# Svngs+ — The number that matters most

> The number that matters most (iPhone/iPad app by Michael Lawrence.)

- Source: https://appshunter.io/ios/app/svngs-plus/id6759472401 (this page in markdown: same URL + `.md`)
- Developer: [Michael Lawrence](https://appshunter.io/developer/421699115)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.6 · 6 MB
- Languages: American English
- Released: 2026-03-30
- Data updated: 2026-08-08
- User reviews in markdown: https://appshunter.io/ios/app/svngs-plus/id6759472401/reviews.md

## What is Svngs+?

Most financial apps overwhelm you. Svngs+ doesn't.
It tracks the one number that actually predicts long-term financial success: your savings rate. Not your spending. Not your budget. Just the rate that tells you if you're building wealth or standing still.

HOW IT WORKS
Log your income and savings once a month. Two numbers. That's it. Svngs+ calculates your savings rate, shows your trend over time, and projects how long it will take to reach your goal. Setup takes under 5 minutes. Monthly check-ins take under 2.

WHAT YOU GET
• Your savings rate, always current and front and center
• A trend chart showing your rate over time, see the progress you're making
• A goal you set yourself, with a clear above/below indicator
• A projection engine showing when you'll reach your goal at your current rate
• Monthly reminders so you never miss a check-in
• Face ID / Touch ID lock to keep your financial data private

BUILT FOR PRIVACY
Svngs+ is local-first. Your data lives on your device and syncs privately through your own iCloud account. No accounts to create. No bank linking. No third-party servers. Your financial data is yours. We structurally cannot access it.

WORKS WITH VARIABLE INCOME
Paid bi-weekly? Freelance income? Bonuses? Log as many times as you need, Svngs+ accumulates your entries into a clean monthly total automatically.

SVNGS+ PREMIUM
The free tier gives you 6 months of history. Upgrade once to unlock your complete savings history. Every month you've ever logged, yours forever. No subscription. No recurring charge. Pay once.

The number that matters most. Start tracking it.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Svngs+ Premium | $4.99 | one-time |



## Version history (last 1 release)

### 1.0 — 2026-03-30

No release notes.

## More apps by Michael Lawrence

- [Cracked Nut](https://appshunter.io/ios/app/cracked-nut/id423700656)

All apps by Michael Lawrence: https://appshunter.io/developer/421699115

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-08.*