# Suvi — Banking Simplified! > Fee-free banking with international transfers, early pay, and savings interest. (iPhone/iPad app by Suvi Inc..) - Source: https://appshunter.io/ios/app/suvi/id1571313117 (this page in markdown: same URL + `.md`) - Developer: [Suvi Inc.](https://appshunter.io/developer/1497243203) - Category: Finance - Price: Free - Rating: 3.80/5 from 33 App Store ratings · 14 written reviews indexed - Age rating: 4+ - Requires: iOS 12.4 · 113 MB - Languages: English - Released: 2021-10-06 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/suvi/id1571313117/reviews.md ## What is Suvi? FDIC Insured Checking Accounts: Easy, Affordable, and Secure International Remittance : Get Paid Early : Instant Advance * No monthly, overdraft, or hidden fees! No minimum balance! * Individual, joint & teen checking and savings accounts * Smart, cheaper, faster and secure way to send money abroad * Compare net remitted amount with other banks * Get paid up to 2 days early* * Instant advance of up to $200** * 4.50% APY interest on savings^ Suvi’s mission is to simplify banking, eliminate banking fees, and offer universal accessibility. SEND MONEY ABROAD WITH EASE Suvi simplifies international money transfers for you. With just a few clicks, you can send funds to your loved ones around the world. Your recipients receive the funds faster and locally. Say goodbye to debit and credit card fees or waiting for bank transfers to clear. SECURED CREDIT CARD WITH NO FEES OR INTEREST (JOIN WAITLIST IN APP) * Improve credit score with everyday purchases * No credit check or minimum score required * No separate security deposit needed A secured credit card that integrates with your banking experience and helps build credit with everyday purchases. GET PAID EARLY Your paycheck is available to spend up to two days early* INSTANT FUNDME ADVANCE Instant deposit to checking account. Advance up to $200 without worry** NO HIDDEN FEES Reimagine a banking experience with zero surprise fees or charges NO FEE ATM WITHDRAWALS 80,000+ fee free in-network ATMs and cashback locations^^ LIFETIME SKILLS FOR TEENS Checking and savings accounts for your teens to help instill valuable money management skills INSTANTLY PAY ANYONE Instantly send money. Receive or request funds from friends 4.50% APY INTEREST ON SAVINGS ACCOUNT Earn a 4.50% APY interest on high yield Savings Account^. Periodically save and plan in ways most convenient for you. PERSONALIZED BUDGETING Stay proactive with your finances through AI and machine learning to help forecast your income and expenses. STAY ON TOP OF EXPENSES Categorize expenses and monitor your net savings on a periodic basis ---------------------- Suvi, Inc. (“Suvi”) is a financial technology company and not a bank. Banking services are provided by our partner bank. * Early access to direct deposit funds depends on timing of the payer’s submission of deposits. We generally make these deposits available on the day we get notified, which may be up to 2 days earlier than the payer’s scheduled deposit date. ** To qualify for Instant FundMe Advance, you will require $500 or more in qualifying direct deposits to the Suvi Checking Account during the previous 31 days. Based on your Suvi account history, direct deposit frequency and amount, spending activity, and other risk-based factors, you may be eligible for instant advance limits of up to $200. Your limit is displayed on the Suvi mobile app or at suvicash.com. Your limit may change at any time, at Suvi’s discretion. See Suvi FundMe Disclosures & Agreement for our fair and reasonable fees. ^ Earn 4.50% Annual Percentage Yield (APY) on Suvi Savings Account on balances of up to $3,000 (including Pots linked to Savings Account and Teen Savings Account). APY is variable and may change at any time. To earn 4.50% APY, the Suvi Savings Account must meet the following requirements: $500 or more in qualifying direct deposits and debit card purchase transactions in the calendar month. In addition, the Suvi Checking Account and Suvi Savings Account balances must not drop below $0.00 on any calendar day of the month. ^^ Out-of-network ATM withdrawal fees apply except at any Moneypass or Visa Plus Alliance ATMs. Other fees such as third-party and cash deposit fees may apply. ## Key features - FDIC Insured Checking & Savings - International Remittance - Early Direct Deposit - Instant Cash Advance - Secured Credit Card Waitlist - No Monthly Fees - 4.50% APY on Savings ## Recent user reviews (10 of 14) All indexed reviews: https://appshunter.io/ios/app/suvi/id1571313117/reviews.md ### 1/5 — Bad *2024-01-30* This app is closing down the customers did not get much of a notification at all and they wonder why they closing ### 1/5 — Don’t do it *2023-12-08* The worst bank ever it’s a scam go too chimes 0 stars for Suvi they play with your money ### 5/5 — Excited *2023-10-08* I just signed up can’t wait to check it out! ### 1/5 — Fraudulent Company *2023-09-05* Consumer beware. When it sounds too good to be true it usually is. Run from this “company”. They deal in stole identities and don’t protect your private information. ### 1/5 — No fraud protection *2023-08-14* I hate this card, do yourself a favor and don’t use this company. I did not get any help or protection against fraudulent charges. They were very unprofessional, they never sent any paperwork to me and eventually denied it with no explanation. They don’t care about their customers money in the slightest I wish I hadn’t used their card to begin with. Save yourselves the trouble guys don’t use this card! ### 1/5 — Will not return your money *2023-08-13* Whataburger canceled my order on August 9. I called on August 13th and spoke with Ash who instead of assisting me wanted to argue tell me how I should ask and talk over me. I know customer service and this isn’t it. Please do not use this app. Ash the supervisor blatantly said out of his mouth we will not be giving your money back and