# SWOFCU

> Mobile banking app for account management, bill payment, and fund transfers. (iPhone/iPad app by Southwest Oklahoma Federal Credit Union.)

- Source: https://appshunter.io/ios/app/swofcu/id1439491446 (this page in markdown: same URL + `.md`)
- Developer: [Southwest Oklahoma Federal Credit Union](https://appshunter.io/developer/601444120)
- Category: Finance
- Price: Free
- Rating: 4.89/5 from 306 App Store ratings · 5 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 100 MB
- Languages: English
- Released: 2018-10-29
- Data updated: 2026-09-14
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/swofcu/id1439491446/reviews.md

## What is SWOFCU?

Access your accounts when and where you want right in the palm of your hand.  It’s fast, secure and free access to your accounts anytime, anywhere.  You have access to check your balances, pay bills and transfer money...while you are on the go!

Features:
•	Check your account balances
•	Review recent transactions
•	Transfer funds between your accounts
•	View and pay bills (you must be enrolled in bill pay within online banking)

You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any location.  Mobile banking is free to access, but messaging and data rates may apply.

Federally insured by the NCUA.

## Key features

- Check account balances
- Review recent transactions
- Transfer funds between accounts
- View and pay bills
- Secure mobile access

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/swofcu/id1439491446/reviews.md

### 1/5 — Never works.

*2025-12-10*

Every couple of months the app randomly decides to disable your Face ID and make you enter your credentials again. I would be fine with this, but it constantly says my password is incorrect when it is not. When I try to reset it, it says it sends a confirmation code to my email. It does not. I end up having to call the bank and having it fixed that way. Very annoying.

### 5/5 — Awesome Credit Union

*2023-04-18*

Best in town! Love the friendly, helpful staff!

### 5/5 — Transferred note

*2021-01-06*

I would like to be able to add a note when I make an internal transfer. I transfer money for electricity and water among the accounts. I would like to be able to label my transfers because at the end I just see the amounts and it would be better if I could write  electricity, water, and so on

### 5/5 — Need to be able to comment

*2020-10-31*

The old app let you write memos or comments on transfers. This one does not, and I REALLY don’t like the absence of that feature.

### 4/5 — Quick and Convenient

*2020-09-15*

Simple, quick and convenient app.

## Frequently asked questions about SWOFCU

### What can I do with this app?

This app allows you to access your accounts anytime, anywhere. You can check your account balances, review recent transactions, transfer funds between your accounts, and view and pay bills if you are enrolled in bill pay within online banking.

### Is there a cost to use this mobile banking app?

Access to mobile banking is free. However, standard messaging and data rates from your mobile carrier may apply when using the app.

### Do I need to be an existing customer to use this app?

Yes, you need to be enrolled in Online Banking with SWOFCU to use this app. You can enroll by visiting their website or any physical location.

### What devices is this app compatible with?

The description does not specify exact device compatibility, but it is designed for mobile devices, implying compatibility with most modern smartphones and tablets that can download and run applications.

### How secure is this app for managing my finances?

The app is described as fast and secure, providing peace of mind for accessing your financial information on the go. It offers secure access to your accounts for all your banking needs.

## Version history (last 5 releases)

### 26.1.30 — 2026-06-23

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 26.1.20 — 2026-06-03

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-02-18

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.70 — 2025-12-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.30 — 2025-08-27

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

## Apps similar to SWOFCU

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [City National Bank Mobile](https://appshunter.io/ios/app/city-national-bank-mobile/id471335102) | 3.5 (170) | Free | Finance |
| [myLiberty Mobile Banking](https://appshunter.io/ios/app/myliberty-mobile-banking/id616156599) | 4.9 (1,207) | Free | Finance |
| [Fort Sill Federal Credit Union](https://appshunter.io/ios/app/fort-sill-federal-credit-union/id703020709) | 2.3 (22) | Free | Finance |
| [Southwest Financial](https://appshunter.io/ios/app/southwest-financial/id1261890539) | 4.9 (984) | Free | Finance |
| [Oklahoma Federal Credit Union](https://appshunter.io/ios/app/oklahoma-federal-credit-union/id1077049296) | 4.8 (604) | Free | Finance |
| [All America Bank](https://appshunter.io/ios/app/all-america-bank/id944230923) | 3.7 (25) | Free | Finance |

## More apps by Southwest Oklahoma Federal Credit Union

- [SWOFCU Card Boss](https://appshunter.io/ios/app/swofcu-card-boss/id1549963066)

All apps by Southwest Oklahoma Federal Credit Union: https://appshunter.io/developer/601444120

## Related topics

[swmcfcu digital banking](https://appshunter.io/ios/topics/swmcfcu-digital-banking)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-14.*
