# Swisscard — Keep control of card payments

> Mobile app for managing credit card payments and transactions. (iPhone/iPad app by Swisscard.)

- Source: https://appshunter.io/ios/app/swisscard/id1181860241 (this page in markdown: same URL + `.md`)
- Developer: [Swisscard](https://appshunter.io/developer/1181860210)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 271 App Store ratings · 93 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 150 MB
- Languages: American English, French (France), German (Germany), Italian
- Released: 2017-01-05
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/swisscard/id1181860241/reviews.md

## What is Swisscard?

With the free Swisscard app, you have your cards under control at all times, even when you’re on the move. The advantages for you:

Security thanks to the Swisscard app
•  Check and confirm online payments in real time.
•  Push notification for each transaction
•  Block and unblock cards at any time.

Spending under control
•  You’ll always know how much money you have left to spend.
•  Check your monthly statement.
•  Filter transactions by amount, date or card.

Everything to do with your card
•  Display a PIN code or order one by mail.
•  Order a replacement card in case of loss.
•  Manage notifications.
•  Change your address.

The Swisscard app guides you through the registration process in just a few steps. 

Download the Swisscard app and register now. So you can always keep an eye on all your spending and cards.

More information can be found in our help center: swisscard.ch/help 

Do you have any questions or suggestions for improvements? Contact our customer center on +41 44 659 61 84 or at swisscard.ch/en/contact

## Key features

- Real-time online payment confirmation
- Transaction push notifications
- Card blocking and unblocking
- Spending limit tracking
- Monthly statement review
- Transaction filtering
- PIN code display/ordering

## What do users think of Swisscard?

Overall sentiment: negative

**Pros**

- 👍 Clear and functional app (German review)
- 👍 Reliable and inexpensive card
- 👍 Great service and people on the phone
- 👍 Friendly and easy to understand for newcomers
- 👍 Works well and shows desired information
- 👍 Good app, intuitive
- 👍 Coole App, happy about new features
- 👍 Great app, much better than previous one
- 👍 Nice app, works well
- 👍 Good app, like it

**Cons**

- 🐛 App not showing card balance
- 🐛 Deactivated paperless statements
- 🐛 Not receiving payment approval notifications
- 🐛 Full of errors and bugs
- 🐛 No way to set expense limits
- 🐛 App has daily problems
- 🐛 Incompatible with older iOS versions
- 🐛 Registration issues with SMS codes
- 🐛 Incorrect information provided
- 🐛 Card data incorrect, cannot proceed
- 🐛 Limited functionality for Platinum card
- 🐛 Outdated app, requires calling bank
- 🐛 Cannot use password manager for registration
- 🐛 Passwords cannot be copied
- 🐛 Show PIN code not working
- 🐛 Does not work well, needs modernization
- 🐛 Un-user friendly, slow
- 🐛 Lack of download/export functionality
- 🐛 No way to fix expense limits
- 🐛 App crashes or freezes
- 🐛 SMS codes not received or delayed
- 🐛 TouchID/FaceID issues
- 🐛 Password reset not working
- 🐛 Web portal deactivated, app is replacement
- 🐛 No CSV/Excel export
- 🐛 App not working on iPad
- 🐛 No computer access
- 🐛 PDF only, no data processing
- 🐛 Customer service unresponsive
- 🐛 App is a step backwards
- 🐛 No transaction data access
- 🐛 Unfinished product launched
- 🐛 Cannot register card
- 🐛 No expense tracker
- 🐛 No foreign currency conversion rate shown
- 🐛 Useless app, unknown error on login
- 🐛 Screen formatting makes data unreadable
- 🐛 Registration failed with incorrect details
- 🐛 No access to cards, statements, or balance payment
- 🐛 Reduced functionality after update
- 🐛 No categories for spending tracking
- 🐛 Start page doesn't automatically apply Touch ID
- 🐛 Expense assistant removed
- 🐛 Junk app, does not open
- 🐛 Stuck when switching to messages for SMS code
- 🐛 Payments not shown until debited
- 🐛 Error 404
- 🐛 Balance does not update
- 🐛 Design and function weak
- 🐛 Barebones app
- 🐛 Unstable, loses login details
- 🐛 TouchID login crashes since iOS 13
- 🐛 Unstructured and unclear design
- 🐛 Server errors during registration
- 🐛 Main features removed
- 🐛 No real-time updates
- 🐛 Transactions delayed
- 🐛 Cannot see open amounts for current period
- 🐛 No save/print/forward function
- 🐛 Server error on login
- 🐛 App complains iPhone is jailbroken
- 🐛 Transactions take days to show up
- 🐛 Data not updated frequently enough
- 🐛 Unspecified error after update, cannot login
- 🐛 Information outdated
- 🐛 No SMS/notification for instant transactions
- 🐛 Credit card month view missing
- 🐛 No logic in destroying working features
- 🐛 Returns years back, loses real-time data
- 🐛 Cannot see current period open amounts
- 🐛 Primitive app, not real-time
- 🐛 Unusable, PIN error
- 🐛 Lacks basic functionality (paid currency, exchange rate)
- 🐛 Not worth downloading

