# Submoney: Subscription Tracker — Know what to keep in the bank

> Know what to keep in the bank (iPhone/iPad app by Pablo Gamero.)

- Source: https://appshunter.io/ios/app/submoney-subscription-tracker/id6759280196 (this page in markdown: same URL + `.md`)
- Developer: [Pablo Gamero](https://appshunter.io/developer/1837651851)
- Category: Finance, Utilities
- Price: Free with in-app purchases (on sale, was $0.99)
- Age rating: 17+
- Requires: iOS 13.0 · 31 MB
- Languages: American English
- Released: 2026-03-04
- Data updated: 2026-08-08
- User reviews in markdown: https://appshunter.io/ios/app/submoney-subscription-tracker/id6759280196/reviews.md

## What is Submoney?

Most subscription apps only tell you WHEN things renew. Submoney tells you WHAT TO KEEP in your account right now, so every subscription and recurring bill is always covered.

Add your subscriptions and recurring payments once, and Submoney does the math every day: the exact amount to set aside so nothing ever bounces or catches you by surprise.

WHY SUBMONEY
• Daily "to set aside" balance — know your real spendable money, not just renewal dates.
• Subscriptions + recurring payments in one place — Netflix, Spotify, rent, gym, and more.
• Variable costs handled — for things like gas or groceries, Submoney averages your recent inputs to estimate the real recurring cost.
• Free-trial tracking — add a trial with a reminder before it charges; it converts automatically when you keep it.
• Payment calendar — every upcoming charge mapped out so you always know what's coming and when.
• Annual spend, visualized — see what each subscription costs per year and your total at a glance.
• Home screen widgets — your required balance and next payments without opening the app.
• Light, Dark & System themes — Submoney looks right however your phone is set.

PRIVATE BY DEFAULT
Your data lives on your device. No account required, nothing sent to us.

Submoney is free to use. An optional one-time Submoney Plus unlock adds unlimited items, deeper spending analytics, and data export — no subscription needed to track your subscriptions.

Stop guessing. Always know what to keep in the bank.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Submoney Plus | $1.99 | one-time |



## Version history (last 4 releases)

### 1.4.0 — 2026-07-14

• New: choose a Light, Dark, or System appearance in Settings — Submoney now matches however your phone is set.
• Redesigned subscription and recurring cards: the "to set aside" amount is clearer, and tapping any card opens a full cost breakdown.
• Plus quick-add for popular services and lots of small polish.

### 1.3.2 — 2026-05-27

SubMoney now includes iOS widgets.

Add widgets to your Home Screen or Lock Screen to quickly see how much money you should have ready, what your next charge is, and when it’s coming.

This update also adds:
* Amount Needed and Next Charge widgets
* Home Screen and Lock Screen widget support
* Circular and rectangular Lock Screen layouts
* Better widget styling for tinted and clear modes
* Fixes for widget list display

### 1.2.4 — 2026-05-17

SubMoney adds a redesigned onboarding flow, smarter recurring payment forecasts based on your recent payment history, and notification timing that follows your device time zone more reliably. This release also includes refinements to search, navigation, calendar and settings screens, plus visual polish and stability improvements throughout the app.

### 1.0.1 — 2026-03-05

No release notes.

## Apps similar to Submoney

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Grupo PSN](https://appshunter.io/ios/app/grupo-psn/id1034719732) | — | Free | Finance |
| [Kotluy](https://appshunter.io/ios/app/kotluy/id1533574357) | — | Free | Finance |
| [Luy Buddy](https://appshunter.io/ios/app/luy-buddy/id1633945540) | — | Free | Finance |
| [Chief Mobile Bank](https://appshunter.io/ios/app/chief-mobile-bank/id1495178101) | 5.0 (2) | Free | Finance |
| [MySub - subscription tracker](https://appshunter.io/ios/app/mysub-subscription-tracker/id1609983553) | 4.0 (2) | Free | Finance |
| [Alzex Finance Pro](https://appshunter.io/ios/app/alzex-finance-pro/id580127539) | 4.7 (62) | Free | Finance |

## More apps by Pablo Gamero

- [Dibs: Debt & IOU Tracker](https://appshunter.io/ios/app/dibs-debt-and-iou-tracker/id6751948133)

All apps by Pablo Gamero: https://appshunter.io/developer/1837651851

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-08.*