# SubTamer: Bill, Budget Tracker — Subscriptions, Bills & Budgets > Subscriptions, Bills & Budgets (iPhone/iPad app by Suneth Thotagamuwa.) - Source: https://appshunter.io/ios/app/subtamer-bill-budget-tracker/id6752793956 (this page in markdown: same URL + `.md`) - Developer: [Suneth Thotagamuwa](https://appshunter.io/developer/1841015299) - Category: Finance, Utilities - Price: Free with in-app purchases - Age rating: 12+ - Requires: iOS 15.6 · 44 MB - Languages: English - Released: 2025-09-27 - Data updated: 2026-07-25 - User reviews in markdown: https://appshunter.io/ios/app/subtamer-bill-budget-tracker/id6752793956/reviews.md ## What is SubTamer? Stop getting surprised by subscription charges. SubTamer tracks every recurring payment, bill, and day-to-day expense without ever connecting to your bank. Full visibility. Complete privacy. Total control. Why people choose SubTamer: No bank login. No data sharing. No ads. Just you and your money. Unlike most finance apps, SubTamer never touches your bank account. You add what you want, control what the app sees, and your data stays on your device. It's the finance app for people who don't want to hand over their financial life to get organised. What you can track: • Subscriptions & recurring payments - Netflix, Spotify, gym, insurance, everything • Trial endings - manage your free trials and avoid unexpected charges • Cost changes - track and manage subscription cost changes • Bills & direct debits - never miss a payment date again • Everyday expenses - log receipts manually or scan them instantly with AI • Shared expenses - split costs with family, partners, or housemates Stay ahead of your money: • Alerts when prices change, or free trials are about to end • Calendar and timeline views so due dates never sneak up on you • Custom reminders for upcoming payments • Smart projections showing what you'll spend next month Powerful analytics, built in: • Monthly and yearly spending trends • Income vs. spending breakdown • Subscription lifecycle insights • See exactly where your money goes - at a glance • AI Assistant for subscription-aware insights and dynamic charts What makes SubTamer unique Expense Tracking & Smart Receipt Scanning: Track one-off expenses alongside subscriptions and bills. Use AI-powered receipt scanning to automatically extract totals, dates, and categories - or add expenses manually. Shared Expenses & Income: Easily share expenses and income with family, partners, or trusted users. See combined spending reflected instantly across analytics and charts - while staying fully in control of what you share. AI-Powered Assistance: AI that works for you. Ask your AI assistant questions like "What will I spend next month?" or "Which subscriptions have I had longest?" Bring your own OpenAI API key for maximum privacy. You choose how much data it can access. Bring your own OpenAI API key for maximum privacy. You decide how much data the assistant can access. Advanced Analytics: • Monthly and yearly spending trends • Cost changes and alerts • Payment frequency and subscription lifecycle • Free trial tracking and conversion insights • Income vs. spending analysis Privacy First: SubTamer never connects to your bank or collects sensitive data. No ads. No hidden trackers. Your information stays secure and under your control. Pricing SubTamer Full Version Monthly (£2.99) or Annual (£24.99) Includes a 14-day free trial. Cancel anytime via your App Store account. SubTamer is built for people who value privacy, clarity, and control - a clean, simple way to manage subscriptions, expenses, and bills, now smarter with AI. Terms of Use: https://subtamer.co.uk/terms-and-conditions Privacy Policy: https://subtamer.co.uk/privacy-policy [:mav: 4.0.0] ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | SubTamer Annual Plan | $24.99 | per year | | SubTamer Monthly Plan | $2.99 | per month | ## Version history (last 5 releases) ### 4.4.5+54 — 2026-07-19 We've redesigned the way you add subscriptions and expenses - faster, cleaner, and more intuitive than ever. * Improved app performance and efficiency * Bug fixes * Polished UI details throughout SubTamer stays 100% private - no bank login, no ads, no trackers. Questions or feedback? We'd love to hear from you at hello@subtamer.co.uk ### 4.4.4+53 — 2026-03-11 We've redesigned the way you add subscriptions and expenses - faster, cleaner, and more intuitive than ever. * Streamlined creation flow for subscriptions and expenses * Clearer input layout so you spend less time adding, and more time saving * Improved consistency across all tracking screens * New consent screen for AI Assistant * Improved app performance and efficiency * Bug fixes * Polished UI details throughout SubTamer stays 100% private - no bank login, no ads, no trackers. Questions or feedback? We'd love to hear from you at hello@subtamer.co.uk ### 4.4.2+44 — 2026-01-07 What’s New in This Version (v4.4.2) We’ve redesigned how you create subscriptions and expenses. • New, streamlined creation layout • Faster and clearer input flow • Improved consistency across expense and subscription tracking • Polished UI for a smoother experience This update makes everyday tracking quicker, simpler, and more intuitive. ### 4.4.1+43 — 2025-12-29 What’s New in This Version • New onboarding experience to guide you through SubTamer’s core features • Clear setup flow for subscriptions, expenses, and analytics • Improved first-time user experience • Performance improvements and stability fixes ### 4.4.0+42 — 2025-12-27 What’s New This release makes SubTamer even more powerful as a complete expense and subscription manager. • Expense Tracking - Track everyday expenses alongside subscriptions and bills • AI Receipt Scanning - Instantly add expenses by scanning receipts with AI • Shared Expenses & Income - Share selected expenses and income with others and see combined analytics • Enhanced Analytics - Expenses and receipts now appear across charts, trends, and insights • Performance Improvements - Faster loading and smoother interactions • UI & Styling Updates - Polished visuals and refinements • Bug Fixes - Improved stability and reliability SubTamer remains privacy-first, with full control over your data and no bank connections. ## More apps by Suneth Thotagamuwa - [HabiTamer - ADHD Focus Timer](https://appshunter.io/ios/app/habitamer-adhd-focus-timer/id6757280241) - [Leviro - AI Task Manager](https://appshunter.io/ios/app/leviro-ai-task-manager/id6758563290) All apps by Suneth Thotagamuwa: https://appshunter.io/developer/1841015299 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-25.*