# Subscription Tracker: SubVault — Bills, Loans & Card Reminders > Private subscription, bill, and loan tracker with reminders and spending insights. (iPhone/iPad app by Md Golam Saroar Shuvo.) - Source: https://appshunter.io/ios/app/subscription-tracker-subvault/id6791337140 (this page in markdown: same URL + `.md`) - Developer: [Md Golam Saroar Shuvo](https://appshunter.io/developer/1698822480) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings - Age rating: 12+ - Requires: iOS 17 · 9 MB - Languages: American English - Released: 2026-08-29 - Data updated: 2026-09-29 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/subscription-tracker-subvault/id6791337140/reviews.md ## What is Subscription Tracker? Stop losing money to forgotten subscriptions and surprise card bills. **SubVault** keeps every subscription, credit card due date, and IOU in one simple, private place—with reminders before you get charged. No sign-up. No ads. Your data stays on your device. TRACK EVERY SUBSCRIPTION • Add Netflix, Spotify, ChatGPT Plus, iCloud+, and 25+ popular services in one tap, or create custom subscriptions • See your true monthly and yearly spending at a glance • Sort by renewal date, price, or name • View spending by category to understand where your money goes • Track subscriptions in multiple currencies NEVER MISS A CREDIT CARD BILL • Track due dates for every credit or debit card • Get local reminders 1, 3, 5, or 7 days before bills are due • Mark bills as paid with one tap • Easily identify Visa, Mastercard, Amex, and Discover cards with distinct colors KNOW WHO OWES WHO • Track money you've lent or borrowed • Record repayments and outstanding balances • Add due dates and notes for every transaction • See what you owe and what you're owed at a glance BUILT FOR PRIVACY • Everything is stored securely on your device using Apple's SwiftData • No account, email, or password required • Local reminders stay on your iPhone • Your financial data is never sold or shared for advertising ASK AI — COMPLETELY OPTIONAL • Receive spending insights and savings suggestions • Discover free alternatives and cancellation guidance • Uses Apple Intelligence on supported devices or built-in on-device insights when available WHY PEOPLE CHOOSE SUBVAULT • One app for subscriptions, card bills, and personal loans • Clean, fast, native iOS experience with Light and Dark Mode support • Designed to help you avoid unexpected charges and stay organized SUBVAULT PREMIUM Upgrade to SubVault Premium to unlock: • Unlimited subscriptions • Unlimited credit cards • Unlimited money ledger entries • Removal of free-tier limits Available as Weekly, Monthly, and Yearly auto-renewing subscriptions. Pricing varies by region and is shown in the App before purchase. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current billing period. You can manage or cancel your subscription anytime in your Apple ID Account Settings. PRIVACY & TERMS Privacy Policy https://sites.google.com/view/subvault/privacy-policy Terms of Use (EULA) https://sites.google.com/view/subvault/term-of-use SubVault is free to download with optional Premium features. Download today and take control of your subscriptions, bills, and personal finances—all in one secure place. ## Key features - Track unlimited subscriptions - Monitor credit card due dates - Manage personal IOUs - View spending by category - Multi-currency tracking - Optional AI spending insights - Local data storage ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Weekly Pro | $2.99 | per 7 days | | Monthly Pro | $4.99 | per month | | Yearly Pro | $34.99 | per year | ## Frequently asked questions about Subscription Tracker ### Does SubVault have ads? No, SubVault is ad-free. The app explicitly states 'No ads' in its description and is designed to provide a clean user experience without advertisements. ### What are the pricing options for SubVault Premium? SubVault offers Weekly, Monthly, and Yearly auto-renewing subscriptions for its Premium features. Pricing varies by region and is displayed within the app before purchase. A 3-day free trial is available for the Weekly Pro plan. ### How does SubVault ensure user privacy? SubVault prioritizes privacy by storing all data securely on your device using Apple's SwiftData. No account, email, or password is required, and your financial data is never sold or shared for advertising purposes. ### Can I track subscriptions for services not listed? Yes, SubVault allows you to add popular services like Netflix and Spotify in one tap, or create custom subscriptions for any service you use. ### How often is SubVault updated? The latest version of SubVault is 1.1.1, which was last updated on September 17, 2026. This indicates a recent update, suggesting ongoing development and support. ### What devices does SubVault support? SubVault is currently supported on iPhone devices. It offers a clean, native iOS experience with Light and Dark Mode support. ### What are the benefits of SubVault Premium? SubVault Premium unlocks unlimited subscriptions, unlimited credit cards, and unlimited money ledger entries, removing the free-tier limits. This is ideal for users with extensive financial tracking needs. ### How do I cancel my SubVault subscription? You can manage or cancel your subscription anytime in your Apple ID Account Settings. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current billing period. ## Version history (last 3 releases) ### 1.1.1 — 2026-09-17 Credit card tracking is now built around monthly billing cycles. • Update each card’s outstanding balance, minimum due, and payment date every month • Clearly identify paid, unpaid, and update-needed bills • View total outstanding and minimum payments at a glance • Enjoy a redesigned card layout with clearer monthly actions • Improved card bill reminders and general reliability ### 1.1.0 — 2026-09-02 - iCloud Sync: Subscriptions, card bills, and money entries now stay in your private iCloud and appear on your other Apple devices. No extra account. - AI Advisor: On-device insights to spot overlap and what you can cancel. Your tracking data isn’t sent to SubVault servers. - Smoother setup and a clearer Settings screen, including iCloud status. ### 1.0.0 — 2026-08-29 No release notes. ## More apps by Md Golam Saroar Shuvo - [Expensemate: Expense Tracker](https://appshunter.io/ios/app/expensemate-expense-tracker/id6477620138) - [prayer lock: muslim daily](https://appshunter.io/ios/app/prayer-lock-muslim-daily/id6751728460) - [HabitFlow – Habit Builder](https://appshunter.io/ios/app/habitflow-habit-builder/id6753189042) - [Wellmetry: Fasting Tracker](https://appshunter.io/ios/app/wellmetry-fasting-tracker/id6754804661) - [EchoNote: AI Voice Notes](https://appshunter.io/ios/app/echonote-ai-voice-notes/id6758107024) - [Mood Journal –Track & Insights](https://appshunter.io/ios/app/mood-journal-track-and-insights/id6760339445) All apps by Md Golam Saroar Shuvo: https://appshunter.io/developer/1698822480 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-29.*