# SurgePay — Fast, Simple , and Secure

> Secure multi-currency wallets, virtual cards, and money transfers for daily finance. (iPhone/iPad app by SURGEPAY TECHNOLOGY LTD.)

- Source: https://appshunter.io/ios/app/surgepay/id6748153951 (this page in markdown: same URL + `.md`)
- Developer: [SURGEPAY TECHNOLOGY LTD](https://appshunter.io/developer/1824489402)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 5.00/5 from 7 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 106 MB
- Languages: English
- Released: 2025-11-17
- Data updated: 2026-08-07
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/surgepay/id6748153951/reviews.md

## What is SurgePay?

SurgePay — fast, secure money for everyday life

SurgePay lets you open multi-currency wallets, move money with confidence, and manage virtual cards—all in one simple app.

- Quick, secure sign‑in
  - Email/password with smart validation
  - Optional biometric login (Face ID/Touch ID)
  - Transaction PIN for approvals
  - Two‑factor authentication and easy password/PIN changes

- Multi‑currency wallets (USD & NGN)
  - Create wallets in a tap and view real-time balances
  - See full account details (account/routing numbers)
  - Clean, modern card views tailored to each currency

- Convert money with live rates
  - Intuitive “From/To” cards with swap
  - Transparent rate and fee preview
  - Instant recipient‑gets calculation

- Send and receive
  - Send to bank accounts or Surge wallets
  - Clear review + confirmation flow with PIN
  - Save beneficiaries and reuse them quickly
  - Request money from other users

- Virtual cards
  - Create virtual cards after quick KYC
  - Pick country and card style
  - Fund or withdraw, see fees and equivalents
  - View and copy card details securely

- KYC made simple
  - Guided verification with selfie (liveness) camera
  - Live status for Personal Details, ID, and Liveness checks

- Transactions you can trust
  - Clean history with filters for incoming or outgoing

- Built‑in support and profile
  - In‑app live chat for instant help
  - Profile editing, notifications, and preferences in one place

SurgePay brings clarity, control, and confidence to your money—so you can send, convert, and pay without friction.

## Key features

- Multi-currency wallets (USD & NGN)
- Virtual card creation
- Money conversion with live rates
- Send and receive money
- Secure sign-in with biometrics
- In-app live chat support

## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/surgepay/id6748153951/reviews.md

### 5/5 — Multi chain wallets

*2026-03-18*

Loving how this is like a super money app

### 5/5 — Converted usd to ksh

*2026-01-21*

I was able to convert usdc to KSH that I had been having issues in 
🇰🇪

### 5/5 — Reliable and efficient

*2026-01-02*

No delay whatsoever with sending money internationally. As soon as I sent money it was received I’m talking about within seconds. And there’s a cryptocurrency integration as well. It’s really easy and intuitive to use and the layout is visually appealing too. Amazing app all around for sure

### 5/5 — Seamless interface

*2025-11-19*

Seamless interface and functionality

### 5/5 — Virtual account

*2025-11-19*

I was able to open NGN account in under 2 mins

### 5/5 — Smooth and welcoming user interface

*2025-11-18*

The user interface is straightforward with a healthy balance between aesthetics and utility. Sending money is an effortless process!

## Frequently asked questions about SurgePay

### What currencies can I hold in SurgePay wallets?

SurgePay currently supports multi-currency wallets for USD and NGN. You can create wallets in a tap and view real-time balances for each currency.

### How secure is SurgePay?

SurgePay prioritizes security with quick, secure sign-in options including email/password validation, optional biometric login (Face ID/Touch ID), a transaction PIN for approvals, and two-factor authentication.

### Can I create virtual cards with SurgePay?

Yes, you can create virtual cards after a quick KYC process. You can pick the country and card style, fund or withdraw from them, and view card details securely.

### How does SurgePay handle money conversions?

SurgePay offers intuitive money conversion with live rates. The app provides a transparent rate and fee preview before you confirm, and instantly calculates what the recipient will receive.

### What are the supported devices for SurgePay?

SurgePay is available on iPhone and iPod devices. The app is designed for a seamless experience on Apple's mobile platforms.

### How often is SurgePay updated?

The latest version of SurgePay is 1.0.8, which was last updated on March 13, 2026. Updates typically include new features, performance improvements, and security enhancements.

### Does SurgePay have ads?

No, SurgePay does not contain advertisements. The app is designed to provide a clean and uninterrupted user experience for managing your finances.

### What is the user rating for SurgePay?

SurgePay has a high user rating of 5.0 stars based on 6 ratings. This indicates a very positive reception from its user base.

## Version history (last 5 releases)

### 1.0.12 — 2026-08-03

- Bug Fixes and Performance Improvements

### 1.0.10 — 2026-06-02

- Bugs Fixes and Performance Improvement

### 1.0.9 — 2026-04-22

- Bug Fixes and Performance improvements

### 1.0.8 — 2026-03-13

- Fix Bug and Performance Improvements
- New Brand Color and Typography

### 1.0.7 — 2026-02-20

- Bug fixes and Performance Improvements
- Google Sign

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-07.*