**Commonly reported bugs**

- Card balance disappeared
- Links to 'report a problem' do not work
- Paperless statements deactivated after update
- Not receiving payment approval notifications
- App is full of errors and bugs
- App has daily problems
- Latest version for iOS 16, incompatible with older versions
- Cannot exit to read SMS code during iPhone registration
- DSW shuts down when selecting 'a different one' for code verification
- Cannot use password manager to register
- Passwords cannot be copied
- Show PIN code not working
- App does not work well, needs modernization
- App is un-user friendly and slow
- Lack of download/export functionality
- No way to fix expense limits
- App crashes or freezes
- SMS codes not received or delayed
- TouchID/FaceID issues
- Password reset not working
- Web portal deactivated, app is replacement
- No CSV/Excel export
- App not working on iPad
- No computer access
- PDF only, no data processing
- Customer service unresponsive
- App is a step backwards
- No transaction data access
- Unfinished product launched
- Cannot register card
- No expense tracker
- No foreign currency conversion rate shown
- Useless app, unknown error on login
- Screen formatting makes data unreadable
- Registration failed with incorrect details
- No access to cards, statements, or balance payment
- Reduced functionality after update
- No categories for spending tracking
- Start page doesn't automatically apply Touch ID
- Expense assistant removed
- Junk app, does not open
- Stuck when switching to messages for SMS code
- Payments not shown until debited
- Error 404
- Balance does not update
- Design and function weak
- Barebones app
- Unstable, loses login details
- TouchID login crashes since iOS 13
- Unstructured and unclear design
- Server errors during registration
- Main features removed
- No real-time updates
- Transactions delayed
- Cannot see open amounts for current period
- No save/print/forward function
- Server error on login
- App complains iPhone is jailbroken
- Transactions take days to show up
- Data not updated frequently enough
- Unspecified error after update, cannot login
- Information outdated
- No SMS/notification for instant transactions
- Credit card month view missing
- No logic in destroying working features
- Returns years back, loses real-time data
- Cannot see current period open amounts
- Primitive app, not real-time
- Unusable, PIN error
- Lacks basic functionality (paid currency, exchange rate)
- Not worth downloading

**Most requested features**

- Add ability to fix expense limits
- Provide better protection with insurance for users of expense limits
- Reinstate previous app version for older iOS
- Add print or download functionality for all purchase details
- Implement a normal calendar view for expenses
- Provide option to export data in OFX format
- Add SMS/notification for transactions made instantly
- Add credit card month view
- Option to print
- Real-time transaction notifications
- Add expense tracker and restore lost data
- Restore expense assistant feature
- Add SMS/notification for transactions made instantly
- Add credit card month view
- Option to print
- Real-time transaction notifications
- Add expense tracker and restore lost data
- Restore expense assistant feature
- Dark mode option
- Advanced analytics dashboard
- CSV export functionality
- iPad version
- Computer access
- Real-time updates
- Ability to see open amounts for current period
- Save/print/forward function
- Ability to see paid currency and exchange rate
- More features
- Instant transaction notifications
- Calendar view for expenses
- Export data in CSV or OFX format
- Desktop version
- Ability to set spending limits
- Option to print transaction details
- Restore expense tracker functionality
- Add expense categories
- Automatic Touch ID application on start page
- Restore expense assistant
- Real-time transaction display
- Ability to see open amounts for current period
- Save/print/forward function
- Ability to see paid currency and exchange rate
- More features
- Instant transaction notifications
- Calendar view for expenses
- Export data in CSV or OFX format
- Desktop version
- Ability to set spending limits
- Option to print transaction details
- Restore expense tracker functionality
- Add expense categories
- Automatic Touch ID application on start page
- Restore expense assistant
- Real-time transaction display

## Recent user reviews (10 of 93)

All indexed reviews: https://appshunter.io/ios/app/swisscard/id1181860241/reviews.md

### 3/5 — Card balance disappeared

*2026-06-10, version 2.41.2*

The app went through significant improvements but it looks like with the latest release it is not showing the card balance anymore. Links to “report a problem” does not work

### 1/5 — Automatically Deactivated Paperless Statements

*2026-03-10, version 2.40.0*

Terrible service! App deactivated the paperless statements after an update! A shame! Now I have to pay 1.95CHF in "paper handling fees"! You don’t say 🙄 Ridiculous!

