# Surplus: Expense Tracker — Track Your Monthly Spend

> Monthly expense tracker for income, expenses, and leftover spend overview. (iPhone/iPad app by Dev Harvest LLC.)

- Source: https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881 (this page in markdown: same URL + `.md`)
- Developer: [Dev Harvest LLC](https://appshunter.io/developer/1526293285)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 4.80/5 from 27 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 67 MB
- Languages: American English
- Released: 2021-10-03
- Data updated: 2026-06-04
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews.md

## What is Surplus?

Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend.

-- Spend Wisely --
Know how much you have left to spend, including your subscriptions and installments.

-- Profile Your Spend --
Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”.

-- Adaptable Workflows --
Manual or automatic, easily sync and categorize transactions from all your accounts.

-- Transaction Collections --
Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like!

-- Widgets --
Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets.

-- Interactive Reports --
Customizable reports for your historic and upcoming spend with support for CSV Export.

-- Shortcuts --
Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app.

-- Privately Synced with iCloud --
All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers.

Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription.  Current pricing and purchase offers are available in the app.


By downloading and using Surplus you agree to our terms and conditions:
Terms of Use https://surplus.app/terms
Privacy Policy https://surplus.app/privacy

Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam

## Key features

- Monthly income and expense tracking
- Categorization of spending
- Customizable reports with CSV export
- Transaction grouping
- Home and lock screen widgets
- Automation via Shortcuts app

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Surplus Pro Monthly | $3.99 | per month |
| Surplus Pro Yearly | $29.99 | per year |
| Surplus Pro Yearly | $14.49 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Surplus Pro Lifetime | $29.99 | one-time |


## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews.md

### 3/5 — Simplistic Budgeting App with the Potential for better

*2025-08-12, version 2.8.0*

Great app offering a simpler budgeting style aligning with what I needed. Needs the ability to sync data with partner (by using a login and shared link feature) , and the ability to set a date for a reoccurring monthly income. If those two things could be added, it would be 5 stars all around!

### 4/5 — Perfect. Minimalism yet Playful

*2023-07-13, version 2.6.0*

Such a fantastic app you got there mate. I really was just looking for a very minimalistic, simple yet playful app to just manually track my finances. And your app was just perfect. I’m loving it. Please keep it that way and make strategic updates. It’s really really good. Thank you so 👌🏾🙏🏾 UPDATE Fantastic app.

Please I need the Circular graphic for the Spend Profile on the Summary page be put back. I recently noticed it has been changed to a Bar Chart for each Bucket Category. May be let users have the option of choosing which they want.

### 5/5 — Perfect. Minimalism yet Playful

*2023-01-02, version 2.2.0*

Such a fantastic app you got there mate. I really was just looking for a very minimalistic, simple yet playful app to just manually track my finances. And your app was just perfect. I’m loving it. Please keep it that way and make strategic updates. It’s really really good. Thank you so 👌🏾🙏🏾

UPDATE
Fantastic app. Please I need the Circular Graphic for the Spend Profile on the Summary page be put back. I recently noticed it has been changed to a Bar Chart for each Bucket Category. May be let users have the option of choosing which they want because personally If I want to look at the Bar Chart I’ll visit the Monthly Report page to get that

**Developer response:** Hello 👋

Thank you for the delightful review. Glad to hear that you are enjoying the app’s simple yet flexible approach to tracking finances. Hoping to put together some exciting new features soon! If you end up having any suggestions, you can always reach out to me on here or via the app.

### 5/5 — Amazing App!

*2021-11-22, version 1.2.0*

Great and very user friendly app! It has done wonders with keeping my expenses in one place while taking into account my upcoming monthly transactions. The surplus widget is a very helpful visual, and it keeps me on track. The buckets are also a great bonus at allowing me to assign specific budgets. Highly recommend it!!

### 5/5 — Great app for tracking expenses

*2021-11-22, version 1.2.0*

This is the first expense tracking app I found that actually helped me focus on what matters; not overspending! I love how all my recurring payments and subscriptions are factored in at the start of every month. The left to spend widget is just what I was looking for! My budgets never end up working out like I expect so knowing how much money I have left without overspending keeps me motivated.

Other budgeting and trackings apps had too many categories and charts that didn’t really help me. This app makes it really simple to visualize where my money is going by grouping my expenses into needs, wants and savings buckets. The emoji and color customization is a nice touch.

If you had trouble staying on track with other apps I suggest giving this one a try!

### 5/5 — Awesome, replaced my excel sheet!

*2021-10-05, version 1.0.0*

Love this app. Now I do my monthly finances using surplus instead of managing and updating my excel sheet. Also really like the fact my data is stored in my iCloud.

## Frequently asked questions about Surplus

### What is Surplus?

Surplus is a monthly expense tracker designed to give you a clear overview of your leftover spend by accounting for your income, expenses, and upcoming payments. It helps you understand your spending profile and manage your money more effectively.

### How does Surplus help me spend wisely?

Surplus shows you exactly how much money you have left to spend each month, including amounts allocated for subscriptions and installments. This awareness helps you make informed decisions about your discretionary spending.

### Can I categorize my expenses in Surplus?

Yes, you can profile your spend by categorizing expenses into meaningful groups. This feature supports popular budgeting methods like the '50/30/20 budget rule' or the '80/20 budget rule' to drive insights into your spending patterns.

### Does Surplus offer automatic transaction syncing?

Surplus supports adaptable workflows, allowing for both manual entry and automatic syncing of transactions from your accounts. This makes it easy to keep your financial data up-to-date.

### What kind of reports does Surplus provide?

Surplus offers interactive and customizable reports for both your historic and upcoming spend. These reports can be exported to CSV format, allowing for further analysis.

### How does Surplus handle data privacy and syncing?

All financial data is stored on your device and synced privately via your iCloud Account. Surplus does not store any personal information or transaction data on its servers, ensuring your privacy.

### What are the pricing options for Surplus Pro?

Surplus is free to use with optional pro features available through in-app purchases. You can purchase Surplus Pro as a one-time payment or as a recurring subscription, with current pricing details available within the app.

### Is Surplus available on multiple devices?

Yes, Surplus is supported on iPhone, iPad, and iPod. Your financial data is synced privately via iCloud, allowing you to access it across your Apple devices.

## Version history (last 5 releases)

### 2.9.0 — 2026-01-12

- Bug fixes

### 2.8.0 — 2024-01-08

- Transactions added via Shortcuts now take into account automation rules set in the Surplus app
- Bug fixes and improvements

### 2.7.1 — 2023-09-02

- Bug fixes and improvements

### 2.7.0 — 2023-08-13

- Introduces support for Shortcuts! Automate your expense entry and reporting via convenient configurable actions. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app.
- Custom reports now support transaction collection filters
- Other bug fixes and improvements

### 2.6.0 — 2023-03-12

- Fixed a bug where bucket selection would overlap when manually adding transactions.
- Bug fixes and improvements for linking financial institutions.

Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam

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## More apps by Dev Harvest LLC

- [Entry for Notion](https://appshunter.io/ios/app/entry-for-notion/id6449053881)

All apps by Dev Harvest LLC: https://appshunter.io/developer/1526293285

## Related topics

[surplus](https://appshunter.io/ios/topics/surplus)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-04.*