# SurChoice — Pass the Credit Card Fees! > Mobile credit card processing with compliant customer surcharging. (iPhone/iPad app by SurChoice LLC.) - Source: https://appshunter.io/ios/app/surchoice/id1485806360 (this page in markdown: same URL + `.md`) - Developer: [SurChoice LLC](https://appshunter.io/developer/897006332) - Category: Finance, Business - Price: Free - Rating: 5.00/5 from 4 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 10.0 · 36 MB - Languages: English - Released: 2020-01-13 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/surchoice/id1485806360/reviews.md ## What is SurChoice? Do you want more profit? Then it is time to stop paying processing fees. Customers are more willing than ever to help their favorite local businesses get back up and running. --------- Physical terminals are starting to go away and be replaced by smart devices, such as the one you are holding now. SurChoice helps your smart device accept credit cards while being fully compliant with the state(s) and card brand rules. --------- Surcharging rules are extremely complex to implement, especially in retail or F&B. This is where the SurChoice platform does all of the heavy lifting for you. SurChoice keeps you compliant by following the rules set by the card brands. Example: - Staying under the set cap & cost of acceptance - Automatically filtering out the surcharge on all debit or prepaid cards - Geofencing to only allow transactions to originate in states where surcharging is allowed - Notifying the card brands and processor - Providing visual notifications and verbal prompts alerting of the surcharge - NEW Hosted payment page that collects all fees, entered directly by the customer (perfect for those who send invoices or text payment requests) - Plus more... The best part, you may not have to switch from your current processor. SurChoice is built on the industry-leading P2PE gateway that many merchant providers already have access to. If your current processor cannot set you up with SurChoice, just let us know and we help you get set up on our own. We are aiming to be one of the first fully compliant surcharge platforms that is mobile-first. We can't wait to work with you. ## Key features - Pass credit card processing fees to customers - Ensures compliance with surcharging rules - Automatically filters debit/prepaid cards - Geofencing for state compliance - Hosted payment page for invoices - Mobile-first platform ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/surchoice/id1485806360/reviews.md ### 5/5 — Really easy! *2020-05-03* This is the easiest credit card processing app I have ever tried. The customers are fully supportive. This was always a major expense for us, so far most of that is back in my pocket. Thank you so much. ### 5/5 — Compliance *** *2020-04-22* First complaint app that can actually filter out the debit cards as required. Great job... Looking forward to the iPad version soon. ### 5/5 — Working Well *2020-04-21* Reopened today. It’s only day one but so far this is exactly what we were looking for. Customers are more understanding than I expected. Please add printing. Thank you. ## Frequently asked questions about SurChoice ### Does SurChoice have ads? No, SurChoice does not contain advertisements. The app is free to download and use without any ad interruptions. ### What is the pricing for SurChoice? SurChoice is available for free. There are no upfront costs or subscription fees to use the core functionality of the app. ### How does SurChoice ensure compliance with surcharging rules? SurChoice handles the complexity of surcharging rules by staying under the cost of acceptance cap, filtering debit/prepaid cards, and using geofencing to ensure transactions originate in allowed states. ### What devices does SurChoice support? SurChoice is designed for mobile use and is supported on iPhone, iPad, and iPod devices. ### What is the age rating for SurChoice? SurChoice has an age rating of 4+, making it suitable for a wide range of users. ### How often is SurChoice updated? The latest version of SurChoice is 1.2.3(3), which was last updated on November 25, 2020. This indicates a history of updates, though the frequency may vary. ### Can SurChoice be used with my current payment processor? Yes, SurChoice is built on an industry-leading P2PE gateway that many merchant providers already use. If your current processor doesn't support it, SurChoice can help you get set up on their own. ### What kind of transactions does SurChoice handle? SurChoice helps your smart device accept credit cards and offers a hosted payment page for collecting fees directly from customers, ideal for invoices or payment requests. ## Version history (last 5 releases) ### 1.2.3(3) — 2020-11-25 We are excited to release the new gateway model and enhanced manual entry. As always, please kindly reach out to us if need any assistance. ### 1.0.7 — 2020-06-11 More Bugs Squashed! ### 1.0.6 — 2020-05-29 More bugs have been squashed!!! ### 1.0.5 — 2020-05-20 - New AI Engine on Account Signup - Bug Fixes - Security Enhancements ### 1.0.4 — 2020-05-08 New settings! Now you can disable the card reader prompts from the settings menu. Thank you for your support! ## Apps similar to SurChoice | App | Rating | Price | Category | | --- | --- | --- | --- | | [Dexy](https://appshunter.io/ios/app/dexy/id1613780445) | 4.7 (6) | Free | Finance | | [Flexia Payments](https://appshunter.io/ios/app/flexia-payments/id1570163444) | 3.3 (6) | Free | Finance | | [SkyLink POS](https://appshunter.io/ios/app/skylink-pos/id1518102412) | 5.0 (3) | Free | Finance | | [Biilz](https://appshunter.io/ios/app/biilz/id1501142759) | 1.0 (2) | Free | Finance | | [mobiquity Pay Business](https://appshunter.io/ios/app/mobiquity-pay-business/id1565771989) | — | Free | Finance | | [Cashship Exchange](https://appshunter.io/ios/app/cashship-exchange/id1638104327) | 3.7 (3) | Free | Finance | ## More apps by SurChoice LLC - [Limo-Pay](https://appshunter.io/ios/app/limo-pay/id1591397560) - [Pay Now - Mobile](https://appshunter.io/ios/app/pay-now-mobile/id1591727662) - [Tow Pay](https://appshunter.io/ios/app/tow-pay/id1591727837) - [eNotify - Universal Inbox](https://appshunter.io/ios/app/enotify-universal-inbox/id6498315297) - [FlowKitten](https://appshunter.io/ios/app/flowkitten/id6627334310) All apps by SurChoice LLC: https://appshunter.io/developer/897006332 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*