# Sunbit — user reviews

> 91 indexed App Store user reviews of Sunbit by Sunbit. Inc, rated 4.00/5 from 360 ratings.

- Source: https://appshunter.io/ios/app/sunbit/id1551590090/reviews
- App overview in markdown: https://appshunter.io/ios/app/sunbit/id1551590090.md
- Rating breakdown: 5★ 240 · 4★ 26 · 3★ 14 · 2★ 24 · 1★ 56

## What do users think of Sunbit?

Overall sentiment: negative

**Pros**

- 🚀 Easy to use
- 💡 Helpful for financing needs
- 👍 Convenient app
- 🚀 Quick approval process

**Cons**

- 🐛 App crashes and freezes
- 🐛 Oversized UI elements
- 🐛 Face ID/login issues
- 🐛 Disconnects bank account
- 🐛 Lack of payment scheduling options
- 🐛 Buggy and non-functional features

**Commonly reported bugs**

- App crashes when viewing transactions
- Face ID/login functionality not working
- Bank account keeps disconnecting
- Oversized UI elements on smaller screens
- Inability to see full payment details

**Most requested features**

- Add payment scheduling options
- Improve app stability and performance
- Enhance user interface and navigation
- Provide better customer support

## Newest reviews (17 of 91)

### 3/5 — Updating phone number in app is impossible

*2026-07-28*

Had to change phone number. Went on app to update phone number. Clicked on edit phone number. Wants to text or call OLD phone number to verify me. How idiotic and asinine can you be. How can I get a verification at an old number that I no longer have. No option to verify with email instead. 🤦‍♂️

### 4/5 — It won’t let my login only on the browser plz fix the bug

*2026-07-28, version 2.6.33*

It won’t let my login only on the browser plz fix the bug

### 2/5 — Doesn’t let me lock card

*2026-05-15, version 2.6.20*

Ever since update. I can’t seem to find transaction settings

### 2/5 — New app changes sucks

*2026-05-02, version 2.6.20*

I noticed they made recent changes and this change is so bad. I can no longer see the “insight,” which shows me right away what is my current balance even after making payments right away. Now I have no clue and guessing myself. Please bring back the insight option back to app. Thank you!

### 3/5 — Used to work great

*2026-04-01*

I’ve had the app for about 3 years and never had any problems. About 2 months ago, my bank account mysteriously unlinked itself and now I can’t relink it. I can’t even delete the account. Because even though it says unlinked, the payments are still auto drafted. What’s up with this?

**Developer response:** We’re very sorry to hear that your experience didn’t meet your expectations. We’d like to look into this immediately and help make things right for you.

Please reach out to our team at 855.678.6248, or start a live chat with us via the Sunbit mobile app or at sunbit.com. We’re standing by to assist you.

### 2/5 — Can’t Schedule payments .

*2026-02-22*

This app doesn’t give you any options where you can schedule payment in advance. And for me that’s an inconvenience. Cause sometimes people forget to make their payment . If this app has a feature where you can schedule like 3 payments in advance, this would be helpful. Just like every other credit cards platform does. So I don’t like this one at all . And i have debts on many other credit, and this one is the smallest one. But just because of lack of payments conveniences , i have to let it go by itself monthly. And schedule like 2-3 payment in advance for my other accounts . 
And when i pay off my other accounts i will continue to use them . But this one , when i pay it off , if i remember . I will throw it somewhere so i can forget about it. 
Cause the lack of good payment features or payment scheduling in advance makes me hate this app. 
That was the reason why i rate it 2 stars!!

**Developer response:** We're very sorry to read this review. We would like to address your concerns as soon as possible. Please call us at 855.678.6248 or e-mail us at support@sunbit.com to discuss further.

### 2/5 — latest update

*2025-12-18, version 2.5.5*

your latest update is always making you log manually the face id no longer works - keeps saying that it’s disabled due to the update and then enables it to- but does the same the next time you log in

### 3/5 — Face login

*2025-11-12, version 2.5.0*

The app has face login, but it disables it "for security" every day. What's the point of having face login if you have to re-enable it all the time?

And then if you disable it, it tries to re-enable it.

### 1/5 — Terrible!!!!! 🤬🤬🤬

*2025-10-19, version 2.4.36*

I have the same problem with everything oversized and I can’t read information. Then it won’t let me out and I have to uninstall. I won’t be reinstalling until there is feedback you have fixed this bug. I like to pay early and keep an eye on my accounts interest, but I can’t see squat. Thanks!

