# Summo — Smart Expense & Budget Tracker

> Smart Expense & Budget Tracker (iPhone/iPad app by Wai Yin Chan.)

- Source: https://appshunter.io/ios/app/summo/id6762501845 (this page in markdown: same URL + `.md`)
- Developer: [Wai Yin Chan](https://appshunter.io/developer/1376527988)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 17.0 · 30 MB
- Languages: American English
- Released: 2026-09-01
- Data updated: 2026-10-02
- User reviews in markdown: https://appshunter.io/ios/app/summo/id6762501845/reviews.md

## What is Summo?

Summo makes personal finance simple. Track your spending, manage budgets, and stay on top of credit card payments — all synced across your devices with iCloud.
                                                                                                                                                                                                                                                    
  TRACK EVERYTHING                                                
  • Record income, expenses, and transfers in seconds
  • Organize with categories, tags, and remarks
  • Support for multiple accounts and currencies
  • Recurring transactions auto-generated on schedule

  CREDIT CARD MANAGEMENT
  • Payment reminders with due date countdown
  • Statement-based balance tracking
  • Credit limit usage warnings

  BUDGETS THAT WORK
  • Set monthly budgets per category
  • Visual progress bars with overspend alerts
  • Rollover unused budget to next month

  INSIGHTS AT A GLANCE
  • Monthly summary with income, expense, and balance
  • Category breakdown with pie charts
  • Daily spending trends and monthly comparisons
  • Drill into any category for weekly/daily detail

  APPLE PAY AUTO-TRACKING
  • Automatically log Apple Pay transactions via Shortcuts
  • Smart merchant recognition and category mapping
  • Review and approve new merchants

  HOUSEHOLD SHARING
  • Share finances with family members via iCloud
  • Each member tracks their own spending
  • Combined household view

  BUILT FOR PRIVACY
  • All data stored in your personal iCloud — we never see it

  MORE FEATURES
  • iCloud sync across iPhone and iPad
  • CSV export for spreadsheets
  • Dark mode support
  • Available in English, Chinese, Japanese, and Korean

Terms of use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Summo Premium Yearly | $9.99 | per year |
| Summo Premium Monthly | $0.99 | per month |



## Version history (last 1 release)

### 1.1.0 — 2026-09-01

No release notes.

## Apps similar to Summo

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [3s Kakeibo - Quick Expense](https://appshunter.io/ios/app/3s-kakeibo-quick-expense/id6794604259) | — | Free | Finance |
| [CashJot: Daily Expense Tracker](https://appshunter.io/ios/app/cashjot-daily-expense-tracker/id6544791461) | — | Free | Finance |
| [Budget Planner - Money Flow](https://appshunter.io/ios/app/budget-planner-money-flow/id900890647) | 4.7 (741) | Free | Finance |
| [Budget app - spending tracker](https://appshunter.io/ios/app/budget-app-spending-tracker/id1525179720) | 4.7 (15,632) | Free | Finance |
| [RBC Mobile](https://appshunter.io/ios/app/rbc-mobile/id407597290) | 4.7 (2,156) | Free | Finance |

## More apps by Wai Yin Chan

- [M-Code](https://appshunter.io/ios/app/m-code/id1376527989)
- [Multi Compiler](https://appshunter.io/ios/app/multi-compiler/id1536319920)
- [Delivery Recorder](https://appshunter.io/ios/app/delivery-recorder/id6443685668)
- [Shadow Echo: AI Mystery](https://appshunter.io/ios/app/shadow-echo-ai-mystery/id6761412352)

All apps by Wai Yin Chan: https://appshunter.io/developer/1376527988

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-02.*