# SumUp: Personal Finance — The rewarding money account > Personal finance app for spending, saving, budgeting, and earning rewards. (iPhone/iPad app by SumUp Limited.) - Source: https://appshunter.io/ios/app/sumup-personal-finance/id1462869103 (this page in markdown: same URL + `.md`) - Developer: [SumUp Limited](https://appshunter.io/developer/514879217) - Category: Finance, Shopping - Price: Free - Rating: 4.50/5 from 592 App Store ratings · 114 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 175 MB - Languages: American English, Bulgarian, Czech, Danish, Dutch, Estonian, Finnish, French (France), German (Germany), Greek and 11 more - Released: 2019-05-24 - Data updated: 2026-09-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/sumup-personal-finance/id1462869103/reviews.md ## What is SumUp? SumUp rewards your everyday spending. Spend and send with a tap. Save for big moments and budget for daily life. Earn cashback on your purchases. MANAGE YOUR MONEY - Pay, get paid and split bills in seconds - Send and request money from your contacts with one tap - Set a monthly budget and track your spending by the day, week, month or year - Link multiple accounts to SumUp to see all your money in one place - Set up Direct Debits to automate regular payments SPEND HERE, THERE OR ANYWHERE - Spend instantly with a virtual card - Get a physical card for worldwide spending - Pay anywhere in the world with your SumUp Mastercard – we don't charge any FX fees BUDGET AND SAVE - Set money aside in Spaces to budget and save for bills, birthday presents or city breaks - Open a Shared Space to manage money and spend with friends - Round up your purchases and we’ll save the spare change automatically - Get up to two virtual cards for your Spaces – one per Space – and use each one for different purposes GET REWARDED - Get cashback every time you spend with your SumUp Mastercard, up to £10/€10 cashback per calendar month - Save your cashback, or spend it wherever you want - Collect points or stamps at participating SumUp loyalty businesses SumUp Payments Limited is authorised by the Financial Conduct Authority in the UK under the Electronic Money Regulations 2011 (register number 900700). SumUp EU Payments UAB is authorised by the Bank of Lithuania as an electronic money institution (licence no. 56, issued on 27 August 2019). ## Key features - Pay, get paid, and split bills - Send and request money - Set monthly budgets and track spending - Link multiple accounts - Virtual and physical card for worldwide spending - Save money in dedicated Spaces - Earn cashback on purchases ## Recent user reviews (10 of 114) All indexed reviews: https://appshunter.io/ios/app/sumup-personal-finance/id1462869103/reviews.md ### 1/5 — A fuir *2026-08-21* Sumup pour les particuliers est une catastrophe c’est vraiment à fuir blocage des fonds des le premier virement reçus … les agents vous répondent toujours la même chose … de patienter . Mais quand on a besoin de l’argent l’est plus facile à dire qu’à faire . ### 5/5 — ”MELISSA9968“ Très satisfaite *2026-08-01* Très satisfaite de mon compte SumUp, app intuitive, service client très agréable et efficace, pour les virement pas besoin d’attendre 24/48h pour qu’il soit ajoutée c’est directe. C’est super n’hésitez pas ! Code Promo pour bénéficier de 10€ à l’inscription : MELISSA9968 ### 5/5 — Sumup au top *2026-07-29* Magnifique, ce meuble toujours en évolution, on va dépasser Revolut ### 1/5 — Pas dispo *2026-07-26* La carte n’est pas disponible en Martinique alors qu’elle est disponible sur en Guadeloupe ( l’île française voisine). Impossible d’en informer le service client ### 5/5 — Génial *2026-07-26* J’ai commencé à utiliser SumUp avec ma société, et je n’ai rien à redire, je suis vraiment satisfaite au point que j’ai finalement ouvert un compte personnel particulier. J’ai reçu ma carte sur le téléphone immédiatement. Servir dans l’heure qui suivait. Je suis super contente et des membres de ma famille. Famille ont ouvert pour clôturer ce qu’ils avaient dans des grandes banques françaises. Ici on peut enregistrer un bénéficiaire et lui faire un virement immédiatement, il ne faut pas passer par un interlocuteur et attendre 24 à 48 heures