### 2/5 — Not get friendly to navigate on mobile smaller phone screen

*2025-10-04, version 2.4.28*

The pages fill up my screen so I can’t reduce magnifying to see entire page

### 2/5 — Facial ID

*2025-10-03, version 2.4.28*

Your facial ID login is a joke. I keep getting a message that it is disabled, I log in manually and it shows as on. This work fine on my other apps but not this one. FIX it.

### 2/5 — Sunbit app

*2025-09-26, version 2.4.28*

Haven’t been able to get into my account the app always has an error does the same thing on the website

### 1/5 — Sunbit app review-0 stars wasn’t available!!

*2025-09-18, version 2.4.28*

We are new to Sunbit and have discovered this app to be the absolute worse and NOT USER FREINDLY we’ve ever encountered. Have to keep deleting entire app, then restart from beginning to return to previous page! AWFUL

### 1/5 — No payment

*2025-09-16, version 2.4.28*

They don’t offer a pay thru app feature and only give you reasons why but don’t fix….

### 3/5 — I dislike the latest update

*2025-09-10*

Before the app was updated, I used to be able to see how much per month I was paying down on my loans, along with the date in which the payment would go through. But with the latest update, the only thing the app tells me is how much I owe left on a loan and how many payments are left. I have to manually click on every loan to review the details now, and it’s super annoying.

The app was so much simpler before the update.

### 2/5 — APP OVERSIZED FOR MY PHONE

*2025-09-04, version 2.4.28*

Every time I try to make a payment on my phone I can't because the app is too big to show the final part of the transaction where I would approve the payment.
This is the only app that does this.  Sunbit needs to fix it because it is frustrating.

### 1/5 — Horrible don’t bother

*2025-08-29, version 2.4.28*

Customer service cannot keep their story straight. My virtual card keeps getting locked if I make a transaction. Useless, a credit card is meant to be used!

## Most critical reviews (10 lowest-rated)

### 1/5 — Limited payment methods unable to use bank account

*2026-08-24*

I’m preparing to make my first payment with Sunbit, and I was informed that I would be able to make a payment directly from my bank account using my checking account information. Unfortunately, I’m not seeing that option in the app and am only able to use a debit card.

This is inconvenient because I prefer to pay my bills from a separate checking account rather than from the account connected to my everyday debit card. I would really appreciate the ability to link a checking account with an account and routing number and manually make payments from that account. That would make managing payments much easier and more flexible.i hope this is a feature Sunbit plans to add in the near future!

### 1/5 — Would give a higher review if bank would add correct and stay connected

*2026-08-06, version 2.6.33*

Title explains all plain and simple

### 1/5 — Worst CC Provider Ever

*2026-05-27*

I’ve never seen a worst credit card company. They decline every transaction, their support is utterly useless and lies to you, and they try and collect every piece of data they can. They’ve asked me to send my utility bill 3 times now and I have done so every time just to get no response. Now they want my social security card, pictures of me holding my ID as well as my ID, and a bank statement FOR NO REASON. They’re a scam company attempting to collect as much data as possible and when you confront them about this they’ll hang up or disconnect from the chat. AVOID THIS COMPANY. There’s a reason you’ve never heard of them.

**Developer response:** We're sorry to hear this and want to help make things right. Please reach out to our team at 855.678.6248, or start a live chat at sunbit.com or the Sunbit mobile app.

### 1/5 — Update Sucks

*2026-05-08, version 2.6.20*

Absolutely nothing changed with the “new” update. It STILL doesn’t allow you to schedule payments AND the lock card feature has disappeared.

### 1/5 — Sunbit is a waste of time.

*2026-03-04, version 2.6.7*

They are so rude when calling for customer service. They use phrases like “all of you guys call asking the same thing “ . We aren’t the same we are customers without us “you guys wouldn’t have a job” I can’t wait to payoff “this company “ because I won’t use them again.

### 1/5 — beware

*2026-01-23, version 2.5.14*

The interest is not flexible, even if you’ll try to pay it off as fast or as early as possible. They bake their interest as a total amount, something you should consider. I learned it the hard way.

