# SumUp: persönliche Finanzen — Mach mehr aus deinem Geld > Personal finance app for spending, saving, budgeting, and earning rewards. (iPhone/iPad app by SumUp Limited.) - Source: https://appshunter.io/ios/app/sumup-personliche-finanzen/id1462869103 (this page in markdown: same URL + `.md`) - Developer: [SumUp Limited](https://appshunter.io/developer/514879217) - Category: Finance, Shopping - Price: Free - Rating: 4.50/5 from 592 App Store ratings · 122 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 194 MB - Languages: German (Germany), Bulgarian, Danish, American English, Estonian, Finnish, French (France), Greek, Italian, Latvian and 11 more - Released: 2019-05-24 - Data updated: 2026-11-03 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/sumup-personliche-finanzen/id1462869103/reviews.md ## What is SumUp? SumUp belohnt dich, wenn du Geld ausgibst. Einmal tippen – und deine Zahlung ist unterwegs. Spare für große Träume und setze dir Budgets für alltägliche Ausgaben. Außerdem bekommst du Cashback für deine Einkäufe. VERWALTE DEIN GELD - Sende oder erhalte Zahlungen und teile Rechnungen schnell und unkompliziert auf - Zahlungen zwischen dir und deinen Kontakten funktionieren mit nur einem Tippen - Setze dir ein monatliches Budget und behalte deine Ausgaben pro Tag, Woche, Monat oder Jahr im Blick - Verknüpfe beliebig viele Konten mit SumUp – so siehst du dein gesamtes Guthaben zentral in einer App - Verwalte deine Lastschriftaufträge und automatisiere regelmäßige Zahlungen GIB DEIN GELD AUS, WIE UND WO DU WILLST - Zahle bequem mit deiner virtuellen Karte in der App - Hol dir eine physische Karte für den weltweiten Einsatz - Zahle mit der SumUp Mastercard überall auf der Welt – ganz ohne Fremdwährungsgebühren SETZE BUDGETS UND SPARE FÜR DEINE ZIELE - Nutze Spaces, um Geld für Rechnungen, Geburtstagsgeschenke oder Städtetrips zur Seite zu legen - Verwalte Geld für Gemeinschaftsausgaben mit Freunden in einem geteilten Space - Runde deine Einkäufe auf – die Differenz wird automatisch gespart - Verwende bis zu zwei virtuelle Karten (allerdings nur eine pro Space) für unterschiedliche Zwecke ERHALTE PRÄMIEN - Erhalte bei jeder Zahlung mit deiner SumUp Mastercard Cashback (bis zu 10 € pro Kalendermonat) - Spare dein Cashback oder erfülle dir damit einen Wunsch - Sammle Punkte oder Stempel bei teilnehmenden Geschäften mit SumUp Treueprogramm SumUp Payments Limited ist von der Financial Conduct Authority im Vereinigten Königreich gemäß den Electronic Money Regulations 2011 zugelassen (Registernummer 900700). SumUp EU Payments UAB ist von der Bank von Litauen als E-Geld-Institut zugelassen (Lizenz-Nr. 56, ausgestellt am 27. August 2019). ## Key features - Pay, get paid, and split bills - Send and request money - Set monthly budgets and track spending - Link multiple accounts - Virtual and physical card for worldwide spending - Save money in dedicated Spaces - Earn cashback on purchases ## Is SumUp safe? SumUp: persönliche Finanzen appears safe based on user ratings. The AppsHunter Safety Score for SumUp is 89 out of 100. This assessment is based on 592 user ratings, with an App Store average of 4.5 out of 5. ## Is SumUp legit? SumUp: persönliche Finanzen appears to be a legitimate app. The AppsHunter Legitimacy Score for SumUp is 95 out of 100 points across 7 verification signals from App Store and developer data. ## Recent user reviews (10 of 122) All indexed reviews: https://appshunter.io/ios/app/sumup-personliche-finanzen/id1462869103/reviews.md ### 5/5 — Ok so far. *2026-10-08* I am pleased so far. I’m not sure if Sumup is only good for spending with, I’m trying for a business account so I may change my review if I have a bad experience. ### 5/5 — 10€ Startguthaben: MILAD6793 *2026-09-21* Erhalte 10 €, wenn du dich mit meinem Code MILAD6793 bei SumUp anmeldest ### 5/5 — Grateful *2026-09-21* I’m just happy to have an app that works this well, Allows me to withdraw money and be paid into. Very useful and has saved me a lot of stress and hassle. ### 5/5 — Code Parrain : ALEXIS2042 *2026-09-11* Une application simple et pratique pour mieux gérer ses finances personnelles au quotidien. SumUp Finances Personnelles permet de garder un œil sur ses dépenses, de suivre son budget et d’avoir une meilleure visibilité sur sa situation financière. L’interface est claire et agréable à utiliser, ce qui permet de consulter facilement ses informations et de mieux suivre ses habitudes de dépenses. En utilisant mon code de parrainage ALEXIS2042 lors de ton inscription, tu bénéficieras de 10 € offerts pour découvrir l’application. ### 5/5 — Application obsolète *2026-09-11* Pas de mail d’information cernant le passage a SumUp financés personnelles pour SumUp pay . De plus la validation du téléphone pour effectuer son virement est obsolète sur les 2 applications