# Submoney: Subscription Manager — Bill Organizer, Budget Planner

> Bill Organizer, Budget Planner (iPhone/iPad app by Pablo Gamero.)

- Source: https://appshunter.io/ios/app/submoney-subscription-manager/id6759280196 (this page in markdown: same URL + `.md`)
- Developer: [Pablo Gamero](https://appshunter.io/developer/1837651851)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 15.0 · 43 MB
- Languages: American English
- Released: 2026-03-04
- Data updated: 2026-10-24

## What is Submoney?

Surprise charges, a trial you forgot to cancel, a yearly renewal that empties your account in March. Submoney shows you exactly how much to keep in the bank today to cover everything that's coming.

KNOW YOUR NUMBER
Add your subscriptions, recurring payments and bills once. Submoney works out, day by day, the balance you need to cover every charge before it lands.

SET IT ASIDE
Tell Submoney what you've put aside on each card or account. It goes down as each payment is logged, so you always know if you're covered.

NOTHING SNEAKS UP
A payment calendar, reminders before every charge, and trials that alert you before they turn into a subscription.

CUT WHAT YOU DON'T USE
Every few months, Submoney asks you to go through your subscriptions one at a time: keep or cancel. The ones you drop wait on a Cancel list, still counted as charging, until you've cancelled them with the provider.

FITS REAL LIFE
• Variable payments like fuel or groceries, estimated from what you actually paid
• Bills with a fixed date that you mark as paid
• Pause a subscription until a date, and it resumes on its own
• Split costs with others, and prices in any currency
• Every price change kept in a history
• Home screen widgets with your balance and next payments

PRIVATE BY DESIGN
No sign-up, no bank connection. Your data stays on your phone.

FREE, WITH A ONE-TIME PLUS
Track up to 15 items for free, with reminders, calendar and widgets. Submoney Plus is a single payment, not a subscription: unlimited items, full analytics and insights, price history, and export and backup.

Made by one independent developer.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Submoney Plus | $1.99 | one-time |


## Is Submoney safe?

Not enough ratings yet to assess Submoney.

## Is Submoney legit?

Submoney: Subscription Manager appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Submoney is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.5.1 — 2026-10-20

Submoney now speaks 20 languages, from Hindi to Japanese. Pick yours in Settings, which also has a fresh new look.

### 1.5.0 — 2026-09-26

Bills are here: add the one-off and yearly ones, and tick them off when they're paid.
Set money aside per card or account, and watch it go down as each payment goes out.
Every few months, review your subscriptions. The ones you drop stay on a Cancel list until you've actually cancelled them.
Also new: pause until a date, price history, split costs, other currencies, undo, and a full redesign.

### 1.4.0 — 2026-07-14

• New: choose a Light, Dark, or System appearance in Settings — Submoney now matches however your phone is set.
• Redesigned subscription and recurring cards: the "to set aside" amount is clearer, and tapping any card opens a full cost breakdown.
• Plus quick-add for popular services and lots of small polish.

### 1.3.2 — 2026-05-27

SubMoney now includes iOS widgets.

Add widgets to your Home Screen or Lock Screen to quickly see how much money you should have ready, what your next charge is, and when it’s coming.

This update also adds:
* Amount Needed and Next Charge widgets
* Home Screen and Lock Screen widget support
* Circular and rectangular Lock Screen layouts
* Better widget styling for tinted and clear modes
* Fixes for widget list display

### 1.2.4 — 2026-05-17

SubMoney adds a redesigned onboarding flow, smarter recurring payment forecasts based on your recent payment history, and notification timing that follows your device time zone more reliably. This release also includes refinements to search, navigation, calendar and settings screens, plus visual polish and stability improvements throughout the app.

## Apps similar to Submoney

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## More apps by Pablo Gamero

- [Dibs: Debt & IOU Tracker](https://appshunter.io/ios/app/dibs-debt-and-iou-tracker/id6751948133)
- [CareDose: Medication Reminder](https://appshunter.io/ios/app/caredose-medication-reminder/id6761413202)

All apps by Pablo Gamero: https://appshunter.io/developer/1837651851

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*