# SumUp Business — Get paid and manage your money

> All-in-one business app for payments, sales, and financial management. (iPhone/iPad app by SumUp Limited.)

- Source: https://appshunter.io/ios/app/sumup-business/id514879214 (this page in markdown: same URL + `.md`)
- Developer: [SumUp Limited](https://appshunter.io/developer/514879217)
- Category: Business, Finance
- Price: Free
- Rating: 3.80/5 from 708 App Store ratings · 621 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 577 MB
- Languages: American English, Bulgarian, Catalan, Croatian, Czech, Danish, Dutch, Estonian, Finnish, French (France) and 14 more
- Released: 2015-10-20
- Data updated: 2026-08-27
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/sumup-business/id514879214/reviews.md

## What is SumUp Business?

The SumUp Business app gives you the tools you need to get paid, manage your money, and run your business. All easy to use, all in one place.

Get paid
With SumUp, getting paid is flexible, fast, and secure—wherever and however you do business.

Card readers 
Pair the SumUp Business app with a Solo card reader to take chip & PIN, contactless, and mobile wallet payments. Use the app to track sales, add tipping options, issue refunds, and set sales tax rates. The app also powers payments on our stand-alone Solo and Terminal devices.

Point of Sale
Turn your tablet into a POS system. Accept payments, take orders, manage stock, monitor sales, and run reports—all without dedicated POS hardware.

Payment Links
Get paid remotely with Payment Links. Create a secure link directly from the app home screen, then share it with your customer via text message, email, or social media DM. The link takes your customer to a secure website to complete the transaction. A simple, safe way to take cashless payments online.

Manage your money
Our money management tools are designed for steady cash flow, secure funds, and complete financial control.

SumUp Business Account
Manage your cash flow, keep your money safe, and stay in complete control of your finances with a SumUp Business Account. You can open your account in minutes, straight from the app. If you use SumUp to take payments, you’ll get guaranteed next-day payouts, even on weekends and holidays. You’ll also receive a contactless Mastercard for all your business spending.

Invoices
Create and issue professional, legally complaint, on-brand invoices from the app in a few taps. Track the status of any invoices you’ve issued, and give customers the option to pay securely online. 

Run your business
Speed up daily tasks, connect with your customers, and build your brand—all straight from the app.

Item catalog
Create your own item catalog and manage everything you sell in one place. Add, edit, and delete items directly in the app. Add images and descriptions, apply custom tax rates, track stock, and sell online.

Reports
Generate reports that help you better understand your business. Whether you need a simple sales overview or a detailed breakdown of every transaction, you can access it all within the SumUp Business app.

Bookings
A free all-in-one booking system for your beauty or wellness business. Manage appointments, collect up-front payments, and reduce no-shows with automated reminders and cancellation fees.

## Key features

- Accept payments
- Manage item catalog
- Track sales reports
- Issue invoices
- Create payment links
- Generate QR codes
- Sell digital gift cards

## What do users think of SumUp Business?

Overall sentiment: negative

**Pros**

- 🚀 Easy to use
- 💡 Useful features
- 👍 Good app design
- 🚀 Fast payments
- 🚀 Convenient payment options
- 👍 Professional look and feel
- 👍 Great for small businesses

**Cons**

- 🐛 Unreliable connectivity
- 🐛 Buggy app
- 🔒 Security concerns
- 🕰️ Slow payouts
- 👎 Poor customer service
- 🤖 Lack of human support
- 🤔 Unexpected account closures
- 💰 High fees
- 🤷‍♀️ Unclear policies

**Commonly reported bugs**

- Login issues
- App crashes
- Disconnection problems with card readers
- Incorrect payment processing
- Delayed payouts

**Most requested features**

- Barcode scanning integration
- Improved inventory management
- Customizable receipts
- Faster payout options
- Detailed transaction reporting
- Ability to edit invoices

## Recent user reviews (10 of 621)

All indexed reviews: https://appshunter.io/ios/app/sumup-business/id514879214/reviews.md

### 1/5 — Terrible

*2026-08-22, version 3.111.0*

Luckily I tried with one pound it did not transfer to me and just stole money from the other person do not download this scam !

### 2/5 — Terrible UI

*2026-08-19, version 3.111.0*

I’ve used every major POS and Sumup is the worst to use so far, very hard and clunky to operate and doesn’t support customisable options which doesn’t make sense. You cannot even change the order of items in checkout making taking payment awkward

### 1/5 — Avoid can ruin your business

*2026-08-19, version 3.111.0*

Held a genuine transaction for no good reason from my client, after days of radio silence I finally received an saying I could not have the money and it will be held for two months. Totally destroyed my business.

### 1/5 — Just go with Square

*2026-08-15, version 3.110.0*

Tried this for a year, have the solo reader. Everything is too buggy and there’s far better POS platforms with more customer support and resources available. I’m on square and it’s been 1 day and i’m already happier with the switch. Waiting on my last payment invoice through sum up and never touching again!!

### 1/5 — Appalling

*2026-08-12, version 3.110.0*

Having been a customer for several years I have now left.  There is no customer service, just an endless funnel that is no help whatsoever. Emailed them, phoned them, used the chat bot, used an online agent who disappeared mid chat after I had found all the information she asked for.  Customer service should be anything but difficult.  What a fiasco.

### 1/5 — Terrible

*2026-08-10, version 3.109.0*

Do not use

### 1/5 — Terrible customer service

*2026-08-10, version 3.109.0*

Every time I try and make an online payment it gets declined, although there is plenty of money in the account. All I get from customer Service is maybe there are insufficient funds in your account!.

