# SW Montana Community FCU

> Mobile banking for managing accounts, transfers, deposits, and loan payments. (iPhone/iPad app by Southwest Montana Community Federal Credit Union.)

- Source: https://appshunter.io/ios/app/sw-montana-community-fcu/id1095405293 (this page in markdown: same URL + `.md`)
- Developer: [Southwest Montana Community Federal Credit Union](https://appshunter.io/developer/1095405292)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 690 App Store ratings · 13 written reviews indexed
- Age rating: 4+
- Requires: iOS 11.0 · 113 MB
- Languages: English, French, Spanish
- Released: 2016-04-01
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/sw-montana-community-fcu/id1095405293/reviews.md

## What is SW Montana Community FCU?

Southwest Montana Community FCU Mobile Banking allows you to check balances, view transaction history, transfer funds, make deposits, and pay loans on the go! 

Features: 
- Check Balances 
- View Transaction History 
- Transfer Funds 
- Pay Loans 
- Secure Messaging for support 

If you have any questions about this application, please contact SWMCFCU at 1 (406) 563-8484

## Key features

- Check balances
- View transaction history
- Transfer funds
- Make deposits
- Pay loans
- Secure messaging

## What do users think of SW Montana Community FCU?

Overall sentiment: positive

**Pros**

- 👍 User-friendly and easy to use
- 🚀 Smooth and fast performance
- 💰 Rewards program appreciated
- 🛡️ Reliable uptime and stability
- 👥 Excellent customer service
- 📱 Real-time account access
- ⭐ Trustworthy institution

**Cons**

- 🐢 Recent app update made it slower and clunky
- 📺 Unnecessary advertising and screen clutter
- 🗂️ Sidebar takes up excessive screen space
- 🔄 Loading delays before accessing features
- 🔐 Login and access issues after system changes

**Commonly reported bugs**

- System maintenance message blocking login
- Unable to access accounts through app
- Screen jumping due to loading advertisements
- App slowness and clunkiness after recent update

**Most requested features**

- Mobile deposit capabilities
- Cleaner, more streamlined interface
- Reduced on-screen advertising

## Recent user reviews (10 of 13)

All indexed reviews: https://appshunter.io/ios/app/sw-montana-community-fcu/id1095405293/reviews.md

### 5/5 — Online banker

*2022-08-10, version 4.40.112*

Very smooth, easy to use, thanks

### 3/5 — Great credit union-clunky app

*2022-06-27, version 4.40.112*

A recent change to the app has made it slower and clunky to use. No longer can you just sign in and go. Instead you now have to wait for the credit union advertising and notices to load first in order to stop the screen from jumping around. New app update has a lot of unnecessary screen clutter. No longer clean and streamlined. Side bar eats a lot of screen space making it harder to see what you are trying to do.

### 5/5 — Best Bank

*2020-07-19, version 4.25.163*

I love my rewards at the end of the month. Always ready to help!! Thank you   Lori Anderson

### 5/5 — The best

*2019-12-20, version 4.19.129*

User friendly & never have issues with it going down

### 5/5 — It’s Awesome

*2019-09-03, version 4.19.129*

Best website I’ve ever used!!!!

### 1/5 — 406

*2019-02-12, version 4.2.254*

Always hard to get into kind of a pain more than a convenience

### 2/5 — Works great

*2019-01-10, version 4.2.254*

Would be 5 stars if it had mobile deposit capabilities. Works great besides that.  Very convenient and useful.

### 5/5 — Mr

*2018-11-19, version 4.2.254*

Love this app and SWMCFCU

### 5/5 — Good app

*2018-07-08, version 4.2.254*

Works properly

### 4/5 — Jay C

*2018-01-22, version 4.2.254*

I have been with SWMCFCU for over thirty years. They are great to deal with and after some initial problems with this app it seems to work flawlessly. It is very handy and I use it to check several accounts in real time without having to bother a teller each time. I recommend them and their app often.

## Frequently asked questions about SW Montana Community FCU

### What can I do with this mobile banking app?

This app allows you to perform various banking tasks on the go. You can check your account balances, review your transaction history, transfer funds between accounts, make mobile deposits, and pay your loans directly through the application.

### Is this app free to use?

Yes, the application is free to download and use. There are no additional charges for accessing your accounts or performing transactions through the mobile banking service.

### How can I get support if I have questions?

The app offers secure messaging for support, allowing you to communicate with the credit union directly. For immediate assistance, you can also contact SWMCFCU by phone at 1 (406) 563-8484.

### What are the main features of this banking app?

Key features include the ability to check your account balances, view your transaction history, transfer funds, make deposits, and pay loans. It also provides secure messaging for customer support.

## Version history (last 1 release)

### 4.40.112 — 2022-05-04

This version includes updated member features such as card controls.

## Apps similar to SW Montana Community FCU

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| [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance |

## More apps by Southwest Montana Community Federal Credit Union

- [SWMCFCU Digital Banking](https://appshunter.io/ios/app/swmcfcu-digital-banking/id6451272091)

All apps by Southwest Montana Community Federal Credit Union: https://appshunter.io/developer/1095405292

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*