# Sway – Instant Payments — Get paid through your phone > Mobile payment terminal for small businesses accepting instant bank and card payments. (iPhone/iPad app by Sway Money LTD.) - Source: https://appshunter.io/ios/app/sway-instant-payments/id1615274667 (this page in markdown: same URL + `.md`) - Developer: [Sway Money LTD](https://appshunter.io/developer/1393694635) - Category: Finance, Shopping - Price: Free - Rating: 5.00/5 from 2 App Store ratings · 5 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 51 MB - Languages: English - Released: 2022-03-23 - Data updated: 2026-06-10 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/sway-instant-payments/id1615274667/reviews.md ## What is Sway? Transform your smartphone into a powerful payment terminal with Sway — the best payment solution for small businesses. Whether you’re selling at a market, a shop, or anywhere on the go, Sway makes transactions smooth and hassle-free. With Sway you enjoy: • INSTANT BANK PAYMENTS: Send earnings straight to your bank account in under 10 seconds — no delays, no hassle, and 0% fees. • LOW-COST TAP TO PAY PAYMENTS: Pay just 1.5% per card transaction, with no hidden fees. • PAY BY LINK: Send your customers a link so they can pay from anywhere at their own time. • YOUR CUSTOM BOOKING LINK: Accept bookings directly through your custom link, streamlining your services and your clients’ experience. Start with a free 7-day trial and experience the ease of Sway, and only £19/month after the trial with UNLIMITED bank payments at no extra cost. Download now and take your business to the next level! ## Key features - Instant bank payments - Low-cost tap to pay - Pay by link - Custom booking link - Free 7-day trial ## Recent user reviews (5 of 5) All indexed reviews: https://appshunter.io/ios/app/sway-instant-payments/id1615274667/reviews.md ### 1/5 — They blocked my account with my money *2025-07-03, version 5.30.0* I don’t recommend this app, no safety! ### 5/5 — great service and app *2022-07-29, version 2.0.0* i found this app on apple apps, it’s a brilliant easy alternative to card machines . i prefer cash but if needed to accept the occasional digital payment this is great, money is transferred straight to your account and this saves me time and admin the app is easy to use for sales and customers so far have found it easy to pay with almost instant transfer and notification via push message ✨👍✨highly recommended! ### 5/5 — Makes payment very simple *2022-07-24, version 1.0.19* As a tattooist that’s takes fewer cash payments all the time and doesn’t really want to absorb the cost of a card machine, bank transfers have become my preferred method of payment. Reading out my account details to clients and sending them out through messages for payments and deposits used to be more time consuming. Fortunately, I came across Sway which makes taking payment an awful lot easier with the option of automatically sending a receipt. The best part is it’s currently free to use and goes straight into your bank account. No middle man. ### 5/5 — Best money saver ! *2022-07-07, version 1.0.18* I am owners of small business in UK. For last few years I have been using SumUp till I found SWAY. The way app is designed makes taking a payment just in few seconds. I hope you won’t change that guys. Payments are 100% free of charge! Before I was paying 1,7-2% per each transaction. This app will save me around £2,500 yearly! ### 5/5 — Brilliant! *2022-06-29, version 1.0.18* Saw this app advertised on Facebook. Was dubious at first as I wasn’t sure how it would work for free but it’s been brilliant so far. ## Frequently asked questions about Sway ### How does Sway handle security for payments? Sway is designed to be a secure payment solution for businesses. While specific security protocols are not detailed, the app focuses on providing a reliable platform for transactions. Users can expect standard security measures for financial applications. ### What are the fees associated with Sway? Sway offers 0% fees for instant bank payments. For card transactions, there is a low cost of 1.5% per transaction with no hidden fees. Unlimited bank payments are included at no extra cost after the trial period. ### What institutions does Sway support for bank payments? The provided information states that Sway facilitates instant bank payments, but does not specify which banking institutions are supported. Users should check within the app or contact support for a list of compatible banks. ### How often is Sway updated? Sway was last updated on December 15, 2024, with version 5.30.0. This indicates a relatively frequent update cycle, suggesting ongoing development and improvements to the application. ### Is Sway available on Android devices? Sway is supported on iPhone and iPad. The provided data does not explicitly mention Android support, so users with Android devices should verify compatibility before downloading. ### What is the age rating for Sway? Sway has an age rating of 4+. This means it is considered suitable for users of all ages, with minimal content that might be concerning for younger children. ### What do users like most about Sway? Based on the rating of 5.0 stars from 2 ratings, users likely appreciate the app's core functionality of providing instant bank payments and low-cost card transactions. The ease of use for small businesses on the go is a probable highlight. ### Does Sway have ads? No, Sway does not contain advertisements. The application is free to download and use, with its monetization model based on subscription fees after a trial period. ## Version history (last 5 releases) ### 5.30.0 — 2024-12-15 Internal upgrades and optimisations ### 5.29.0 — 2024-11-25 Internal upgrades and optimisations ### 5.28.0 — 2024-09-16 Internal upgrades and optimisations ### 5.27.0 — 2024-07-30 Internal upgrades and optimisations ### 5.26.0 — 2024-07-30 Internal upgrades and optimisations --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*