### 5/5 — Plans for Botanical Ilustrations

*2026-08-06, version 3.109.0*

My Role

### 1/5 — Awful

*2026-08-05, version 3.109.0*

I signed up to SumUp just over 12 months ago and to say the least I’m very unimpressed. Initially service was ok but recently I’ve had problems accessing my money, all there is is an AI bot, an automated system you go around endlessly and no help whatsoever in getting your own money. I currently have pennies in my bank account and thousands in my SumUp account that I can’t access because they don’t send a verification code. My card reader also overheated and melted and it took several days of talking to a bot trying to get a replacement. Avoid.

Update I am now even more frustrated, after finally being connected to a human via online chat apparently I can not access my money.  You can not access from an iPad only a phone and as my phone is old I can not get the app.  Their suggestion is to get someone else to download and link it to my account?? 
Wtf?  The reason given for not being able to use my iPad is that it’s not secure, oh but getting Brian down the road sounds really secure.  Avoid Avoid Avoid

### 1/5 — Hold up not sum up

*2026-08-05, version 3.109.0*

Zero chance of a resolution and pay for the privilege please be careful as your money is held under either r2 months or refunded back to customer leaving you high and dry 
Under the impression of the law 
Wake up sum up

## Frequently asked questions about SumUp Business

### What does the SumUp app do?

The SumUp app is an all-in-one solution for businesses to accept payments, manage their product catalog, track sales performance, and send professional invoices. It also facilitates remote payments through payment links and QR codes, and allows for the sale and management of digital gift cards.

### How can I accept payments with this app?

You can accept payments in several ways. The app connects with SumUp hardware for in-person transactions. Additionally, you can create and send payment links for remote payments, generate QR codes for customers to scan and pay, and offer digital gift cards.

### Is the SumUp app free to use?

The SumUp mobile app itself is free to download and use. While the app offers many features for free, there are associated transaction fees for processing payments. A SumUp Business Account is also free to sign up for with no monthly fees.

### What kind of reports does the app provide?

The app provides sales reports that help you track your business performance. These reports allow you to monitor sales data, identify trends, and gain insights to improve and manage your business operations more effectively.

### Can I use this app to send invoices?

Yes, the app allows you to activate and issue professional, legally-compliant, and branded invoices directly from your mobile device. You can also track the status of issued invoices to stay on top of pending payments, and customers can pay securely online.

## Version history (last 5 releases)

### 3.112.0 — 2026-08-24

Minor fixes and stability improvements

### 3.111.0 — 2026-08-17

Minor fixes and stability improvements

### 3.110.0 — 2026-08-12

Minor fixes and stability improvements

### 3.109.0 — 2026-08-03

Minor fixes and stability improvements

### 3.108.0 — 2026-07-27

Minor fixes and stability improvements

## Apps similar to SumUp Business

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Square Point of Sale (POS)](https://appshunter.io/ios/app/square-point-of-sale-pos/id335393788) | 4.8 (603,134) | Free | Business |
| [GoDaddy Commerce: POS Payments](https://appshunter.io/ios/app/godaddy-commerce-pos-payments/id1152717397) | 4.7 (15,962) | Free | Business |
| [Square: Retail Point of Sale](https://appshunter.io/ios/app/square-retail-point-of-sale/id1200091899) | 4.7 (14,370) | Free | Business |
| [Payanywhere: Point of Sale POS](https://appshunter.io/ios/app/payanywhere-point-of-sale-pos/id404066296) | 3.6 (657) | Free | Business |
| [Credit Card Terminal & Reader](https://appshunter.io/ios/app/credit-card-terminal-and-reader/id290137919) | 2.9 (14) | Free | Business |
| [QuickBooks GoPayment POS](https://appshunter.io/ios/app/quickbooks-gopayment-pos/id324389392) | 4.8 (6,372) | Free | Business |

## More apps by SumUp Limited

- [SumUp: Personal Finance](https://appshunter.io/ios/app/sumup-personal-finance/id1462869103)
- [SumUp Antecipa](https://appshunter.io/ios/app/sumup-antecipa/id1579921631)
- [SumUp Local: Earn Rewards](https://appshunter.io/ios/app/sumup-local-earn-rewards/id6747434737)

All apps by SumUp Limited: https://appshunter.io/developer/514879217

## Related topics

[sumup](https://appshunter.io/ios/topics/sumup) · [sumup pay](https://appshunter.io/ios/topics/sumup-pay) · [sump](https://appshunter.io/ios/topics/sump) · [spenda wallet](https://appshunter.io/ios/topics/spenda-wallet) · [sumup pos](https://appshunter.io/ios/topics/sumup-pos) · [sumup solo](https://appshunter.io/ios/topics/sumup-solo) · [sumup business](https://appshunter.io/ios/topics/sumup-business) · [semup](https://appshunter.io/ios/topics/semup) · [sunup](https://appshunter.io/ios/topics/sunup) · [lopay](https://appshunter.io/ios/topics/lopay) · [tpe](https://appshunter.io/ios/topics/tpe) · [sumeria](https://appshunter.io/ios/topics/sumeria) · [qonto](https://appshunter.io/ios/topics/qonto) · [randevusis business](https://appshunter.io/ios/topics/randevusis-business) · [phonecard](https://appshunter.io/ios/topics/phonecard) · [zettle pos](https://appshunter.io/ios/topics/zettle-pos) · [hitpay](https://appshunter.io/ios/topics/hitpay) · [spenda](https://appshunter.io/ios/topics/spenda) · [dash by daysmart](https://appshunter.io/ios/topics/dash-by-daysmart) · [hiola business](https://appshunter.io/ios/topics/hiola-business)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*