# Switch: Move Money Your Way — Banking, Events & Debit Cards

> All-in-one payment app for group banking, events, and debit cards. (iPhone/iPad app by Grink.)

- Source: https://appshunter.io/ios/app/switch-move-money-your-way/id1289400001 (this page in markdown: same URL + `.md`)
- Developer: [Grink](https://appshunter.io/developer/1289400000)
- Category: Finance, Social Networking
- Price: Free with in-app purchases
- Rating: 4.40/5 from 503 App Store ratings · 124 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 194 MB
- Languages: American English
- Released: 2018-02-01
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/switch-move-money-your-way/id1289400001/reviews.md

## What is Switch?

Switch is the ultimate all-in-one payment app designed for you and your friends. Whether you’re splitting rent, planning a group trip, or organizing a charity event, Switch makes managing money together easy and hassle-free. Join over 100,000 college students and 1,000 Greek organizations who trust Switch to simplify their money and make something happen.

Key Features

Shared Bank Accounts & Debit Cards:
- Create shared bank accounts with friends.
- Instantly issue virtual and physical VISA debit cards to anyone.
- Set spending limits, receive real-time notifications, and freeze or unfreeze cards with a tap.

MoneyPools for Group Collections:
- Easily collect money as a group with MoneyPools.
- See who paid and who hasn’t in real-time. 
- Set collection goals, send out text blasts, and track contributions in real-time.
- Enjoy seamless contributions via Apple Pay—no app download required for participants.
- Perfect for events, weekend trips, rent, dinners and more.

No Hidden Fees: 
- Enjoy a fee-free experience with no per-member, overdraft, account creation, or minimum balance fees. 
- Access 42,000+ fee-free ATMs at popular locations like Target, 7-Eleven, Walgreens, and more.
- Transfer payments into Switch by bank (free), debit (1%), or credit (3%).

Cash Back Rewards & Exclusive Perks: 
- Earn cash back rewards and enjoy exclusive offers at hundreds of retailers.

Create business accounts for fraternities, sororities, and clubs 
- Create an account in less than two minutes.
- Create spending accounts for every committee: social, brotherhood/sisterhood, meals, etc, each with their own permissions and controls. 
- Collect money faster with MoneyPools for philanthropies, dues, social events, formals, and merch drops. 
- Integrate with QuickBooks to simplify budgeting and accounting tasks.
- Transfer account to new leadership super fast. 

Switch is the only free, organized way to manage group money—making it easier than ever to move money your way. Download Switch today and join the movement toward smarter, simpler financial management!


___________


PRIVACY AND SAFETY are our top priority. We're the most secure and HIPAA, SOC 2, & GDPR-ready chat out there. Regarding payments, we use Transport Layer Security (TLS) bank-grade encryption using 256-bit keys to keep your money safe.

*Switch is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. The Switch Visa Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the term and conditions of the sweep program at https://thread.bank/sweep-disclosure and a list of program banks at https://thread.bank/program-banks. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

## Key features

- Shared bank accounts and debit cards
- Group money collection with MoneyPools
- Real-time spending notifications
- Fee-free banking and ATMs
- Cash back rewards and perks
- Business accounts for organizations

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual Pro Subscription | $99.99 | per year |
| Monthly Premium Subscription | $150.00 | per month |
| Monthly Pro Subscription | $15.00 | per month |
| Monthly Pro Subscription | $7.99 | per month |
| Annual Premium Gold | $59.99 | per year |
| Weekly Premium Gold | $2.99 | per 7 days |
| Weekly Pro Subscription | $2.99 | per 7 days |
| Weekly Premium Subscription | $9.99 | per 7 days |
| Annual Pro Subscription | $59.99 | per year |
| Weekly Premium+ Subscription | $99.99 | per 7 days |
| Monthly Premium+ Subscription | $179.99 | per month |
| Annual Premium+ Subscription | $1000.00 | per year |
| Monthly Premium Gold | $7.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Gold Lifetime Purchase | $150.00 | one-time |


## What do users think of Switch?

Overall sentiment: positive

**Pros**

- 👍 Convenient for group payments
- 🚀 Efficient for collecting dues and fees
- 💡 Helpful for managing organization finances
- 👍 Intuitive and user-friendly interface
- 🚀 Streamlines payment processes
- 👍 Transparent tracking of payments

**Cons**

- 🐛 Occasional app crashes and bugs
- 🔒 Concerns about identity verification and account suspension
- 💰 High transaction fees for credit card payments
- 🐛 Reported issues with app functionality and updates

**Commonly reported bugs**

- App freezing and crashing during payment attempts
- Account suspension and verification issues
- Inconsistent app performance and functionality

**Most requested features**

- Expand payment options beyond just bank account and credit card
- Improve customer support responsiveness
- Enhance security and fraud prevention measures
- Provide more detailed financial reporting and analytics

## Recent user reviews (10 of 124)

All indexed reviews: https://appshunter.io/ios/app/switch-move-money-your-way/id1289400001/reviews.md

### 5/5 — Great app for Clubs and Organizations

*2026-07-24*

This will be our second year using this app to handle our finances for our club.  It has been great so far, super easy to use and we love the features it has.  The money pool feature makes collecting dues very convenient and easy to keep track of.  If any issues arise, they are quick to respond and extremely helpful.  Highly recommend!