### 1/5 — Your app just does not work-

*2025-12-20, version 2.5.5*

I try to sign into my account with the email I signed up with at Ollies and the PW I signed up with and SAVED to this iPhone-says no acct with this information-I try to reset my password, put in email and last 4 of social hit continue and guess what takes me right back to the sign in screen.this is not the first,5th,10th nor 20th+ time I’ve tried to access my Ollies account-I spent OVER 2 hrs at one point with CS trying to resolve this. I have tried the website-I have tried deleting and reinstalling the app 5+ times, I have turned my phone off and on too many times to count-it is a iphone13—-so what is the problem here that no one can seem to figure out? I just want access my flipping account!

### 1/5 — Needs Fixing

*2025-12-13, version 2.5.5*

I would give the app genuinely a 5 star rating if they got the app to stop crashing… seems like an old bug and they still haven’t fixed it ….

### 1/5 — Terrible

*2025-12-01, version 2.5.5*

Why this app not working it’s a waste a time,every time I tries to sign in it crashes very frustrating please fix I’m ready to delete this app now

### 1/5 — It crashes

*2025-10-23, version 2.5.0*

The app crashes and closes whenever I try to view a transaction under my credit card.

## Most praised reviews (10 highest-rated)

### 5/5 — Excellent except the app

*2026-07-07*

I love my Sunbit line of credit but it makes it hard to keep up when the app won’t allow login. I reported it and was told they are working on it but it’s still broken. I reported it again and was told to uninstall and reinstall and that didn’t work. Please please please fix the app.

### 5/5 — Love it !!! One of the best !!!

*2026-06-11*

Opened an account with them and got help to pay my vehicle auto payments off and paid them off and got offered a credit card with them, took it immediately and my credit score got better and better as long as I made my payments on time and paid when I was supposed to, they actually gave me a credit increase today which I’m supper happy about !!! Can honestly say I love this financial company their the best in the game :)

**Developer response:** Thank you for sharing your experience - we love hearing that things are going well. If you ever need a hand, reach us at 855.678.6248 or chat via the Sunbit app or sunbit.com. You can find more local spots at sunbit.com/shop-directory

### 5/5 — Finally fixed the face login

*2026-02-10, version 2.5.14*

So it's all good now

### 5/5 — So happy

*2025-07-19, version 2.4.16*

This is the best place to apply for emergency for my car solutions problems it approved me in minutes very grateful to them five stars

### 5/5 — La mejor

*2025-06-07, version 2.4.5*

Pagos cómodos poco interés 100% recomenda me gustó mucho la forma de trabajar y los pagos

### 5/5 — Chequeo de visión

*2025-04-19, version 2.2.34*

Espejuelos

### 5/5 — The only place that would give me a line of credit

*2024-07-05*

Haven’t been able to get approved for ANyTHING, ANYWHERE, from ANYONE for years due to my near nonexistent/apparently bad credit. Until an emergency visit to the dentist required more money than I had on me and the dentist suggested I apply with Sunbit I initially declined saying not to waste the time. But I was talked into trying anyways. To my surprise, I was approved! although $300 is a very very small amount, I happened to only be short $400 for the service needed that day. So this allowed me to pay for the emergency services that day.! my payments were only $30 a month. After three on time payments,  my credit score went up 49 points! Now I don’t know too much about how credit works and I’m not sure if Sunbit had anything to do with that, but I do know my credit score before I applied for Sunbit, and then I haven’t done anything since then . I only made three on-time payments to Sunbit. And my score is up 49 points. Either way,, thank you so much to Sunbit for approving me when no one else would.

### 5/5 — Sunbit is Amazing

*2024-02-29, version 2.1.16*

I love the Sunbit App! It is super-user-friendly! Very convenient and very helpful with financing! Would/Will recommend to family and friends!

### 5/5 — Sunbit

*2023-12-26, version 2.1.8*

I enjoy having it because of being on a limited income, it helps with my electric bill & a few necessities. 
And r real good at not charging a high interest rate.

### 5/5 — My take

*2023-12-19*

Most amazing app and very very distinguished amongst other accurate in updating you of what you bought where and when it was purchased how much you have left and when your payment is due?
Can't be compared with others at all everything about SUNBIT is great.
Thanks to SUNBIT and all the brains behind it

**Developer response:** We appreciate your feedback. Thank you for being a Sunbit customer and app user.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
