# SwipeSmart – Max Card Rewards > Instantly optimize credit card usage for maximum rewards at checkout. (iPhone/iPad app by Sash Ventures LLC.) - Source: https://appshunter.io/ios/app/swipesmart-max-card-rewards/id6761735732 (this page in markdown: same URL + `.md`) - Developer: [Sash Ventures LLC](https://appshunter.io/developer/1891169825) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 41 MB - Languages: English - Released: 2026-04-28 - Data updated: 2026-07-08 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/swipesmart-max-card-rewards/id6761735732/reviews.md ## What is SwipeSmart? Max rewards. Every swipe. SwipeSmart instantly tells you which credit card to use at checkout so you never miss points, miles, or cash back again. Stop guessing. Start optimizing. HOW IT WORKS Enter your cards once. SwipeSmart analyzes category bonuses, rotating offers, and rewards multipliers. At checkout, it shows the best card in seconds. No spreadsheets. No mental math. KEY FEATURES Real-Time Card Optimization Instantly see which card earns the most for dining, travel, groceries, gas, and more. Smart Reward Tracking Know exactly how many points you're earning per transaction. Maximize Bonuses & Rotating Categories Never miss 5x or limited-time offers again. SwipeSmart automatically tracks quarterly rotating categories for Chase Freedom, Discover It, and more. PREMIUM FEATURES (subscription required) Monthly Rewards Calculator Enter your monthly spending and see exactly how much you'll earn across all your cards. Debt Optimizer Enter high-interest balances and get balance transfer recommendations to reduce interest payments. Private & Secure All your card data stays on your device. We don't collect, sell, or share anything. Built for Speed Designed for quick decisions at the point of sale. PERFECT FOR • Travel rewards enthusiasts • Cash back maximizers • Families managing multiple cards • Anyone who wants effortless optimization WHY SWIPESMART? Most people leave hundreds of dollars in rewards unused every year. SwipeSmart makes sure you don't. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Real-time card optimization at checkout - Smart reward tracking per transaction - Maximizes category bonuses and rotating offers - Debt optimizer for balance transfer recommendations - Monthly rewards calculator ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Premium Monthly | $2.99 | per month | | Premium Yearly | $19.99 | per year | ## Frequently asked questions about SwipeSmart ### How does SwipeSmart help me maximize rewards? SwipeSmart analyzes your credit cards' category bonuses, rotating offers, and rewards multipliers. At checkout, it instantly shows you which card will earn you the most points, miles, or cash back for that specific purchase. ### Is SwipeSmart free to use? The core features of SwipeSmart are free to use. Premium features, such as the Monthly Rewards Calculator and Debt Optimizer, require a subscription. There are free trials available for both monthly and yearly premium plans. ### What are the premium features in SwipeSmart? Premium features include a Monthly Rewards Calculator to estimate earnings based on spending and a Debt Optimizer that provides balance transfer recommendations to reduce interest payments on high-interest debt. ### How secure is my credit card data with SwipeSmart? SwipeSmart prioritizes privacy and security. All your card data stays on your device, and the app does not collect, sell, or share any of your information. ### Does SwipeSmart track rotating credit card categories? Yes, SwipeSmart automatically tracks quarterly rotating categories for popular cards like Chase Freedom and Discover It, ensuring you don't miss out on bonus rewards. ### What devices does SwipeSmart support? SwipeSmart is available on iPhone and iPad devices. ### How often is SwipeSmart updated? The latest version of SwipeSmart is 1.2, and it was last updated on May 13, 2026. Updates typically include new features, performance improvements, and bug fixes. ### What is the age rating for SwipeSmart? SwipeSmart has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 3 releases) ### 1.3 — 2026-06-30 Added Discover and Chase Freedom family categories for 3Q26 ### 1.2 — 2026-05-13 • Updated annual fees for Amex Platinum, Amex Business Platinum, Amex Gold, Amex Business Gold, Amex Delta Platinum, Chase Sapphire Reserve, Chase United Explorer, Quest, Club and Business cards, Capital One Savor, Wells Fargo Choice Privileges Select, and US Bank Altitude Connect • Renamed "Optimize" tab to "Best Card" for clarity • New grid/table view toggle in Best Card tab — switch between card artwork grid and a compact list view • Monthly Rewards Calculator now shows earned reward amount below each spend input • Location-based card suggestions — tap the location icon in Best Card tab to get a card recommendation when you're near a store ### 1.0 — 2026-04-28 No release notes. ## More apps by Sash Ventures LLC - [GitaVerse Daily](https://appshunter.io/ios/app/gitaverse-daily/id6771476012) All apps by Sash Ventures LLC: https://appshunter.io/developer/1891169825 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-08.*