# Swinto — Smooth money handling > Free, instant financial services for personal and business use. (iPhone/iPad app by Swinto SHA.) - Source: https://appshunter.io/ios/app/swinto/id1593659577 (this page in markdown: same URL + `.md`) - Developer: [Swinto SHA](https://appshunter.io/developer/1896233442) - Category: Finance, Productivity - Price: Free - Rating: 4.56/5 from 16 App Store ratings · 1 written reviews indexed - Age rating: 4+ - Requires: iOS 26.0 · 109 MB - Languages: Albanian, English, German - Released: 2021-12-14 - Data updated: 2026-08-02 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/swinto/id1593659577/reviews.md ## What is Swinto? Receive your salary, send money. Together with our local partners, we also offer cash withdrawals and deposits. At the core, Swinto is architected as an ecosystem that enables a variety of opportunities for all participants. The platform offers modern, user-friendly, free of charge and instant financial methods, thus bridging the gap between Kosova and Diaspora. Among many features that are approachable to anyone, here's what to expect from us that makes your way of managing money easier: No base fees Yes, that's true — we do not charge for any transfer made, make easy payments effortlessly from your phone, instant and free. Pay and request payments Make payments hassle-free to your Swinto friends and relatives, also receive payments with ease, whenever and wherever. Get updated of your spendings with instant notifications every time you pay for something. Convert money like a local Keep up with real time rates in different currencies, do this anytime by having a wonderful, smooth experience. Scan away easily Conducting payments and getting paid within seconds. Providing the ability to shop effortlessly, while paying via QR Codes by simply scanning away, both at retail stores and online. Cash withdrawals — anytime, anywhere Withdrawing money and cashing up right away within Swinto network, consisting of business partners engaged in different activities in the retail industry. Smart ways to set your upcoming payments in one place. Manage your subscriptions and have a peace of mind, where you can also easily track and cancel anytime! Businesses will benefit from the opportunity to control their business finances with the ability to self-serve — on the go. Run your business from afar Run the core of your business without spending money on POS hardware. Pay salaries, inventories, and other business expenses. Integrate with your ERP for a seamless payment experience Offering the API-based integration between Swinto and business ERP software, in order to offer QR payments both in retail stores and online. Feel safe and secure Accept payments - safely and securely with best-in-class data protection. ## Key features - Instant, free transfers - QR code payments - Currency conversion - Cash withdrawals - Subscription management - Business finance tools - ERP integration ## Recent user reviews (1 of 1) All indexed reviews: https://appshunter.io/ios/app/swinto/id1593659577/reviews.md ### 5/5 — Great app for everyday use *2025-09-26* This is an app I frequently use. Its cheaper, faster and easy to use. ## Frequently asked questions about Swinto ### Does Swinto have ads? Yes, Swinto contains advertisements. As a free service, ads help support the app's operations and development. ### What are the fees for using Swinto? Swinto offers free transfers and payments with no base fees. This applies to all transactions made through the platform. ### Is Swinto secure for financial transactions? Yes, Swinto prioritizes security and offers best-in-class data protection for all transactions. Users can feel safe when accepting and making payments. ### What devices does Swinto support? Currently, Swinto is available on iPhone devices. Support for other platforms may be added in future updates. ### How often is Swinto updated? Swinto was last updated on March 14, 2026, with version 1.7.6. Regular updates ensure new features and security improvements. ### Can I manage subscriptions with Swinto? Yes, Swinto allows you to set up upcoming payments and manage your subscriptions in one place. You can easily track and cancel them anytime. ### What is the age rating for Swinto? Swinto has an age rating of 4+, making it suitable for a wide range of users. This indicates it contains no mature content. ### What is the user sentiment for Swinto? Swinto has a strong user rating of 4.3 stars from 15 ratings, indicating positive user sentiment regarding its features and usability. ## Version history (last 5 releases) ### 1.8.2 — 2026-06-19 We're excited to share the newest enhancements in Swinto! This update brings some improvements and bug fixes to enhance your overall experience. Here's what's new: - User friendly enhancements in Exchange feature. - Minor UI fixes to provide you with a seamles experience across the app. - Bug fixes to enhance performance of the app. ### 1.8.0 — 2026-05-12 We're excited to share the newest enhancements in Swinto! This update brings some improvements and bug fixes to enhance your overall experience. Here's what's new: - User friendly enhancements in Exchange feature. - Minor UI fixes to provide you with a seamles experience across the app. - Bug fixes to enhance performance of the app. ### 1.7.6 — 2026-03-14 We're excited to share the newest enhancements in Swinto! This update brings some improvements and bug fixes to enhance your overall experience. Here's what's new: - User friendly enhancements in Exchange feature. - Minor UI fixes to provide you with a seamles experience across the app. - Bug fixes to enhance performance of the app. ### 1.7.5 — 2026-02-18 We're excited to share the newest enhancements in Swinto! This update brings some improvements and bug fixes to enhance your overall experience. Here's what's new: - User friendly enhancements in Exchange feature. - Minor UI fixes to provide you with a seamles experience across the app. - Bug fixes to enhance performance of the app. ### 1.7.4 — 2026-01-12 We're excited to share the newest enhancements in Swinto! This update brings some improvements and bug fixes to enhance your overall experience. Here's what's new: - User friendly enhancements in Exchange feature. - Minor UI fixes to provide you with a seamles experience across the app. - Bug fixes to enhance performance of the app. ## Apps similar to Swinto | App | Rating | Price | Category | | --- | --- | --- | --- | | [NLB Pay](https://appshunter.io/ios/app/nlb-pay/id1509897528) | 4.4 (74) | Free | Finance | | [ProCredit MobileSign](https://appshunter.io/ios/app/procredit-mobilesign/id1290746242) | 4.0 (4) | Free | Finance | | [Raiffeisen ON](https://appshunter.io/ios/app/raiffeisen-on/id1194478857) | 4.1 (35) | Free | Finance | | [Cash Plus Digital](https://appshunter.io/ios/app/cash-plus-digital/id6670207204) | 4.0 (1) | Free | Finance | | [BKT Kosova Mobile](https://appshunter.io/ios/app/bkt-kosova-mobile/id1112961398) | 3.3 (15) | Free | Finance | | [eKesco - Fatura Online](https://appshunter.io/ios/app/ekesco-fatura-online/id1441420415) | 3.3 (28) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-02.*