# SW Montana Community FCU — user reviews

> 13 indexed App Store user reviews of SW Montana Community FCU by Southwest Montana Community Federal Credit Union, rated 4.80/5 from 690 ratings.

- Source: https://appshunter.io/ios/app/sw-montana-community-fcu/id1095405293/reviews
- App overview in markdown: https://appshunter.io/ios/app/sw-montana-community-fcu/id1095405293.md
- Rating breakdown: 5★ 591 · 4★ 70 · 3★ 18 · 2★ 5 · 1★ 5

## What do users think of SW Montana Community FCU?

Overall sentiment: positive

**Pros**

- 👍 User-friendly and easy to use
- 🚀 Smooth and fast performance
- 💰 Rewards program appreciated
- 🛡️ Reliable uptime and stability
- 👥 Excellent customer service
- 📱 Real-time account access
- ⭐ Trustworthy institution

**Cons**

- 🐢 Recent app update made it slower and clunky
- 📺 Unnecessary advertising and screen clutter
- 🗂️ Sidebar takes up excessive screen space
- 🔄 Loading delays before accessing features
- 🔐 Login and access issues after system changes

**Commonly reported bugs**

- System maintenance message blocking login
- Unable to access accounts through app
- Screen jumping due to loading advertisements
- App slowness and clunkiness after recent update

**Most requested features**

- Mobile deposit capabilities
- Cleaner, more streamlined interface
- Reduced on-screen advertising

## Most critical reviews (10 lowest-rated)

### 1/5 — 406

*2019-02-12, version 4.2.254*

Always hard to get into kind of a pain more than a convenience

### 2/5 — Works great

*2019-01-10, version 4.2.254*

Would be 5 stars if it had mobile deposit capabilities. Works great besides that.  Very convenient and useful.

### 2/5 — Kjj17

*2016-04-05, version 3.11.236*

Since the change in the system, i cannot get in to anything through the app. I cant even log in because of a system maintenance message. The few times i can log in, i get the same message when trying to look at my accounts.

### 3/5 — Great credit union-clunky app

*2022-06-27, version 4.40.112*

A recent change to the app has made it slower and clunky to use. No longer can you just sign in and go. Instead you now have to wait for the credit union advertising and notices to load first in order to stop the screen from jumping around. New app update has a lot of unnecessary screen clutter. No longer clean and streamlined. Side bar eats a lot of screen space making it harder to see what you are trying to do.

### 4/5 — Jay C

*2018-01-22, version 4.2.254*

I have been with SWMCFCU for over thirty years. They are great to deal with and after some initial problems with this app it seems to work flawlessly. It is very handy and I use it to check several accounts in real time without having to bother a teller each time. I recommend them and their app often.

### 4/5 — Great CU

*2017-08-24, version 4.2.254*

I've been a member for at least 30 years. I've tried WaMu and US Bank...no thanks. SWMCFCU is a top-notch institution full of great people who are always ready to help.

### 5/5 — Online banker

*2022-08-10, version 4.40.112*

Very smooth, easy to use, thanks

### 5/5 — Best Bank

*2020-07-19, version 4.25.163*

I love my rewards at the end of the month. Always ready to help!! Thank you   Lori Anderson

### 5/5 — The best

*2019-12-20, version 4.19.129*

User friendly & never have issues with it going down

### 5/5 — It’s Awesome

*2019-09-03, version 4.19.129*

Best website I’ve ever used!!!!

## Most praised reviews (3 highest-rated)

### 5/5 — Mr

*2018-11-19, version 4.2.254*

Love this app and SWMCFCU

### 5/5 — Good app

*2018-07-08, version 4.2.254*

Works properly

### 5/5 — Setting the Bar of Customer Service

*2017-06-21, version 4.2.254*

Amazing people who are always on top of things and there to be as helpful as possible! Thank You!

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*