# SWACU Mobile

> Mobile banking app for managing accounts, payments, and deposits. (iPhone/iPad app by Southwest Airlines Federal Credit Union.)

- Source: https://appshunter.io/ios/app/swacu-mobile/id1385177693 (this page in markdown: same URL + `.md`)
- Developer: [Southwest Airlines Federal Credit Union](https://appshunter.io/developer/533214182)
- Category: Finance
- Price: Free
- Rating: 4.75/5 from 5,920 App Store ratings · 104 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 101 MB
- Languages: English, French, Spanish
- Released: 2018-08-05
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/swacu-mobile/id1385177693/reviews.md

## What is SWACU Mobile?

The SWACU (Southwest Airlines Federal Credit Union) Mobile Banking App makes it easy to access your money at your fingertips, no matter where you are. Conduct through payments, transfers, and check deposits with just a few taps. Quickly sign-in using Touch ID® or Face ID®. Apply for new accounts, become a member, or find your closest ATM or branch.
Features:
•	Secure and fast. Access your money wherever you are.
•	View your balance(s) without signing into the app.
•	Deposit checks without visiting a branch or ATM.
•	Turn on/off SWACU Debit Cards.
•	Schedule and view transactions, transfers, pending deposits, and bill payments.
•	Make loan payments.
•	Apply for new accounts, such as: checking, term share certificates, credit cards, and loans.
•	Transfer money between accounts and to other SWACU members.
•	Order checks, view statements and send secure messages.
•	Find the nearest SWACU branch and ATMs.
•	TouchID® Fingerprint and FaceID® Authentication.


To sign in to mobile banking, use your SWACU username and password. If you’re not a member, apply via swacu.org. 

Federally Insured by NCUA.

## Key features

- Mobile check deposit
- Fund transfers
- Bill payment
- Biometric login (Touch ID/Face ID)
- Apply for new accounts
- Card management (on/off)
- ATM/Branch locator

## What do users think of SWACU Mobile?

Overall sentiment: negative

**Pros**

- 🤝 Great customer service
- 💳 Easy mobile check deposit
- 💰 Competitive interest rates
- 🤖 Convenient mobile banking

**Cons**

- 🐛 Frequent app crashes
- 🔄 Slow and buggy performance
- 🔑 Frustrating login issues
- 📲 Lack of landscape mode support
- 🔄 Constant need to re-login
- 📤 Unreliable mobile deposit

**Commonly reported bugs**

- App freezes when switching between accounts
- Mobile deposit fails with inconsistent error messages
- Unable to update address or personal information
- Constant prompts to update app with no available update

**Most requested features**

- Add Zelle or other P2P transfer options
- Implement Face ID/Touch ID login
- Improve navigation and UI layout
- Increase transaction history visibility
- Add landscape mode support for tablets

## Recent user reviews (10 of 104)

All indexed reviews: https://appshunter.io/ios/app/swacu-mobile/id1385177693/reviews.md

### 1/5 — Broken

*2025-04-04, version 22.2.5.58*

This app has been on the fritz for about 2 weeks. I’m trying to pay bills and I can’t even simply see my balance. So frustrating …

### 5/5 — Actually good

*2025-02-26, version 22.2.5.58*

Yes, it can be slow, but this app is really helpful, so it deserves 5 stars!

### 3/5 — Mobile Deposits

*2025-02-24, version 22.2.5.58*

Very hard to capture images of check. Many redo’s to make a deposit.

### 2/5 — Antiquated

*2025-01-11, version 22.2.5.58*

The only bank that still wants you to fill out a form and fax them for various reasons. But it’s free, so I guess I’m getting what I paid for. Nothing.

### 4/5 — Pretty good app

*2024-12-16, version 22.2.5.58*

This app is pretty good.  The only real issue is for some reason the login info is never saved properly and the Face ID doesn’t work.

### 5/5 — Holiday greetings

*2024-11-29, version 22.2.5.58*

Thanks as always. Banking with SWACU is like having a good friend in the bank business. Best wishes from the Taylors out in Elkhorn Ne

### 1/5 — Ridiculous

*2024-11-12, version 22.2.5.58*

5 dollar transfer fee from 1 account to another. Give me a break

### 1/5 — Update the app to allow rotation

*2024-11-08, version 22.2.5.58*

Allow the app to rotate so I can turn my iPad sideways to use the app. This is how all of my bill pay apps are except for SWACU mobile so I don’t use the app.