### 5/5 — Eine tolle App

*2025-12-17, version 2.38.0*

Selten eine so tolle übersichtliche und funktionale App von einer Bank gehabt. Klare Empfehlung. Auch der Kundenservice ist absolutTop ! 5 Sterne von mir.

### 4/5 — Not receiving payment approval notifications

*2025-11-17, version 2.37.6*

I’m no longer receiving payment approval notifications in the app. Notifications are enabled. Is this  known  issue?

### 1/5 — Worst credit card app ever

*2025-09-20, version 2.37.2*

Full of errors and bugs. It never works, it’s so frustrating

### 3/5 — À good App but a important limitation

*2025-08-25, version 2.36.4*

Å good App easy to use with cards which are added in an automated way by AECS. But a limitation which makes the use of credit card dangerous: there is no way to fix a limit to the expenses as it is the case, e.g., with Credit Mutuel or Banco Sabadell. When the bank gives you a credit limit of , e.g., 3’000, you can fix the expense limit to 1’000 thus limiting the risk of large financial impact in case of fraud. The bank should even offer a better protection with an insurance to those customers actively using such a possibility

### 2/5 — Moltissimi Bug

*2025-07-25, version 2.36.1*

L’app ha un problema un giorno si l’altro pure!
Peccato, potete fare di meglio

### 1/5 — I’m out!

*2025-05-19, version 2.30.1*

This latest version is for iOS 16. It is wrong to assume we all have the latest phone & run iOS 16.  The developer should have a) checked to see how many customers have  this iOS beforehand, and b) continued to provide the previous version for people like me that don’t have iOS 16 compatible phones! I am locked out of the app & can’t authorize payments…I’m closing my relationship with you Swisscard (AMEX) unless you reinstate the previous version!

### 1/5 — DSW

*2025-02-22, version 2.31.1*

Tried to register by iphone and dsw platform would not let me exit to read the SMS code (doh!).
So entered and registered card via ipad.
Then entered my account to read details- the dsw sends me another code on my phone…. then asks “did you receive this code on this machine (ie the ipad) or a different one.”
When I press “a different one” dsw shuts me down and says call the helpline.
This is not just daft, it is stupid.
Does no developer ever check his own work?

### 5/5 — Amex

*2025-01-11, version 2.30.0*

You can use my referral code to receive more point (75’000 MR) 

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If you apply for an amex platinum use my code .

## Frequently asked questions about Swisscard

### What does the Swisscard app do?

The Swisscard app allows you to manage your credit card payments and transactions securely from your mobile device. It provides real-time control over your cards, helping you monitor spending, confirm online payments, and protect against unauthorized use.

### What are the key features of the Swisscard app?

Key features include real-time confirmation of online payments, push notifications for every transaction, the ability to block and unblock cards instantly, tracking of remaining spending limits, and access to monthly statements with transaction filtering options.

### Is the Swisscard app free to use?

Yes, the Swisscard app is free to download and use. There are no in-app purchases or advertisements mentioned in the provided description.

### How can I get help or contact customer support for the Swisscard app?

You can find more information in the app's help center at swisscard.ch/help. For questions or suggestions, you can contact their customer center by phone at +41 44 659 61 84 or via their website at swisscard.ch/en/contact.

### What are common use cases for the Swisscard app?

Common use cases include instantly checking your available spending limit, reviewing your monthly credit card statement, quickly blocking a lost or stolen card, and confirming online purchases as they happen to ensure security.

## Version history (last 5 releases)

### 2.44.1 — 2026-08-24

What's new? 

- Access your account from multiple devices and enjoy a seamless experience across all your devices.
- Easy device binding via QR code: New smartphone? No problem. From now on, you can easily transfer the app from your old phone to your new one. 
- Manage connected devices. View the devices connected to your account and remove them if necessary. 

Thank you for using the Swisscard App

### 2.43.0 — 2026-07-28

What's new? 

- Bug fixes and performance improvements for an even smoother app experience.

Thank you for using the app!

### 2.42.0 — 2026-06-17

Swisscard continuously carries out updates and makes improvements to constantly enhance your customer experience. This version contains several minor updates.

### 2.41.2 — 2026-06-03

Swisscard continuously carries out updates and makes improvements to constantly enhance your customer experience. This version contains several minor updates.

### 2.41.1 — 2026-05-06

Swisscard continuously carries out updates and makes improvements to constantly enhance your customer experience. This version contains several minor updates.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
