# Swipe-Smart — Pick the right credit card > Credit card cashback management and optimization tool. (iPhone/iPad app by William Wong.) - Source: https://appshunter.io/ios/app/swipe-smart/id6680188654 (this page in markdown: same URL + `.md`) - Developer: [William Wong](https://appshunter.io/developer/1768239924) - Category: Shopping, Finance - Price: Free - Rating: 5.00/5 from 10 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 18.0 · 1 MB - Languages: English - Released: 2024-09-16 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/swipe-smart/id6680188654/reviews.md ## What is Swipe? Manage Cashback Rewards - Add and edit cashback rewards for your credit cards in various categories like groceries, gas, dining, and travel. Customize Categories - Add, edit, and reorder your purchase categories to accurately enter your rewards information. Shop Smarter - Choose the best credit card every time you check out. Swipe-Smart automatically calculates and displays the card with the highest cashback reward for each purchase category. - View all credit cards with rewards in a category, from highest to lowest cashback percentage. Upcoming and expired rewards are grayed out and moved to the bottom for easy reference. ## Key features - Manage cashback rewards - Customize purchase categories - Automatic best card calculation - View rewards by category - Track upcoming/expired rewards ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/swipe-smart/id6680188654/reviews.md ### 5/5 — Very useful app! *2024-10-09* This app does exactly what I need! Previously, I had to use the Notes app to keep track, but it was not easy to read the information. This app is so straightforward and easy to use. It even allows me to set future rewards information. My Discover card has 5% cash back for different categories each quarter. The app will update the active and expired rewards automatically. So useful! ### 5/5 — Exactly What I Need *2024-09-25* I have finally found a useful app to manage all my credit card rewards. It’s been so hard to keep track with all the different credit card promotions until now. It’s very straightforward and easy to use. ### 5/5 — Amazing app!! *2024-09-17* Very useful😍 ### 5/5 — Excellent app! *2024-09-17* Been waiting a long time for an app that does exactly this. I frequently have to remember which card to use for purchase categories, in order to get the most cash back rewards. This is so easy to use! Thanks for developing this app. ## Frequently asked questions about Swipe ### What is Swipe-Smart? Swipe-Smart is a free mobile application designed to help users manage and maximize their credit card cashback rewards. It automatically identifies the best credit card for each purchase category to ensure you get the highest possible cashback. ### How does Swipe-Smart calculate cashback? Swipe-Smart allows you to input your credit card rewards and then compares them against your purchase categories. It automatically displays the card with the highest cashback percentage for each transaction type. ### Can I customize categories in Swipe-Smart? Yes, you can add, edit, and reorder your purchase categories within Swipe-Smart. This customization ensures accurate reward tracking for your specific spending habits. ### Does Swipe-Smart show upcoming or expired rewards? Yes, Swipe-Smart clearly indicates upcoming and expired rewards by graying them out and moving them to the bottom of the list. This makes it easy to reference and manage your rewards. ### What devices is Swipe-Smart available on? Swipe-Smart is available on iPhones and iPads, making it accessible for iOS users. ### Is Swipe-Smart free to use? Yes, Swipe-Smart is completely free to download and use. It does not have any in-app purchases or subscription fees. ### Does Swipe-Smart have ads? No, Swipe-Smart does not contain advertisements, providing an uninterrupted user experience. ### How often is Swipe-Smart updated? Swipe-Smart was last updated on December 30, 2024, with version 2.1. This indicates regular maintenance and potential feature additions. ## Version history (last 5 releases) ### 2.1 — 2024-12-30 UI adjustments. Bug fixes. ### 2.0 — 2024-12-28 UI overhaul. ### 1.0.3 — 2024-09-27 Added date checker to automatically update reward active status. ### 1.0.2 — 2024-09-24 Fixed data load error. ### 1.0.1 — 2024-09-20 Allow start date to be set in the future. 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Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*