locked my accounts. PLEASE DO NOT USE. PLEASE DO NOT USE. I had to file with the Better Business Bureau in order to get my money back. What a scam. Ash is the only supervisor and he answers every call. Sounds like a scam to me. Please don’t get scammed! ### 5/5 — 2 days early matters ‌ *2023-03-15* I was with Chime for years but they stopped paying early. I transitioned to Suvi early this year and have been getting my deposits 2 days early with fail - each and every time. Just wanted to say - thank you Suvi - I depend on you. ‌ ​  ‌ ### 5/5 — Best​  ​  ​  ‌ *2023-03-13* I have tried it all, and it's way better than Chime and Varo, in my honest opinion. You'll see what I mean when you try it. ### 1/5 — Do not bank here!! *2022-10-21, version 1.3.7* My husband and I have a joint account here and we have had nothing but problems. My husband gets paid bi-weekly and range from $2,500-$5,500 a check. Every time my husband gets paid it’s never consistent. First time was somewhere around 3am.. next time was around 4-4:30am.. my husband was supposed to get paid today and it is now close to 9am and still no paycheck. We have already contacted my husbands work to just cover all ends and they assured the funds were deposited into our Suvi account. They do NOT pay 2 days early. They tried blaming my husbands workplace as the reason why they do not pay us early, but my husband was getting his checks the day prior in his cashapp, so that was just an excuse. Also, the $200 overdraft…. We have had over $10k deposited in this account in a month and a half and our overdraft limit is only $30.. what a joke. So I’m just here waiting for them to give us my husbands paycheck….. ### 5/5 — So Far So Good *2022-08-31, version 1.3.4* Just started using this app and I really enjoy the features. Easy to set up Apple Pay, Home Screen interface looks nice, and support was pretty quick to reply. I’ll be using them as my main bank going forward ## Frequently asked questions about Suvi ### Is Suvi safe to use for my money? Yes, Suvi offers FDIC-insured checking accounts, meaning your deposits are protected up to $250,000 per depositor, per insured bank, for each account ownership category. Banking services are provided by their partner bank, ensuring a secure environment for your funds. ### What are the fees associated with Suvi accounts? Suvi is designed to have no monthly, overdraft, or hidden fees, and there is no minimum balance requirement. This makes it an affordable option for managing your finances without unexpected charges. ### How does Suvi help me build credit? Suvi offers a secured credit card waitlist that allows you to improve your credit score with everyday purchases. Notably, no credit check or minimum score is required, and there's no separate security deposit needed. ### How quickly can I get my money when I get paid early with Suvi? You can get paid up to two days early with Suvi. This early access to your direct deposit funds depends on the timing of your payer's submission and when Suvi is notified, potentially making your funds available sooner than your scheduled deposit date. ### What is the interest rate on Suvi savings accounts? Suvi offers a competitive 4.50% APY interest rate on its savings accounts. This allows you to grow your savings effectively while keeping your money accessible. ### Can I send money internationally with Suvi? Yes, Suvi simplifies international money transfers, allowing you to send funds to loved ones abroad quickly and locally. You can compare net remitted amounts with other banks to ensure you're getting a good deal. ### What is the age rating for Suvi? Suvi has an age rating of 4+, making it suitable for users of all ages. The app also offers checking and savings accounts for teens to help instill valuable money management skills. ### How often is Suvi updated? Suvi was last updated on January 30, 2024, with version 1.3.35. This indicates regular updates to improve functionality and security. ## Version history (last 5 releases) ### 1.3.35 — 2024-01-30 We're always available to answer your questions as you explore our mobile app and website. Please don't hesitate to call us at (866) 788-4277. We added a notification. ### 1.3.34 — 2023-12-19 We're always available to answer your questions as you explore our mobile app and website. Please don't hesitate to call us at (866) 788-4277. We updated the terms. ### 1.3.33 — 2023-11-01 We're always available to answer your questions as you explore our mobile app and website. Please don't hesitate to call us at (866) 788-4277. We replaced the current FundMe feature with Instant FundMe Advance. ### 1.3.32 — 2023-10-17 We're always available to answer your questions as you explore our mobile app and website. Please don't hesitate to call us at (866) 788-4277. We added additional countries for international remittance. ### 1.3.30 — 2023-10-02 We're always available to answer your questions as you explore our mobile app and website. Please don't hesitate to call us at (866) 788-4277. We added additional countries for send money abroad including cash pickup for Mexico. ## Apps similar to Suvi | App | Rating | Price | Category | | --- | --- | --- | --- | | [Grind24 - Mobile Banking](https://appshunter.io/ios/app/grind24-mobile-banking/id1599201404) | 2.9 (20) | Free | Finance | | [Klutch Card](https://appshunter.io/ios/app/klutch-card/id1563986090) | 5.0 (1) | Free | Finance | | [Dora – Mobile Checking](https://appshunter.io/ios/app/dora-mobile-checking/id1528758595) | 3.6 (67) | Free | Finance | | [CapWay: More Than Banking](https://appshunter.io/ios/app/capway-more-than-banking/id1217543033) | 3.9 (40) | Free | Finance | | [Restart - Mobile Banking App](https://appshunter.io/ios/app/restart-mobile-banking-app/id1576922155) | 4.0 (83) | Free | Finance | | [OmniMoney by Boost Mobile](https://appshunter.io/ios/app/omnimoney-by-boost-mobile/id1603488754) | 4.6 (41) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*