# SwipeNG- Interest-free credit

> Interest-free credit, savings vaults, and payment services for personal finance management. (iPhone/iPad app by PURPLE MONEY MFB LIMITED.)

- Source: https://appshunter.io/ios/app/swipeng-interest-free-credit/id1501370616 (this page in markdown: same URL + `.md`)
- Developer: [PURPLE MONEY MFB LIMITED](https://appshunter.io/developer/1468657823)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 3.80/5 from 5 App Store ratings · 2 written reviews indexed
- Age rating: 17+
- Requires: iOS 10.0 · 87 MB
- Languages: English
- Released: 2020-03-13
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/swipeng-interest-free-credit/id1501370616/reviews.md

## What is SwipeNG?

Interest free credit cards, money management and make payments- One-stop shop for convenient personal financial services 
It is secure, reliable and works 24/7

FEATURES 

Card

The interest free credit card can be used for online transactions on any platform that makes use of Rave by flutterwave to process payment such as Uber, Konga, Nairabox, Airpeace, Dana Airways just to name a few. 

Vaults

With our unique vaults, you can create a plan depending on your financial needs and get competitive interest rates on your funds depending on the plan and at the close of the vault. The money you lock in your vault is NDIC insured and safe. 

Wallet

Fund your wallet and set a spending budget for the month. With your wallet, your funds are always at the palm of your hands and you can transfer to any bank of your choosing anytime. 

Payment

Top up your airtime, data and pay your cable and electricity on your swipe.ng app making use of either your wallet or your Vault Card

WHY SWIPE.NG

- Payments made possible with the SwipeCard
- No interest on credit on credit cards
- No penalty on unused funds
- Save yours, spend ours
- Access to funds at all times 
- No documentation required
- Clear and easy to understand plus no hidden charges 
- Competitive interest on deposits 

GET IN TOUCH

## Key features

- Interest-free credit card
- Secure savings vaults with competitive interest
- Funded wallet with spending budgets
- Easy money transfers to any bank
- Bill payments for airtime, data, and utilities
- No documentation required
- No hidden charges

## Recent user reviews (2 of 2)

All indexed reviews: https://appshunter.io/ios/app/swipeng-interest-free-credit/id1501370616/reviews.md

### 1/5 — Most useless app

*2021-04-21, version 1.1.6*

Most useless app . After taking my 550 to bind card , now they told me there’s not enough information to offer me loan

### 5/5 — So Real

*2021-04-01, version 1.1.6*

I was very skeptical about this app until I downloaded. So real and fast in disbursement

## Frequently asked questions about SwipeNG

### What is SwipeNG's interest rate on credit cards?

SwipeNG offers interest-free credit on its credit cards. This means you can use the credit without incurring additional interest charges.

### How secure are the vaults in SwipeNG?

The vaults in SwipeNG are NDIC insured and described as safe. You can create savings plans with competitive interest rates on your funds.

### Can I transfer money from SwipeNG to any bank?

Yes, you can fund your wallet and transfer funds to any bank of your choosing anytime. This provides flexibility in managing your money.

### What kind of bills can I pay with SwipeNG?

You can top up your airtime and data, and pay your cable and electricity bills directly through the SwipeNG app. Payments can be made using your wallet or Vault Card.

### Does SwipeNG require documentation to use?

No, SwipeNG states that no documentation is required to use its services. This aims to simplify the onboarding process for users.

### What devices does SwipeNG support?

SwipeNG is available on iPhone, iPad, iPod, and Apple Watch. This broad compatibility ensures access across various Apple devices.

### How often is SwipeNG updated?

The latest version of SwipeNG is 1.1.13, which was last updated on November 4, 2021. Users can expect updates to improve functionality and security.

### What is the user rating for SwipeNG?

SwipeNG has a rating of 3.8 stars from 5 ratings. This indicates a generally positive but mixed user reception.

## Version history (last 1 release)

### 1.1.13 — 2021-11-04

This update address issues related to credit request.

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## More apps by PURPLE MONEY MFB LIMITED

- [Purple Money Mobile](https://appshunter.io/ios/app/purple-money-mobile/id1468657824)
- [MyLandlord - Loans for Rent](https://appshunter.io/ios/app/mylandlord-loans-for-rent/id1557878399)

All apps by PURPLE MONEY MFB LIMITED: https://appshunter.io/developer/1468657823

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