pour pouvoir faire les transferts. la plate-forme est très réactive. En cas de problème, je me suis retrouvé coincé en Thaïlande avec ma banque française. Mais j’ai pu régler là-bas tous mes achats, même si normalement on peut payer juste en Europe SumUp, m’a trouvé une solution et j’ai pu poursuivre mon séjour. Merci ### 5/5 — Satisfaisant *2026-07-25* Super application très correcte aucune complication un peut avec la carte quand je les reçue mes problème résolue rapidement avec l’aide des conseillers à distance je recommande cet banque 🙂 ### 5/5 — Habe schon über 10€ Cashback gesammelt *2026-07-20* Klappt super. Echt starkes Angebot. ### 5/5 — Good *2026-07-07, version 3.5.0* Excellent service ### 1/5 — Hello, my £450 payout has been pending for 2 days. The transfer still shows “Pending”. Could you ple *2026-07-05, version 3.4.0* 😔 ### 2/5 — Transfer *2026-07-01, version 3.4.0* Incoming transfer above £100 every time I received next day never instant ,this account it’s only to receive small amount like£5-£10 ## Frequently asked questions about SumUp ### What is SumUp's main function? SumUp is a personal finance app designed to help users manage their money. It allows for easy payments, bill splitting, money requests, budgeting, and saving for future goals. ### How does SumUp help with budgeting? SumUp enables users to set a monthly budget and track their spending on a daily, weekly, or yearly basis. You can also set aside money in dedicated 'Spaces' for specific savings goals. ### Can I use SumUp for international spending? Yes, SumUp offers a physical Mastercard for worldwide spending and does not charge foreign exchange (FX) fees. You can also get virtual cards for specific saving Spaces. ### How do I earn rewards with SumUp? You can earn cashback every time you spend with your SumUp Mastercard, up to a limit of £10/€10 per calendar month. You may also collect points or stamps at participating SumUp loyalty businesses. ### Is SumUp safe to use? SumUp Payments Limited is authorized by the Financial Conduct Authority in the UK, and SumUp EU Payments UAB is authorized by the Bank of Lithuania. These authorizations indicate adherence to financial regulations. ### What devices is SumUp available on? SumUp is available for devices with an age rating of 4+, suggesting compatibility with a wide range of smartphones and tablets. ### How often is SumUp updated? The latest version of SumUp is 3.5.0, and it was last updated on July 6, 2026. This indicates a relatively recent update, suggesting ongoing development and support. ### What is the user rating for SumUp? SumUp has a strong user rating of 4.5 stars, based on 592 ratings. This suggests a generally positive user experience and satisfaction with the app's features. ## Version history (last 5 releases) ### 3.11.0 — 2026-08-27 It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps. Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year. ### 3.10.1 — 2026-08-21 It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps. Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year. ### 3.10.0 — 2026-08-21 Jetzt ist es noch einfacher, den Überblick über deine Finanzen zu behalten. Verknüpfe mehrere Konten mit SumUp und sieh dir all deine Kontostände und Zahlungen an einem Ort an – ohne zwischen verschiedenen Apps hin- und herwechseln zu müssen. So behältst einen besseren Überblick über alle deine Kontobewegungen. Sieh dir alle – oder nur ausgewählte – Konten an und verfolge deine Einnahmen und Ausgaben pro Woche, Monat oder Jahr. ### 3.9.0 — 2026-08-17 It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps. Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year. ### 3.8.0 — 2026-08-11 It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps. Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year. ## More apps by SumUp Limited - [SumUp Business](https://appshunter.io/ios/app/sumup-business/id514879214) - [SumUp Antecipa](https://appshunter.io/ios/app/sumup-antecipa/id1579921631) - [SumUp Local: Earn Rewards](https://appshunter.io/ios/app/sumup-local-earn-rewards/id6747434737) All apps by SumUp Limited: https://appshunter.io/developer/514879217 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*