# SUM Budget & Spending Tracker — Track income, expense, savings

> AI-powered personal finance app for expense tracking, budgeting, and multi-currency management. (iPhone/iPad app by Selim Akbey.)

- Source: https://appshunter.io/ios/app/sum-budget-and-spending-tracker/id6745226844 (this page in markdown: same URL + `.md`)
- Developer: [Selim Akbey](https://appshunter.io/developer/1787218827)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 17 MB
- Languages: English
- Released: 2025-05-02
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/sum-budget-and-spending-tracker/id6745226844/reviews.md

## What is SUM Budget & Spending Tracker?

Take control of your money with SUM — a modern personal finance app powered by AI and designed to make budgeting fast, simple, and intuitive. Whether you're tracking daily expenses or managing multiple currencies while traveling, SUM gives you the tools to stay on top of your finances with ease.

Smart Transaction Input
- Add expenses in seconds by typing natural phrases like “Lunch $12 yesterday” — our AI handles the rest. SUM instantly recognizes the amount, merchant, date, and category, so you don’t have to fill out boring forms.

Real Multi-Currency Support
- Track spending in 33+ global currencies with real-time exchange rates. View totals in your preferred currency with automatic and accurate conversions.

Visual Financial Insights
- Dashboard with income, expense, and savings stats
- Interactive charts for monthly and category-based spending
- Custom date filters to analyze trends over time

Privacy & Organization
- Local data storage for your privacy

Subscription & Legal
Payment for your SUM Pro subscription will be charged to your iTunes Account at confirmation of purchase. Your subscription will automatically renew, and your account will be charged for renewal within 24 hours prior to the end of the current period. You can turn off auto-renew at any time from your iTunes account settings. Refunds will not be provided for any unused portion of the term.

Terms and Conditions:
https://selimakbey.notion.site/Terms-Conditions-for-SUM-1e64af9ace2d804d9e16ed8e07e94c7b

Privacy Policy:
https://selimakbey.notion.site/Privacy-Policy-1e64af9ace2d8020b45fea805bbd4f72?pvs=74

## Key features

- AI-powered natural language expense input
- Real multi-currency support with 33+ currencies
- Visual financial insights and interactive charts
- Customizable date filters for trend analysis
- Local data storage for enhanced privacy
- Smart transaction categorization

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Unlock pro | $7.99 | per 7 days |
| Unlock pro | $39.99 | per year |
| Unlock pro | $6.99 | per 7 days |
| Unlock pro | $29.99 | per year |
| Unlock pro | $34.99 | per year |
| Unlock pro | $5.99 | per 7 days |



## Frequently asked questions about SUM Budget & Spending Tracker

### How does SUM handle expense input?

SUM uses AI to understand natural language phrases like 'Lunch $12 yesterday'. It automatically recognizes the amount, merchant, date, and category, eliminating the need for manual form filling.

### Can SUM track spending in different currencies?

Yes, SUM offers real multi-currency support for over 33 global currencies. It provides real-time exchange rates and accurate conversions to your preferred currency.

### What kind of financial insights does SUM provide?

SUM offers a dashboard with income, expense, and savings statistics. It also features interactive charts for monthly and category-based spending, along with custom date filters for trend analysis.

### Is my financial data secure with SUM?

SUM prioritizes user privacy by storing your data locally on your device. This ensures that your financial information remains private and is not stored on external servers.

### What are the subscription options for SUM Pro?

SUM Pro offers various subscription plans, including weekly options like $5.99/P7D, $6.99/P7D, and $7.99/P7D, as well as annual plans at $29.99/P1Y and $34.99/P1Y. Some annual plans include a 3-day free trial.

### How do I cancel my SUM Pro subscription?

You can turn off auto-renewal for your SUM Pro subscription at any time from your iTunes account settings. Refunds are not provided for any unused portion of the subscription term.

### Does SUM have ads?

Yes, SUM contains advertisements. As a free app with in-app purchases, it utilizes ads to support its development and services.

### What devices is SUM available on?

SUM is available on iPhone and iPad devices, making it accessible for users across Apple's mobile ecosystem.

## Version history (last 2 releases)

### 1.0.1 — 2025-05-05

- General UI polish and refinements
- Refined visual styling across financial components

### 1.0 — 2025-05-02

No release notes.

## More apps by Selim Akbey

- [TalkTutor AI Speaking Practice](https://appshunter.io/ios/app/talktutor-ai-speaking-practice/id6739822730)
- [Color Analysis - GlowStudio](https://appshunter.io/ios/app/color-analysis-glowstudio/id6746684478)

All apps by Selim Akbey: https://appshunter.io/developer/1787218827

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*