# Surplus Budget & Money Tracker — user reviews

> 3 indexed App Store user reviews of Surplus Budget & Money Tracker by George Matthew Shalhoub, rated 4.60/5 from 10 ratings.

- Source: https://appshunter.io/ios/app/surplus-budget-and-money-tracker/id6756902238/reviews
- App overview in markdown: https://appshunter.io/ios/app/surplus-budget-and-money-tracker/id6756902238.md
- Rating breakdown: 5★ 1 · 4★ 0 · 3★ 0 · 2★ 0 · 1★ 0

## Most critical reviews (3 lowest-rated)

### 5/5 — Big Fan. Amazing Money Tracker.

*2026-04-02*

I am an entrepreneur and business guy and don’t have time to waste on finance apps. But I do need to track my spending and keep an eye on where me and my family are.

Surplus did a great job helping me. Took me about an hour one night to import my transactions, link my reoccurrings, and bulk categorize my history, but their AI learning features completely picked up on my behavior and took over from there.

Now, I literally refresh the page and see my number and know exactly where I am for the month. Which helps keep me on track so I hit saving and investing goals instead of burning capital on wasted spending.

⭐️⭐️⭐️⭐️⭐️ — plan on being a lifetime customer

### 5/5 — Best finance app I’ve tried so far

*2026-04-02*

I’ve tried so many other budgeting apps and Surplus is by far the easiest and most beautiful option by far. It’s removed so much stress from my life and saved me so much time in tracking how much I’m spending and knowing how much I have left over. It’s amazing how having simple visibility and a system that does the work for you can change your life… I went from scratching my head wondering where my money was going to literally saving hundreds a month. Surplus team — thank you!!!

### 5/5 — All my data in one place

*2026-03-31*

This app is easy to use, and easy to set up. I now see a complete picture of my finances instantly which is helping me save and plan better. Love this app!! Better than all others I have tried.

**Developer response:** Thanks! Glad you have enjoyed the experience. We've worked very hard to make it the best all-in-one personal finance app on the market!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-31.*