# SwipeIQ — Right card. Every time. > Right card. Every time. (iPhone/iPad app by Vikassh Dalal.) - Source: https://appshunter.io/ios/app/swipeiq/id6761018945 (this page in markdown: same URL + `.md`) - Developer: [Vikassh Dalal](https://appshunter.io/developer/1876937154) - Category: Finance, Shopping - Price: Free - Age rating: 4+ - Requires: iOS 17.0 · 18 MB - Languages: American English - Released: 2026-04-01 - Data updated: 2026-08-20 - User reviews in markdown: https://appshunter.io/ios/app/swipeiq/id6761018945/reviews.md ## What is SwipeIQ? SwipeIQ helps you choose the right credit card before you pay. Turn your wallet into a smarter, calmer card assistant. SwipeIQ helps you understand which card to use, why it matters, and what wallet moves are worth reviewing. Use SwipeIQ to check everyday purchases, high-value purchases, recurring bills, annual fees, benefits, and missed reward opportunities — all in one clean wallet experience. What SwipeIQ helps you do: • Find the best card for a purchase Check groceries, coffee, gas, dining, travel, electronics, bills, foreign currency, and more. • Understand why a card is recommended See the rule, expected reward, confidence level, and caveats behind each recommendation. • Build personal wallet rules Create a simple rulebook for the cards you already carry, so you do not need to guess at checkout. • Review recurring bills See which bills may earn more when moved to a better card. • Check high-value purchases Compare rewards, points, protection signals, backup cards, and caveats before travel, electronics, car rentals, business purchases, or foreign-currency spend. • Track monthly wallet value Review missed upside, bill moves, benefits, annual-fee checks, and underused cards. • Audit rewards and fees Compare expected versus actual rewards and review important card activity. • Use widgets and Siri Get quick card guidance, wallet reminders, and monthly report shortcuts without digging through the app. • Stay in control Manage reminders, preferences, privacy, profile details, saved wallet rules, and account settings. SwipeIQ is designed to feel smart, calm, trustworthy, fast, clear, protective, practical, premium, and helpful without being judgmental. SwipeIQ does not issue cards, process payments, or provide financial advice. Rewards, benefit values, and protection checks are estimates based on available card information and your saved wallet setup. Always confirm important benefits, insurance coverage, fees, limits, and issuer terms before relying on a card decision. Right card. Every time. ## Version history (last 5 releases) ### 1.38.8 — 2026-08-14 SwipeIQ is now more complete, accurate, and easier to use. What’s improved: • The Wallet issuer picker now shows every published Canadian issuer and supports instant search. • Selecting an issuer now reliably shows all matching published cards. • Card presentation has been refined with premium rounded artwork and clearer visual hierarchy. • Wallet simulation, recurring controls, reusable merchant corrections, and Card ROI are easier to use. • Card rules, caps, exclusions, promotions, and benefit details have been strengthened. • Subscription, restore, privacy, account deletion, and data-protection flows have been hardened. • Accessibility, reliability, and performance improvements throughout. Rewards and benefits can change. Always confirm important limits, exclusions, insurance coverage, and issuer terms. ### 1.38.0 — 2026-05-11 Wallet Autopilot is here. This update redesigns SwipeIQ around faster, clearer card decisions. New and improved: • Best Card Now See the best card for a purchase, expected value, confidence, and a simple “why this card” explanation. • Why This Card Review the reward rule, confidence level, caveats, and source details behind a recommendation. • Wallet Rules Build a personal rulebook for groceries, coffee, dining, gas, travel, bills, protection, and backup cards. • Weekly Autopilot Review recurring bill moves, annual-fee checks, benefits to use, and important wallet actions. • Monthly Report See missed upside, bill moves, benefits, audits, underused cards, and reminder strategy in a cleaner report. • High-Value Checks Check electronics, travel, hotels, car rentals, business expenses, and foreign-currency purchases before paying. • Search Find the best card for a merchant, category, or purchase scenario. • Audits Compare expected and actual rewards, review fees, and verify important card activity. • Widgets and Siri Use SwipeIQ faster from your Home Screen, Lock Screen, Shortcuts, and Siri. • Settings and Help Center Updated profile controls, preferences, privacy, resources, trust methodology, and support content. Also included: • refined premium UI • improved card visuals and icons • cleaner text hierarchy • better trust and caveat messaging • improved empty states • bug fixes and performance improvements ### 1.37.4 — 2026-05-01 SwipeIQ is now smarter, faster, and more trustworthy when helping you choose the best card for every purchase. - A redesigned Today experience makes it easier to see which card to use now, what you’ll earn, and why it wins. - Smarter reward math separates cashback, points, travel protection, benefits, and verification status more clearly. - Improved travel recommendations now better distinguish best cashback, best points, and best protection options. - Stronger reward safety checks block suspicious or unverified catalog data from producing unrealistic recommendations. - Wallet, Search, Rewards Leak Scan, and Audits have been refined for clearer card data, cleaner explanations, and better everyday usability. - Performance, logging, catalog handling, and visual polish have been improved across the app. This update focuses on making SwipeIQ feel more reliable, easier to understand, and more useful before every purchase. ### 1.25.2 — 2026-04-21 SwipeIQ is now faster, clearer, and more reliable across your daily card decisions. Improved reward display accuracy for cashback, points, and miles Better consistency across Today, Search, and category recommendations Smarter recommendation details so it’s easier to understand why a card wins Polished Settings experience and versioning improvements Fixed layout issues on iPhone and iPad, including clipped detail screens Performance, stability, and UI refinements throughout the app ### 1.1 — 2026-04-07 What’s New Added richer real-card artwork in Wallet for supported cards, with cleaner presentation when live card images are available. Improved Wallet card summaries so earnings are shown in a more consistent, easier-to-scan format. Added a better “More benefits” experience so card perks and protections are easier to review. Improved add-card flow so selecting a card is more convenient and card details are clearer before saving. Fixed Canadian card currency display issues so CAD cards are no longer shown with U.S. pricing by mistake. Fixed cashback/reward formatting issues that could show incorrect percentages. Improved wallet stability when catalog data contains duplicate card entries. Refreshed card metadata handling so updated rewards, benefits, verification details, and card art load more reliably. ## More apps by Vikassh Dalal - [Aurmora Skincare Proof](https://appshunter.io/ios/app/aurmora-skincare-proof/id6794491712) All apps by Vikassh Dalal: https://appshunter.io/developer/1876937154 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*