# SurfCash — Spend Crypto Anywhere

> Spend Crypto Anywhere (iPhone/iPad app by Laughing Buddha Ventures Ltd.)

- Source: https://appshunter.io/ios/app/surfcash/id6756326740 (this page in markdown: same URL + `.md`)
- Developer: [Laughing Buddha Ventures Ltd](https://appshunter.io/developer/1860070439)
- Category: Finance, Utilities
- Price: Free
- Age rating: 17+
- Requires: iOS 15.1 · 101 MB
- Languages: English
- Released: 2026-05-18
- Data updated: 2026-07-17
- User reviews in markdown: https://appshunter.io/ios/app/surfcash/id6756326740/reviews.md

## What is SurfCash?

SurfCash — Spend, Send, Earn & Travel with Crypto

The easiest way to put your crypto to work — pay anywhere, earn yield, borrow cash, and stay connected abroad with crypto-powered eSIMs.

STAY CONNECTED ANYWHERE
Buy eSIMs for 190+ countries with crypto. Install in seconds, activate on arrival, skip roaming fees.

EARN ON YOUR STABLECOINS
Grow idle crypto with transparent on-chain yield. Choose from earning options including USD* Protected and Breeze — no lockups, no banks.

BORROW AGAINST YOUR CRYPTO
Need cash without selling? Use your crypto as collateral and unlock instant liquidity inside the app.

SPEND & CONVERT
Convert USDC to local currency in seconds. Pay via VietQR, PromptPay, PIX, and more across Asia and Latin America.

SEND & SWAP
Send crypto to friends by username or QR code. Swap between USDC, SOL, SURF, and more in a few taps.

STAKE & EARN REWARDS
Stake SURF to earn weekly rewards, delivered as scratch cards you reveal to claim.

NON-CUSTODIAL & SECURE
Your keys, your crypto. Funds are secured on your device — we never have access.

PASSPORT
Find crypto-friendly restaurants, cafes, and shops near you on the interactive map.

EVERYTHING IN ONE APP:
• eSIMs in 190+ countries
• Earn yield with USD* Protected & Breeze
• Borrow against your crypto
• USDC to local currency conversion
• Non-custodial wallet
• Send by username, pay by QR
• Token swaps (USDC, SOL, SURF + more)
• SURF staking with scratch card rewards
• Referral rewards
• Apple Sign In support

SurfCash is not a bank. We're a bridge between crypto and everyday life — spend, earn, borrow, or travel, all from one app.


## Version history (last 5 releases)

### 5.1 — 2026-06-26

1. Earn on your stablecoins — Two new earning options are live: USD* Protected and Breeze. Grow your balance with transparent on-chain yield.
2. Borrow against your crypto — Unlock instant liquidity without selling. Use your crypto as collateral and get cash when you need it.
3. Performance improvements and faster load times across earn, wallet, and staking screens.
4. UI polish and refinements throughout the app.
5. Bug fixes and stability improvements.

### 5.0 — 2026-06-03

1. Earn on your stablecoins — Two new earning options are live: USD* Protected and Breeze. Grow your balance with transparent on-chain yield.
2. Borrow against your crypto — Unlock instant liquidity without selling. Use your crypto as collateral and get cash when you need it.
3. Performance improvements and faster load times across earn, wallet, and staking screens.
4. UI polish and refinements throughout the app.
5. Bug fixes and stability improvements.

### 4.1 — 2026-05-18

What's New in SurfCash 4.0.1

1. eSIMs — Stay connected in 190+ countries. Buy data plans directly with crypto, install in seconds, and skip roaming fees when you travel.
2. Improved performance and faster load times across the app.
3. UI polish on the wallet, staking, and scratch card screens.
4. Bug fixes and stability improvements.

### 4.0 — 2026-04-24

What's New in SurfCash 4.0.0

1. eSIMs — Stay connected in 190+ countries. Buy data plans directly with crypto, install in seconds, and skip roaming fees when you travel.
2. Improved performance and faster load times across the app.
3. UI polish on the wallet, staking, and scratch card screens.
4. Bug fixes and stability improvements.

### 3.0 — 2026-04-16

What's New in SurfCash 2.3.0

1. Staking — Stake your SURF tokens and earn weekly rewards delivered as scratch cards.
2. Token Swap — Swap between supported tokens directly within the app.
3. Referrals — Invite friends to SurfCash and both of you earn scratch card rewards.
4. Scratch Cards — Reveal your rewards from staking profits and referrals.
5. Push Notifications — Get notified when you receive money, earn scratch cards, or when a new login is detected on your account.
6. Bug fixes and performance improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*