# SwiftSpend — Expense Tracker — Money Manager & Budget Planner > AI-powered expense tracker with voice input and multi-currency support. (iPhone/iPad app by Ashrafulla Atadjanov.) - Source: https://appshunter.io/ios/app/swiftspend-expense-tracker/id6788098258 (this page in markdown: same URL + `.md`) - Developer: [Ashrafulla Atadjanov](https://appshunter.io/developer/6788098260) - Category: Finance, Utilities - Price: Free - Age rating: 4+ - Requires: iOS 17.0 · 14 MB - Languages: Georgian, German (Germany), Russian, European Spanish, Armenian, Azerbaijani, American English, Uzbek, Chinese (Simplified, China), Kazakh and 4 more - Released: 2026-07-17 - Data updated: 2026-08-27 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/swiftspend-expense-tracker/id6788098258/reviews.md ## What is SwiftSpend? People abandon expense trackers because typing every purchase is a hassle. With SwiftSpend, you can just voice your expenses to a Telegram bot, and the app will calculate exactly how much you can spend today to comfortably make it to payday. Where does your money go? No more struggling with complex spreadsheets or worrying about security by giving an app access to your bank account. SwiftSpend is designed for those who want strict financial control, spending no more than 3 seconds a day on it. WHY SWIFTSPEND IS DIFFERENT: Lightning-Fast Entry (Voice or Text): Send a Telegram message to the bot like "Spent $25 on a taxi and $3 on coffee." It automatically recognizes the amounts and categories, logging the expense faster than you can put your phone back in your pocket. One-Tap Login (New): No long registrations. Use the secure "Sign in with Apple." Later, you can link your Telegram in the settings, combining everything into one secure account. "Safe to Spend" Daily Limits: The app divides your remaining balance by the days left in the month. You always see the exact amount you can safely spend right now. 100% Private & Offline: We do not require bank connections. Your data stays with you, all amounts can be hidden with one tap, and every screen works without the internet. Smart Forecast & AI Analytics: SwiftSpend predicts your expenses until the end of the month based on your history. On the 1st of every month, AI delivers a brief personal breakdown: where your money went and what needs to change. (Premium) Debts & Multi-Currency: Manage accounts in different currencies—balances recalculate at the current exchange rate. Keep track of who owes you and how much. Core features are free forever. Download SwiftSpend right now and find out exactly where your budget went tonight. SwiftSpend Premium unlocks expense forecasting, monthly AI breakdowns, unlimited voice input, advanced analytics, and increased limits. Payment will be charged to your Apple ID account. The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Manage your subscription in your Apple ID Account Settings. Terms of Use: https://kaib5343.github.io/swiftspend-legal/terms-of-use.html Privacy Policy: https://kaib5343.github.io/swiftspend-legal/privacy-policy.html ## Key features - Voice-activated expense logging - Multi-currency account management - AI-driven spending analysis - Customizable budget limits - Data export to CSV - Recurring transaction tracking ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/swiftspend-expense-tracker/id6788098258/reviews.md ### 5/5 — Professional Expense tracker *2026-07-18* Very smooth app i use every day makes me organize my expenses through telegram **Developer response:** Thank you for the nice review. ## Frequently asked questions about SwiftSpend ### How does SwiftSpend's voice input work? You can send voice messages to the Telegram bot, and it will automatically recognize amounts, categories, dates, and comments. Up to 20 voice entries are free per month, with unlimited access in Premium. ### What are the benefits of SwiftSpend Premium? Premium unlocks advanced features like spending forecasts, extended analytics, unlimited voice input, monthly AI analysis, and unlimited categories and goals. It is available via subscription. ### Is SwiftSpend secure and private? Yes, SwiftSpend emphasizes privacy with no ads, no data selling, and no access to bank accounts. It also offers Face ID lock for added security. ### Can SwiftSpend handle multiple currencies? Yes, you can manage accounts in various currencies like USD, EUR, and more. The app automatically converts balances to a common currency using current exchange rates. ### How often is SwiftSpend updated? The app was last updated on July 22, 2026, with version 1.1. This indicates a recent update, suggesting ongoing development and support. ### What devices does SwiftSpend support? SwiftSpend is currently supported on iPhones. The app is rated for ages 4+. ### Can I export my financial data from SwiftSpend? Yes, SwiftSpend allows you to export your financial data in CSV format, making it easy to analyze your spending in other applications or for record-keeping. ### How do I cancel my SwiftSpend Premium subscription? You can cancel your subscription at any time in your App Store settings. Cancellation must be done at least 24 hours before the end of the current subscription period to avoid further charges. ## Version history (last 5 releases) ### 1.4 — 2026-08-18 - Sign in with Apple: You can now start using the app with a single tap—securely, with no bots and no long registrations. - Flexible Accounts: Link both Apple ID and Telegram to a single profile in settings and log in however you prefer. Started using the app as a guest? You can now easily upgrade a guest profile to a full account without losing data. - Redesigned Login Screen: We made the interface cleaner—first choose your login method, then enter your data. Nothing unnecessary on the first step. - Fixed minor bugs and improved overall app stability for a flawless expense tracking experience. ### 1.3 — 2026-08-06 - Tap a chart segment or a heatmap day to see every operation behind the number. - New groups mode: up to 10 big groups instead of dozens of categories, with drill-down inside. - Limit history: browse past months right on the limit screen. - Debts now have their own chart segment, and debt records are protected from accidental edits in the feed. ### 1.2.1 — 2026-07-31 Bug fixes and improved app stability. ### 1.2 — 2026-07-30 Выравнивание баланса: цифры разошлись с реальностью — введите фактический остаток, приложение само запишет разницу. Лимиты стали глубже: нажмите на любой лимит, чтобы дать ему своё название, привязать к конкретному счёту и увидеть все операции месяца. Лимиты теперь учитывают все счета. 36 цветов и 92 иконки для категорий. Переключение вкладок свайпом от края экрана. ### 1.1 — 2026-07-22 A big update! - Voice input — just say your expenses to the Telegram bot: "25,000 on coffee yesterday and 50,000 on lunch" — all recognized at once - Multi-currency — accounts in different currencies with a live-converted total balance - Transfers between accounts — including across currencies - AI monthly review (Premium) — a personal spending analysis with concrete tips - Refreshed onboarding and interface improvements --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*