# SuryaJyoti Life Insurance

> Comprehensive life insurance policy management and support app. (iPhone/iPad app by Jyoti Life Insurance Company Limited.)

- Source: https://appshunter.io/ios/app/suryajyoti-life-insurance/id1347675823 (this page in markdown: same URL + `.md`)
- Developer: [Jyoti Life Insurance Company Limited](https://appshunter.io/developer/1466185424)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings
- Age rating: 4+
- Requires: iOS 15.0 · 145 MB
- Languages: American English, Nepali
- Released: 2018-05-26
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/suryajyoti-life-insurance/id1347675823/reviews.md

## What is SuryaJyoti Life Insurance?

SuryaJyoti Life emerged through Nepal’s first and historic merger between two successful life insurers, Surya Life Insurance Co. Ltd. and Jyoti Life Insurance Co. Ltd and commenced joint operations on Dec 22, 2022. The synergy generated and capitalized through the amalgamation has transformed SuryaJyoti Life into one of the largest life insurers in terms of Capital Base, Total Investments, Life Fund, Branch Outlets, Agency Network and Policyholders.

Surya Life with an operational history of over 15 years was one of the most successful companies of its generation. Over a decade and half, Surya Life aggressively expanded its distribution channel across Nepal and successfully acquired a healthy market share. Jyoti Life insurance had been in the market for only 5 years yet established itself as one of the fastest growing life insurers with unique product offerings and created a robust operational foundation capable of both, processing higher business volumes and minimize associated risks.

SuryaJyoti now has 200+ full-fledged branches capable of rendering complete plethora of services to its policyholders and agents. The company is also ISO 9001:2000 certified thus adhering to international best practices for prudent management. SuryaJyoti has some of the unique product offerings in life insurance industry of Nepal and provides the most extensive Critical Illness Coverage covering 35 various critical illnesses for a coverage of up to Rs. 5 Million.

The company has NepalRe, Himalayan Re and HannoverRe as reinsurance partners. NepalRe is the largest reinsurer in Nepal with substantial stake owned by Government of Nepal and HannoverRe is an internationally renowned reinsurer standing among Top 3 reinsurers globally. SuryaJyoti is hence able to diversify the risk concentration and secure best of both through this strategic partnership for reinsurance arrangement.

The company uses SiddhiLife as the core software underpinning its operations. SuryaJyoti has additionally developed various peripheral services such as innovative mobile app rich in features, comprehensive reporting tools, online payment integrations, workflow and tracking platform capable of tracking turn around time, Chatbot for enhanced queries management with the use of Artificial Intelligence, comprehensive Call Center service capable of retaining customer engagement history and many more.

The company also takes pride in its diverse list of promoters. The promoter group consists of individuals from diverse business backgrounds including manufacturing, trading, and financial sector and institutions with strong brand value and presence.

## Key features

- Policy detail access
- Online payment integration
- AI-powered chatbot support
- Critical illness coverage details
- Branch and agent network information
- ISO 9001:2000 certified management


## Frequently asked questions about SuryaJyoti Life Insurance

### What is SuryaJyoti Life Insurance?

SuryaJyoti Life Insurance is one of Nepal's largest life insurers, formed by the merger of Surya Life Insurance and Jyoti Life Insurance. It offers a wide range of life insurance products and services.

### What kind of insurance coverage does SuryaJyoti Life offer?

SuryaJyoti Life provides extensive Critical Illness Coverage, covering 35 various critical illnesses for a coverage of up to Rs. 5 Million. They also offer other life insurance products.

### How can I manage my policy with the SuryaJyoti Life app?

The app allows you to access your policy details, make online payments, and track your policy information. It also features an AI-powered chatbot for enhanced query management.

### Is SuryaJyoti Life Insurance app secure?

While specific security features are not detailed, the company adheres to international best practices, being ISO 9001:2000 certified. They also utilize strong reinsurance partners for risk diversification.

### What devices does the SuryaJyoti Life Insurance app support?

The app is available for iPhone and iPod devices, as indicated by its supported devices list.

### How often is the SuryaJyoti Life Insurance app updated?

The app was last updated on March 10, 2026, indicating recent development activity. The latest version is 1.2.7.

### Does SuryaJyoti Life Insurance app have ads?

No, the provided data indicates that the SuryaJyoti Life Insurance app does not contain advertisements.

### What is the user rating for SuryaJyoti Life Insurance app?

The app has a high rating of 5.0 stars based on 3 ratings, suggesting positive user sentiment.

## Version history (last 5 releases)

### Version - 1.3.0-22 — 2026-08-28

This build includes various bug fixes and improvements.

### 1.2.8 — 2026-06-05

- Minor bug fixes.

### 1.2.7 — 2026-03-10

- Bug fixes

### 1.2.6 — 2026-03-09

•⁠  ⁠NIC Asia Card
•⁠  ⁠⁠Bug fixes

### 1.2.5 — 2026-01-29

- Bug fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*