le service client n’est pas joignable par chat dans les meilleurs délais . Climat catastrophique pour une nouvelle application ### 1/5 — My payment *2026-09-08* I have been waiting for a payment of what I need to pay for my transport to work on a faster payment and I have not received my payment to my bank account whatsoever this is ridiculous my payments from work everybody receiving it on Friday I receive it Sunday morning it’s foolishness and playing with the lives of bank holders ,support is terrible I can’t get in touch with anyone at all ### 1/5 — Unauthorised payment on the account and useless support and App *2026-09-05* My account was having an unauthorised payment but when I reach to the support it was never responding, there is no immediate live support but always automated reply, the support chat is basically useless, I don't know if there is ever any live chat agents available, while there is no other ways to find the support instead of the Apps and support Q&A , avoid. ### 1/5 — A fuir *2026-08-21* Sumup pour les particuliers est une catastrophe c’est vraiment à fuir blocage des fonds des le premier virement reçus … les agents vous répondent toujours la même chose … de patienter . Mais quand on a besoin de l’argent l’est plus facile à dire qu’à faire . ### 5/5 — ”MELISSA9968“ Très satisfaite *2026-08-01* Très satisfaite de mon compte SumUp, app intuitive, service client très agréable et efficace, pour les virement pas besoin d’attendre 24/48h pour qu’il soit ajoutée c’est directe. C’est super n’hésitez pas ! Code Promo pour bénéficier de 10€ à l’inscription : MELISSA9968 ### 5/5 — Sumup au top *2026-07-29* Magnifique, ce meuble toujours en évolution, on va dépasser Revolut ## Frequently asked questions about SumUp ### What is SumUp's main function? SumUp is a personal finance app designed to help users manage their money. It allows for easy payments, bill splitting, money requests, budgeting, and saving for future goals. ### How does SumUp help with budgeting? SumUp enables users to set a monthly budget and track their spending on a daily, weekly, or yearly basis. You can also set aside money in dedicated 'Spaces' for specific savings goals. ### Can I use SumUp for international spending? Yes, SumUp offers a physical Mastercard for worldwide spending and does not charge foreign exchange (FX) fees. You can also get virtual cards for specific saving Spaces. ### How do I earn rewards with SumUp? You can earn cashback every time you spend with your SumUp Mastercard, up to a limit of £10/€10 per calendar month. You may also collect points or stamps at participating SumUp loyalty businesses. ### Is SumUp safe to use? SumUp Payments Limited is authorized by the Financial Conduct Authority in the UK, and SumUp EU Payments UAB is authorized by the Bank of Lithuania. These authorizations indicate adherence to financial regulations. ### What devices is SumUp available on? SumUp is available for devices with an age rating of 4+, suggesting compatibility with a wide range of smartphones and tablets. ### How often is SumUp updated? The latest version of SumUp is 3.5.0, and it was last updated on July 6, 2026. This indicates a relatively recent update, suggesting ongoing development and support. ### What is the user rating for SumUp? SumUp has a strong user rating of 4.5 stars, based on 592 ratings. This suggests a generally positive user experience and satisfaction with the app's features. ## Version history (last 5 releases) ### 3.20.0 — 2026-11-02 It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps. Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year. ### 3.19.0 — 2026-10-22 It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps. Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year. ### 3.18.0 — 2026-10-19 It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps. Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year. ### 3.17.0 — 2026-10-13 It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps. Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year. ### 3.16.0 — 2026-10-08 It’s now even easier to stay on top of your money. Link multiple accounts to SumUp and see all your balances and transactions in one place – no more switching between apps. Stay in control of your spending with clearer insights. View all your accounts – or just the ones you want – and track what’s coming in and going out by week, month, or year. ## More apps by SumUp Limited - [SumUp Business](https://appshunter.io/ios/app/sumup-business/id514879214) - [SumUp Antecipa](https://appshunter.io/ios/app/sumup-antecipa/id1579921631) - [SumUp Local: Earn Rewards](https://appshunter.io/ios/app/sumup-local-earn-rewards/id6747434737) All apps by SumUp Limited: https://appshunter.io/developer/514879217 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-03.*