# Swyf — Pay anyone, earn rewards

> Send money to anyone, earn rewards, and maintain transaction privacy. (iPhone/iPad app by Swyf Inc.)

- Source: https://appshunter.io/ios/app/swyf/id1645218480 (this page in markdown: same URL + `.md`)
- Developer: [Swyf Inc](https://appshunter.io/developer/1620258850)
- Category: Finance
- Price: Free
- Rating: 4.00/5 from 26 App Store ratings · 15 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 49 MB
- Languages: American English
- Released: 2023-04-13
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/swyf/id1645218480/reviews.md

## What is Swyf?

SEND TO ANYONE: Our world is open. Our money is ours. Yet we can't send money to anyone we want…WHY? With Swyf we’re free to send payments regardless of the app we’re using. 

We can tweet, text, snap, or Swyf them. It doesn't matter. The best part? It's private, secure, and pays us rewards.

EARN REWARDS: Each time you send money, you earn rewards. Rewards can be redeemed for entries into exclusive giveaways like concert tickets, massive scholarships, trips with friends, and much more.

PRIVATE: What you spend your money on is your business and never published to social feeds or shared whimsically with others. Your money is your money, and your transactions are private, secure, and never shared.

SECURE: All Swyf users are verified before they’re allowed onto the platform. All payments go through bank protocols and while some may take a bit longer, those payments are secure.

PERSONAL: Customize your profile with a unique username and display name. You have your own personality and your money should reflect that. At Swyf, we validate your identity and then let you personalize your profile.

Swyf is a financial technology company, not a bank.  Banking services provided by Bangor Savings Bank, Member FDIC. All details, disclosures, and agreements can be found at https://swyf.app/legal

## Key features

- Send payments to anyone
- Earn rewards on transactions
- Redeem rewards for giveaways
- Private and secure transactions
- Verified user accounts
- Personalized user profiles

## Recent user reviews (10 of 15)

All indexed reviews: https://appshunter.io/ios/app/swyf/id1645218480/reviews.md

### 3/5 — Sign Up Problems

*2024-03-04*

Im Having Troubles Signing Up😭😭😭 It Doesnt Accept Any Email I Put

### 1/5 — Website expired

*2023-12-05*

Cannot create new account, it says legit emails are invalid and developer website is expired so there is no app support. Giving scammer vibes.

### 1/5 — Verify Identity

*2023-07-05*

I have did the verify identity part since I’ve downloaded it (yesterday) and it says it only takes a few minutes but it’s still saying “In review” and it’s been a full day or two.

### 5/5 — GREAT APP

*2023-06-11*

it really good and works just as told

### 5/5 — Easy to use

*2023-06-09*

I think it’s a great app! Easy to use and lots of rewards.

### 4/5 — Awesome app

*2023-06-06*

Love that I can make payments to anyone, whether or not they have the app too. And I get rewards for using it. Better than Venmo.

### 5/5 — Clean. Easy money payments and receive.

*2023-06-05*

Love the SWYF app. I used to use the cash app, Venmo, PayPal, you name it. 

SWYF hides the freaking comments and why I am paying people or why people are paying me. Also, I can’t wait until I get to use the rewards :)

### 5/5 — Why not use Swyf?

*2023-06-05*

I was gonna send or receive money in some way or form, might as well be rewarded for doing so. So why not use Swyf?

### 5/5 — Amazing

*2023-06-05*

Make money while doing what I’m already doing? Let’s gooooo

### 5/5 — 5 start

*2023-06-05*

Easy to download and log in too. Was easy to use. Would recommend.

## Frequently asked questions about Swyf

### Is Swyf secure for sending money?

Yes, Swyf prioritizes security by verifying all users before they join the platform. Payments are processed through bank protocols to ensure they are secure, though some may take slightly longer.

### What kind of rewards can I earn with Swyf?

You earn rewards each time you send money. These rewards can be redeemed for entries into exclusive giveaways, including concert tickets, scholarships, and trips.

### Are my transactions on Swyf private?

Absolutely. Swyf ensures your spending is private and not shared on social feeds or with others. Your money and transaction history are kept confidential and secure.

### Can I send money to people who don't use Swyf?

Yes, Swyf allows you to send payments to anyone, regardless of the app they are using. The goal is to enable free payment sending across different platforms.

### How is my identity verified on Swyf?

Swyf validates your identity to ensure all users are legitimate. Once verified, you are then able to personalize your profile with a unique username and display name.

### What devices does Swyf support?

Swyf is available on iPhone, iPad, and iPod devices. It is designed to be accessible across Apple's mobile ecosystem.

### How often is Swyf updated?

The latest version of Swyf is 1.7.4, which was released on June 22, 2023. Updates ensure the app remains secure and functional.

### Is Swyf a bank?

No, Swyf is a financial technology company, not a bank. Banking services are provided by Bangor Savings Bank, Member FDIC.

## Version history (last 5 releases)

### 1.7.4 — 2023-06-22

Thank you for using Swyf!

This update includes several bug fixes, quality of life improvements, and security updates.

### 1.7.2 — 2023-05-31

Thank you for using Swyf! 

This update includes several bug fixes and improvements to enhance the overall user experience.

### 1.7.1 — 2023-05-19

Thank you for using Swyf!

This update includes several bug fixes and improvements.

### 1.7.0 — 2023-05-05

Thank you for using Swyf!

This update includes several bug fixes and general improvements

### 1.6.12 — 2023-05-04

This should be something snarky, but we don't have time to think anything up.

Bug fixes and minor improvements.

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| [Dexy](https://appshunter.io/ios/app/dexy/id1613780445) | 4.7 (6) | Free | Finance |
| [OmniMoney by Boost Mobile](https://appshunter.io/ios/app/omnimoney-by-boost-mobile/id1603488754) | 4.6 (41) | Free | Finance |
| [Fundsy](https://appshunter.io/ios/app/fundsy/id1621747720) | 4.4 (7) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
