates.

UI Enhancements: Minor visual tweaks to our premium dark mode interface for a sleeker tracking experience.

Bug Squashing: Fixed a few minor bugs to ensure your renewal alerts always arrive exactly on time.

Keep your cash flow under control and stay financially secure!

### 1.0.1 — 2026-05-06

What's New:

Try AI for Free: Added free trials for Smart Capture so everyone can test our AI receipt scanner.

Quick Add: Popular services (Netflix, Spotify, etc.) now auto-fill with the correct name, brand color, and base price.

Smart Budget Alerts: The monthly budget progress bar now dynamically changes color to warn you before you overspend.

Undo Deletions: Added a quick "Undo" option when swiping to delete a subscription to prevent accidents.

Currency Sync: The default currency when adding new subscriptions now perfectly matches your global settings.

Better Onboarding: Added starter templates and quick-add buttons to empty screens for new users.

### 1.0 — 2026-04-26

No release notes.

## More apps by 志刚 刘

- [Smart Cleaner & Secret Vault](https://appshunter.io/ios/app/smart-cleaner-and-secret-vault/id6761738282)
- [DailyMe: Positive Affirmations](https://appshunter.io/ios/app/dailyme-positive-affirmations/id6763536504)
- [CatSwipe: Catch Mouse & Fish](https://appshunter.io/ios/app/catswipe-catch-mouse-and-fish/id6763565286)

All apps by 志刚 刘: https://appshunter.io/developer/1891134476

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-09.*