### 5/5 — Easy Banking

*2026-06-30*

I am a treasurer at Oregon State University, and we started using Switch about a year ago. It has been incredibly easy and efficient for managing our chapter’s finances, tracking spending, and budgeting much easier. The Switch team understands how fraternities operate and has been responsive and helpful whenever we’ve needed support. We look forward to continuing to use Switch as it replaces our older financial management tools.

### 5/5 — Better than any other program for collecting money

*2026-06-02, version 205.0.9*

As a college treasurer in Orlando. No other program comes close to the ease of access that you get with Switch. Even something as simple as instant transfers and creating pools to better organize yourself is a game changer. Use it. You won't regret it.

### 5/5 — AMAZING APP

*2026-05-27, version 205.0.9*

Switch makes things so easy to pay for our events and always gets us the money we need in a timely manner. HIGHLY RECOMMEND

### 1/5 — Doesn’t work

*2026-03-27, version 204*

Verified my id, I get the text to sign in and it closes automatically. It’s useless and devs don’t seem to even notice

### 1/5 — Awful app

*2025-10-14, version 203.6.0*

Cannot access my funds, app won’t verify me after submitting photos of my ssn and passport.

### 1/5 — Lied about fees

*2025-08-26, version 203.5.0*

1% debit card fees

### 5/5 — Fantastic Company!

*2025-07-28, version 203.4.2*

Could not recommend this app more for your organization or business. Customer service is the best in class and everyone is working in seamless action to better the money movement environment. Download this app and I promise you you will not regret it.

### 5/5 — Switch is Awesome!

*2025-05-22, version 203.1.2*

I am the Treasurer of a CU Boulder Fraternity, and using Switch has made chapter operations indefinitely easier. Highly recommend using this platform as it makes dues collections and payment very convenient and organized. Also, the team behind Switch is very attentive and awesome. Overall, I’d highly recommend all chapters use this platform!

### 5/5 — Fraternity Game Changer!!!

*2025-05-11*

We’ve been using Switch for our fraternity, and it’s made managing finances easier and more transparent than ever. Whether it’s collecting rent, dues, or tracking payment plans, Switch keeps everything organized and easy to use.

As Treasurer, I especially appreciate the ability to issue custom debit cards for each officer or position. I can set budgets, spending limits, and monitor transactions in real-time. There’s no need to pass around the official bank card anymore — members can just use their own cards or Apple Pay.

One of the best features is that every member can see who has paid and who hasn’t — which really helps keep everyone on track without constant reminders.

The app itself is super intuitive and easy to use, with a clean interface. Plus, the customer support is outstanding — every time I’ve reached out with questions or needed guidance, their team has been quick, helpful, and genuinely informative.

Overall, Switch has made our financial operations smoother, more transparent, and much more manageable. I highly recommend it for any student organization or group managing shared funds.

Treasurer & Housing Manager
Phi Kappa Sigma - Beta Delta
Michigan State University

## Frequently asked questions about Switch

### What does the Switch app do?

The Switch app is an all-in-one payment platform designed for managing money with friends and groups. It allows you to create shared bank accounts, issue debit cards, collect money for events, and track group spending, making financial management hassle-free.

### What are the key features of Switch?

Key features include shared bank accounts and debit cards with customizable limits and notifications, MoneyPools for easy group collections with real-time tracking, and a fee-free banking experience. It also offers cash back rewards and exclusive perks.

### Is Switch free to use?

The app offers a fee-free experience for account creation, overdrafts, and minimum balances. While the core services are free, there might be associated fees for certain payment transfers (e.g., debit at 1%, credit at 3%).

### Who is the target audience for Switch?

The app is primarily designed for college students and Greek organizations, but it's also ideal for anyone planning group trips, events, or needing to manage shared expenses. It simplifies collecting and spending money as a group.

### How does Switch ensure the safety of my money?

Switch prioritizes privacy and safety, utilizing bank-grade encryption with 256-bit keys (TLS) for secure payments. Banking services are provided by Thread Bank, Member FDIC, offering FDIC insurance for deposited funds.

## Version history (last 5 releases)

### 206.2.0 — 2026-08-28

• Suggested wallets and pools so you can create one in a tap
• List or grid view for your wallets
• Compact receipts
• Updated card design

### 206.1.4 — 2026-08-20

• New wallet layout
• Redesigned MoneyPool intro
• Mail check: Face ID / passcode confirmation and easier form entry
• Fixed Add to Wallet

### 206.1.0 — 2026-08-19

• New wallet layout
• Redesigned MoneyPool intro
• Mail check: Face ID / passcode confirmation and easier form entry

### 206.0.2 — 2026-07-28

New layout changes
Referrals feature
New org creation flow
Deeplink fixes
Notifications and Contacts permissions fixes

### 206.0.0 — 2026-07-21

New layout changes
Referrals feature
New org creation flow

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## Related topics

[switch app](https://appshunter.io/ios/topics/switch-app)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*