### 1/5 — Change of Address

*2024-11-01, version 22.2.5.58*

I recently did a change of address in th middle of the month and I was told by the end of this month my address will be updated on my monthly statements. Somehow, it’s still using my old address and I’m not happy about it. I’m trying to build my credit and need my bank statement up to part and it’s slowing my process down, and I’m not happy about it.

### 1/5 — Annoying to use

*2024-10-06, version 22.2.5.58*

Have to turn IPad sideways to use the app…. Also, would like more transaction shown when checking on acts .

## Frequently asked questions about SWACU Mobile

### What can I do with the SWACU Mobile Banking App?

The app allows you to manage your SWACU accounts from your mobile device. You can deposit checks, transfer funds between accounts and to other members, pay bills, make loan payments, and apply for new accounts like checking, credit cards, and loans. It also provides features like card management and a branch/ATM locator.

### Is the SWACU Mobile Banking App secure?

Yes, the app is designed to be secure and fast. It offers quick sign-in options using Touch ID® or Face ID® for convenient and protected access to your financial information. You can also turn your SWACU Debit Cards on or off directly through the app.

### How do I sign in to the SWACU Mobile Banking App?

To sign in, you will use your existing SWACU username and password. If you are not yet a member, you can apply for membership through the swacu.org website. The app also supports biometric authentication for faster and secure logins.

### Can I deposit checks using the app?

Yes, you can deposit checks directly through the app without needing to visit a branch or ATM. This feature allows for quick and convenient check deposits, and you can also view pending deposits within the app.

### Is the SWACU Mobile Banking App free to use?

Based on the provided information, the app itself is free to download and use. While the app is free, it does contain advertisements. There is no mention of in-app purchases or subscription fees for core banking functionalities.

## Version history (last 5 releases)

### 22.2.5.58 — 2024-04-17

- Advanced Debit Card Controls
- Bug Fixes

### 22.2.3 — 2023-07-05

Minor bug fixes

### 22.2.1 — 2023-06-06

You spoke; we listened. It’s one thing to call pest control, but another to have our engineers get rid of the glitchy bugs. We also took a page out the aircraft manual and increased the speed of the app. Last, but not least, we called the Dream Team to give the app a new, modern look.

### 22.2 — 2023-05-31

You spoke; we listened. It’s one thing to call pest control, but another to have our engineers get rid of the glitchy bugs. We also took a page out the aircraft manual and increased the speed of the app. Last, but not least, we called the Dream Team to give the app a new, modern look.

### 20.2 — 2022-08-22

New for 20.2
- Save Username
- Performance improvements
- Bug Fixes

## Apps similar to SWACU Mobile

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [ASCU Mobile Banking](https://appshunter.io/ios/app/ascu-mobile-banking/id1407454785) | 4.8 (2,339) | Free | Finance |
| [Alliant Mobile Banking](https://appshunter.io/ios/app/alliant-mobile-banking/id407107217) | 4.6 (8,443) | Free | Finance |
| [SkyOne](https://appshunter.io/ios/app/skyone/id675215188) | — | Free | Finance |
| [MyNCU Mobile](https://appshunter.io/ios/app/myncu-mobile/id503201558) | 4.8 (6,299) | Free | Finance |
| [Texas Trust’s Mobile Banking](https://appshunter.io/ios/app/texas-trusts-mobile-banking/id536646901) | 4.8 (19,931) | Free | Finance |
| [Wellby Financial](https://appshunter.io/ios/app/wellby-financial/id1579927769) | 4.7 (10,205) | Free | Finance |

## More apps by Southwest Airlines Federal Credit Union

- [Ace Jr.](https://appshunter.io/ios/app/ace-jr/id1468537969)
- [SWACU](https://appshunter.io/ios/app/swacu/id6740840849)
- [SWACU Mobile Banno](https://appshunter.io/ios/app/swacu-mobile-banno/id6741166092)

All apps by Southwest Airlines Federal Credit Union: https://appshunter.io/developer/533214182

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
